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Browse flood insurance agents serving Valparaiso, Indiana. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Valparaiso, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 20 flood insurance agents in Valparaiso, IN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shurr Insurance
833 Lincolnway, Valparaiso, IN 46383
(219) 462-1146
shurrinsurance.com
Trish Geyer: Allstate Insurance
402 Wall St #61, Valparaiso, IN 46383
(219) 844-7420
agents.allstate.com
Sam Allie - State Farm Insurance Agent
3809 N Calumet Ave, Valparaiso, IN 46383
(219) 663-8799
samallie.com
Ethos Insurance & Risk Management
105 Lincolnway suite 215, Valparaiso, IN 46383
(219) 281-2380
ethosriskmgt.com
Raines Insurance Group
251 Indiana Ave, Valparaiso, IN 46383
(219) 561-0102
insurancebyraines.com
Shelter Insurance - Erin Valdivia
403 Lincolnway Ste A, Valparaiso, IN 46383
(219) 464-3493
shelterinsurance.com
Todd Laczynski Agency INC American Family Insurance
2502 Beech St STE 70, Valparaiso, IN 46383
(219) 531-9332
amfam.com
Shepherd Insurance
2600 Roosevelt Rd Suite 2007, Valparaiso, IN 46383
(219) 465-6530
shepherdins.com
Indiana Public Adjusters
76 W Lincolnway, Valparaiso, IN 46383
(219) 312-6529
publicadjustersin.com
General Insurance Services
407 E Lincolnway, Valparaiso, IN 46383
(219) 464-3511
genins.com
Shepherd Insurance
214 Aberdeen Dr, Valparaiso, IN 46385
(219) 464-0100
shepherdins.com
McGowan Insurance Group- Valparaiso
570 Vale Park Rd STE A, Valparaiso, IN 46385
(219) 462-5178
mcgowaninsgrp.com
Valparaiso Insurance Pros
153B S Washington St, Valparaiso, IN 46383
(219) 462-5106
Bobinski Insurance Agency
1704 Calumet Ave, Valparaiso, IN 46383
(219) 548-2550
bobinskiagency.com
Indiana Farm Bureau Insurance
2105 Laporte Ave, Valparaiso, IN 46383
(219) 462-0591
infarmbureau.com
Indiana Farm Bureau Insurance
1115 Cumberland Crossing Dr, Valparaiso, IN 46383
(219) 465-7771
infarmbureau.com
Sievers Insurance
206 Lincolnway, Valparaiso, IN 46383
(219) 242-8013
sieversinsuranceagency.com
Shelter Insurance - Christopher Pierce
403 Lincolnway Ste B, Valparaiso, IN 46383
(219) 465-0326
shelterinsurance.com
Protection Insurance Company
1101 E Glendale Blvd, Valparaiso, IN 46383
(219) 401-1980
Elite Insurance Indiana
63 Tayside St, Valparaiso, IN 46385
(219) 224-8073
Flood insurance agents in Valparaiso Indiana help property owners secure coverage through the National Flood Insurance Program or private insurers. Porter County participates in the NFIP which means residents can purchase federally backed flood insurance. Agents can explain local flood zone designations and the mandatory purchase requirements for properties in high-risk areas.
What Does a Flood Insurance Agent in Valparaiso Cost?
Flood insurance costs in Indiana vary based on flood zone elevation building characteristics and coverage amount. For an NFIP policy in Valparaiso annual premiums typically range from 700 to 2000 dollars for a standard single-family home in a high-risk zone. Properties in low-risk zones may pay under 500 dollars per year. Private flood insurance can cost more or less depending on the insurer and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required for homes in Valparaiso Indiana?
Flood insurance is required for properties with federally backed mortgages that lie in Special Flood Hazard Areas as shown on FEMA flood maps. In Valparaiso many areas near the Little Calumet River and Salt Creek are in Zone AE or A. Even if not required agents recommend coverage because 25 percent of flood claims come from low-risk zones.
What does a flood insurance agent in Valparaiso do?
A flood insurance agent helps you determine your flood risk using local FEMA maps and elevation certificates. They explain coverage limits for building property and contents and help you compare NFIP policies with private flood insurance options. Agents also assist with filing claims after a flood event.
How long does it take to get flood insurance in Indiana?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods of 14 days or less. It is important to buy flood insurance well before any storm threat because coverage does not start immediately.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Indiana.