The top-rated flood insurance agent in Anderson, Indiana is Acceptance Insurance, rated 4.8 stars across 188 reviews. Other highly rated options include Mike Gaskill - State Farm Insurance Agent, Shelter Insurance - Mary Guirguis, Howard Webb Insurance and Real Estate. This directory lists 20 flood insurance agents serving Anderson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 2213 S Scatterfield Rd Suite 5 | (765) 570-7000 |
| 2 | Mike Gaskill - State Farm Insurance Agent | 16 E 29th St | (765) 640-8888 |
| 3 | Shelter Insurance - Mary Guirguis | 426 E 14th St | (765) 644-6937 |
| 4 | Howard Webb Insurance and Real Estate | 525 E 8th St | (765) 644-8847 |
| 5 | Evergreen Insurance | 1201 E 5th St Suite 205 | (765) 374-5103 |
| 6 | Gooding Brown & Company Inc. | 1320 W 53rd St | (765) 642-9949 |
| 7 | Shelter Insurance - Laura Sandlin | 1119 Meridian St Ste 100 | (765) 640-9630 |
| 8 | Acrisure Anderson, IN (Thompson Insurance & Financial Services) | 3414 Main St | (765) 644-6787 |
| 9 | McGowan Insurance Group | 30 W 11th St | (765) 400-5594 |
| 10 | Lon Brown Insurance Agency | 2009 E 10th St | (765) 643-5555 |
Acceptance Insurance in Anderson, Indiana provides flood insurance options that include both one-time policies for immediate, single-event needs and recurring coverage for ongoing property protection. Flood damage from storms or rising waters can threaten homes and businesses, and securing the right policy helps manage that financial risk without relying on federal assistance. In this region, service may be offered on either a one-time or as-needed basis depending on the client’s specific situation.
Mike Gaskill - State Farm Insurance Agent serves the Anderson, Indiana metro area and surrounding Madison County, offering flood insurance policies to local homeowners and renters. These plans help protect property from water damage caused by heavy rains, overflowing rivers, or other weather events that are common in this region. The agency works with clients to review coverage options and find suitable policies for their individual property needs. This location handles specific services such as flood loss assessment and policy renewal management.
Shelter Insurance - Mary Guirguis provides comprehensive flood insurance guidance, helping clients assess their property’s risk and select appropriate coverage levels. The agent offers ongoing policy reviews to ensure plans remain suitable as flood zones or property values change. Regular consultations keep homeowners and business owners informed about claim procedures and mitigation strategies. This service supports single-family homes, apartments, retail spaces, and restaurants throughout Anderson, Indiana.
Howard Webb Insurance and Real Estate serves homeowners, businesses, and property managers in Anderson, Indiana, seeking flood insurance coverage. The agency offers guidance on federal flood policies and helps clients understand local flood zone risks specific to the area. Flood insurance applications are handled with attention to coverage limits and deductibles. Property owners can obtain support for standard or preferred risk policies depending on their flood history. The agency also extends its services to nearby communities such as Pendleton and the greater Madison County metro area.
Evergreen Insurance serves the Anderson, Indiana area and its surrounding communities, handling the placement of flood insurance policies for residential and commercial properties. The agency works with property owners to understand their specific exposure to local flood hazards and coordinates coverage that meets regulatory requirements. For a typical client, it reviews the property's flood zone designation and existing insurance details to recommend an appropriate level of protection.
Gooding Brown & Company Inc. provides flood insurance policies designed for residential and commercial properties, along with general risk assessment and policy comparison services. Serving the Anderson area, the agency helps property owners navigate federal program requirements and secure appropriate coverage. Its work is especially important during spring thaws and heavy rainfall seasons, when the elevated risk of flash flooding from local waterways demands careful review of existing protection levels to prevent costly uninsured damage.
Shelter Insurance - Laura Sandlin in Anderson, IN distinguishes between the ongoing annual premium for a standard flood policy and the option of obtaining coverage for a single, specific event or property. The agency offers both commercial and residential flood insurance plans designed to protect against rising water and storm surge. This service operates on an as-needed basis, typically opening only during seasonal enrollment windows or when federal disaster declarations are active.
Flood season in central Indiana brings elevated risk to homeowners near the White River and its tributaries. Acrisure Anderson, IN (Thompson Insurance & Financial Services) works as a local flood insurance agent, helping area property owners navigate National Flood Insurance Program options. The company assists clients in Anderson by explaining coverage distinctions between building property and personal contents. A comprehensive flood insurance plan can protect against damages that standard homeowner policies typically exclude. Their process begins with a thorough on-site property inspection to evaluate flood zone exposure and specific coverage needs.
McGowan Insurance Group provides flood insurance coverage for residential properties in Anderson, Indiana, helping homeowners protect against water damage to their primary residences. The company also sells commercial flood policies for local businesses needing financial protection from flood-related losses. Their service area includes the greater Anderson region and surrounding communities in Madison County. Clients typically return to this agent when their flood coverage needs to be reviewed for policy renewal between regular insurance visits.
Lon Brown Insurance Agency provides flood insurance services to property owners in Anderson, Indiana. Its specialty add-on coverage addresses the specific risks of water damage from storms and rising waters that affect local areas. The agency works to structure protection that meets individual property situations and municipal requirements throughout the region. Commercial sectors it can serve include offices, warehouses, and food service operations.
What Does a a Flood Insurance Agent in Anderson Cost?
Typical flood insurance costs in Indiana range from 400 to 2,000 dollars per year for NFIP policies, depending on flood zone and building characteristics. Private market policies may be higher or lower. Your agent can provide a quote based on your specific property. This is general information and not insurance advice.
About flood insurance agents in Anderson
Flood insurance agents in Anderson, Indiana help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Indiana law requires lenders to mandate flood insurance for properties in high-risk flood zones. An agent can assess your flood risk and guide you through policy options specific to Madison County.
Frequently Asked Questions
Do I need flood insurance in Anderson Indiana?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rain or river overflow can occur, so coverage is recommended.
What does a flood insurance agent in Anderson do?
A flood insurance agent helps you determine your flood risk, explains NFIP and private policy options, and assists with completing the application. They also help you understand coverage limits and deductibles for your property.
How much does flood insurance cost in Indiana?
Costs vary based on flood zone, property elevation, and coverage amount. In Indiana, average NFIP premiums range from 500 to 1,500 dollars per year. Higher-risk properties may pay more. Private insurers may offer competitive rates.
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