The top-rated flood insurance agent in Evansville, Indiana is Paulson Insurance, rated 5.0 stars across 493 reviews. Other highly rated options include Kanopy Insurance, Daniel Edwards - GEICO Insurance Agent, Hartke Insurance. This directory lists 20 flood insurance agents serving Evansville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paulson Insurance | 1137 W Mill Rd # 100 | (812) 205-2500 |
| 2 | Kanopy Insurance | 401 SE 6th St ste 206a | (855) 996-3749 |
| 3 | Daniel Edwards - GEICO Insurance Agent | 244 N Burkhardt Rd | (812) 916-6450 |
| 4 | Hartke Insurance | 809 S Green River Rd | (812) 671-0592 |
| 5 | Torian Insurance | 3000 E Division St | (812) 424-5503 |
| 6 | Hahn Insurance Agency | 201 E Diamond Ave | (812) 289-6995 |
| 7 | Davis Insurance Group | 1340 Hirschland Rd | (812) 491-1090 |
| 8 | Mark Price Insurance Agency | 11001 IN-66 | (812) 985-2552 |
| 9 | Lancaster Insurance Agency | 658 S Green River Rd | (812) 477-8883 |
| 10 | TRI-STATE INSURANCE GROUP | 981 S Kenmore Dr # A | (812) 475-9595 |
Paulson Insurance provides flood insurance services for the Evansville area, including policy consultations and risk assessments for properties in flood-prone zones. The agency assists with evaluating coverage options and navigating the complexities of National Flood Insurance Program requirements. Its maintenance approach includes periodic policy reviews to ensure limits keep pace with local flood risks. The company serves single-family homes, apartment complexes, retail spaces, and restaurants throughout the region.
Kanopy Insurance serves the Evansville, Indiana metro area and surrounding Vanderburgh County as a flood insurance agent. It offers residential and commercial flood insurance policies through the National Flood Insurance Program. The agency helps property owners assess their flood risk due to the area’s proximity to the Ohio River. Policyholders receive guidance on coverage limits and policy deductibles. The company handles elevation certificate reviews and claims filing assistance for local homeowners and businesses affected by flood events.
Homeowners, businesses, and property managers in Evansville rely on Daniel Edwards - GEICO Insurance Agent for flood insurance policies designed to protect against water damage. This agency helps clients secure coverage that addresses local flooding risks from heavy rainfall and river overflow in southwestern Indiana. Policies are tailored to meet both residential and commercial needs, ensuring properties remain safeguarded in the region. The service also extends to neighboring communities throughout the greater Vanderburgh County metro area, including Newburgh and Henderson.
Hartke Insurance serves Evansville and the surrounding communities in southwestern Indiana, handling flood insurance policies for both residential and commercial properties. The agency helps property owners secure coverage required by lenders or obtain protection against flooding events common to the region's riverfront areas. For a typical job, it reviews the property's flood zone designation and local base flood elevation data to guide the client toward an appropriate policy limit and deductible.
Torians Insurance offers both one-time flood zone determinations and recurring policy management for property owners in Evansville, IN. Coverage options typically protect structures and contents from rising water damage not included in standard homeowners policies. Claims are guided by local flood maps and National Flood Insurance Program requirements. Their service for existing clients runs on a scheduled annual renewal cycle, with additional as-needed support provided promptly after flood events.
Hahn Insurance Agency provides flood insurance services tailored to properties in the Evansville area. The agency helps residential and commercial clients understand their specific flood zone risks and secure appropriate National Flood Insurance Program coverage. It works to ensure policy limits adequately address potential water damage expenses. Guidance is available during the high-risk spring thaw period, when rising river levels often threaten low-lying neighborhoods in Vanderburgh County.
Spring storms and rising river levels near the Ohio River make flood protection a seasonal priority for Evansville homeowners. Davis Insurance Group provides flood insurance policies designed to cover buildings, personal property, and basement contents. Agents review local flood zone maps and assess elevation risks to identify appropriate coverage options for each property. Policies may also address temporary living expenses during a covered loss. Their process begins by scheduling a free onsite inspection of the home and surrounding drainage to confirm accurate replacement cost estimates and flood risk factors.
Mark Price Insurance Agency in Evansville, Indiana, assists property owners in protecting against the financial impact of rising water events. Its core work focuses on evaluating flood exposure levels for residential and commercial structures within local flood zones. The agency specializes in matching coverage to the specific risk factors of the Ohio River region, including filling gaps left by standard policies. Clients across various commercial sectors rely on its services, including those managing offices, warehouses, and food service establishments.
Lancaster Insurance Agency provides flood insurance agent services to property owners in Evansville, Indiana, and can assist with policies for both residential and commercial structures. Located in an area prone to seasonal flooding, the agency helps clients navigate National Flood Insurance Program requirements to secure appropriate coverage for their homes or businesses. The company can also arrange for supplemental flood endorsement options to extend protection beyond standard policy limits.
Tri-State Insurance Group provides residential flood insurance for homeowners in the Evansville area, protecting properties against water damage from rising waters and heavy storms. The company also offers commercial flood coverage for local businesses needing tailored risk management. Serving clients throughout the region, they help property owners understand flood zone requirements and secure appropriate policies. After an initial policy is issued, the agency follows up proactively before renewal cycles to ensure coverage remains current and to address any changing property needs between regular visits.
What Does a a Flood Insurance Agent in Evansville Cost?
Typical flood insurance costs in Indiana range from about 500 to 2,500 dollars per year for an NFIP policy, depending on your property's flood zone, elevation, and coverage amount. Private market policies may be higher or lower. Costs vary by case based on risk factors and deductible choices. This is general information, not insurance advice.
About flood insurance agents in Evansville
Evansville sits along the Ohio River and faces significant flood risk from heavy rains and river overflow. Indiana law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. A local flood insurance agent can help you understand your zone, choose a policy, and navigate the National Flood Insurance Program (NFIP) or private market options.
Frequently Asked Questions
Do I need flood insurance in Evansville Indiana?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many homeowners choose to buy a policy for protection.
What does a flood insurance agent do in Evansville?
A flood insurance agent helps you assess your property's flood risk, explains coverage options under the NFIP or private insurers, and assists with policy purchase and claims. They can also advise on elevation certificates and mitigation discounts.
How long does it take to get flood insurance in Indiana?
Standard NFIP policies have a 30-day waiting period before coverage begins, unless the policy is bought in connection with a new mortgage. Private flood insurance may have different waiting periods, so plan ahead before the rainy season.
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