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Find Flood Insurance Agents Near You in Muncie, IN

Browse flood insurance agents serving Muncie, Indiana. Updated 2026-07-14.

The top-rated flood insurance agent in Muncie, Indiana is Mike Wright - State Farm Insurance Agent, rated 5.0 stars across 779 reviews. Other highly rated options include Jesse Anderson - State Farm Insurance Agent, Jason White - State Farm Insurance Agent, Jason May - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Muncie.

Showing 20 flood insurance agents in Muncie, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mike Wright - State Farm Insurance Agent3899 Wheeling Ave(765) 286-5303
2Jesse Anderson - State Farm Insurance Agent412 S High St(765) 289-6288
3Jason White - State Farm Insurance Agent413 S Tillotson Ave # 7(765) 273-4359
4Jason May - State Farm Insurance Agent2991 N Oakwood Ave(765) 747-7100
5Shelter Insurance - Katy Combs206 W Ontario Dr(765) 284-3020
6Justin Sorensen: Allstate Insurance320 E McGalliard Rd(765) 288-2880
7Jeff Cline - State Farm Insurance Agent4108 Wheeling Ave(765) 286-0055
8Able Insurance425 W Washington St(765) 289-8941
9Indiana Farm Bureau Insurance - Dane Cook Agency704 W McGalliard Rd(765) 284-5589
10Robertson Insurance Services3701 N Briarwood Ln(765) 896-9557
MW
3899 Wheeling Ave
Mike Wright - State Farm Insurance Agent
Flood Insurance Agent · Muncie, IN

Mike Wright - State Farm Insurance Agent serves the Muncie, Indiana area, offering flood insurance policies to homeowners and renters. The agency helps clients understand flood map risks and coverage options available through the National Flood Insurance Program. Guidance is provided for both residential and commercial properties located in designated flood zones. Common claims handled include water damage from rising rivers, heavy rain runoff, and burst drainage systems.

JA
412 S High St
Jesse Anderson - State Farm Insurance Agent
Flood Insurance Agent · Muncie, IN

Jesse Anderson - State Farm Insurance Agent provides personal and commercial flood insurance solutions in Muncie, IN. Policy maintenance includes annual coverage reviews to ensure clients understand policy limits, deductibles, and flood map changes. Services also include claim guidance and policy endorsements for basement or content coverage. Flood insurance helps protect single-family homes, apartments, retail locations, and local restaurants from water damage.

JW
413 S Tillotson Ave # 7
Jason White - State Farm Insurance Agent
Flood Insurance Agent · Muncie, IN

Jason White - State Farm Insurance Agent serves homeowners, businesses, and property managers in Muncie, Indiana, who need protection against flood damage. The agency helps clients understand National Flood Insurance Program options and secure coverage that meets lender requirements and local flood zone risks. Policies are designed to cover structural damages and contents loss from rising water events common in the area. The agency also extends its flood insurance services to clients in nearby Daleville and the broader Delaware County region.

JM
2991 N Oakwood Ave
Jason May - State Farm Insurance Agent
Flood Insurance Agent · Muncie, IN

Unlike a one-time claim advocate, recurring flood insurance support ensures ongoing policy adjustments as flood maps change. Jason May - State Farm Insurance Agent in Muncie, IN offers coverage protecting structures and contents from rising water, a distinct risk separate from standard homeowners policies. This service operates on a policy period basis, with review and modifications available both at renewal and whenever a property’s risk profile shifts. Assistance functions as an as-needed resource, not a scheduled appointment.

SI
206 W Ontario Dr
Shelter Insurance - Katy Combs
Flood Insurance Agent · Muncie, IN

As a flood insurance agent, Shelter Insurance - Katy Combs in Muncie, IN, assists property owners with securing coverage for flood damage and also guides them through policy options. The agency helps clients understand flood zone risks, deductibles, and the National Flood Insurance Program. This service is especially important after heavy spring rains or rapid snowmelt in the area, which can heighten the risk of basement flooding and water damage.

JS
320 E McGalliard Rd
Justin Sorensen: Allstate Insurance
Flood Insurance Agent · Muncie, IN

Spring flooding from the White River can catch Muncie homeowners off guard, and Justin Sorensen: Allstate Insurance helps residents prepare for that risk by explaining how a flood insurance agent structures policies separate from standard home coverage. This agent reviews FEMA flood maps for the area to match potential water damage with appropriate protection. A typical first step is scheduling a property inspection to evaluate foundation and drainage conditions, which then informs the initial coverage assessment.

JC
4108 Wheeling Ave
Jeff Cline - State Farm Insurance Agent
Flood Insurance Agent · Muncie, IN

Jeff Cline’s State Farm Insurance agency in Muncie provides general property coverage to local homeowners and businesses. The agency specializes in flood insurance policies, helping clients protect against water damage that standard homeowners plans typically exclude. For commercial clients, the agency can secure coverage for offices, warehouses, and food service operations. Each policy is tailored to the specific flood risks of the Muncie area, ensuring proper financial protection against storm surges and heavy rainfall events.

AI
425 W Washington St
Able Insurance
Flood Insurance Agent · Muncie, IN

Able Insurance serves Muncie and the surrounding communities of Delaware County, assisting property owners with securing coverage against flood damage. The agency handles standard flood insurance policies for both residential and commercial structures, as well as contents coverage for belongings lost in rising water. It specifically addresses federally required flood policies for homes in mapped high-risk zones and optional coverage for those outside designated areas. For each job, it begins by reviewing the property’s flood zone designation from local FEMA maps to determine appropriate coverage limits.

IF
704 W McGalliard Rd
Indiana Farm Bureau Insurance - Dane Cook Agency
Flood Insurance Agent · Muncie, IN

Indiana Farm Bureau Insurance - Dane Cook Agency in Muncie, IN, is known for connecting residents with flood insurance policies tailored to local property risk. Its service range covers both standard homeowners and renters seeking separate flood coverage throughout the Muncie area. The agency helps clients assess their flood zone exposure and navigate the complexities of National Flood Insurance Program options. An additional specialty service it can offer is guidance on adding sewer backup coverage to a basic flood insurance policy.

RI
3701 N Briarwood Ln
Robertson Insurance Services
Flood Insurance Agent · Muncie, IN

Robertson Insurance Services in Muncie, IN helps homeowners secure residential flood coverage for single-family properties. Commercial flood insurance options are also available for local business owners. The agency serves clients throughout Muncie and nearby communities, ensuring properties have protection against rising water damage. Policyholders are encouraged to check in for coverage updates between regular annual visits to reflect changing flood zone maps and property values.

SM
2809 W Godman Ave Suite 5
Scott Metzler - Goosehead Insurance
Flood Insurance Agent · Muncie, IN
(765) 356-9737
goosehead.com/agents/in/muncie/scott-metzler
MI
3409 W Bethel Ave
Martin Insurance Group - Muncie
Flood Insurance Agent · Muncie, IN
(765) 282-4967
insuredbymartin.com
KI
3612 Wheeling Ave
Kramer Insurance
Flood Insurance Agent · Muncie, IN
(765) 896-8852
kramerinsuresit.com
DK
3011 W Jackson St
Dennis Kane - State Farm Insurance Agency - Muncie, IN
Flood Insurance Agent · Muncie, IN
(765) 289-6211
denniskane.com
MI
3804 Wheeling Ave
McGowan Insurance Group
Flood Insurance Agent · Muncie, IN
(765) 282-2872
mcgowaninsgrp.com
SK
125 E Charles St Suite 109
Safe Key Insurance
Flood Insurance Agent · Muncie, IN
(765) 216-1235
safekeyinsurance.com
AM
1019 W Jackson St
Acrisure Muncie, IN (United Insurance Agencies)
Flood Insurance Agent · Muncie, IN
(765) 284-4443
acrisure.com
IF
3040 W White River Blvd
Indiana Farm Bureau Insurance
Flood Insurance Agent · Muncie, IN
(765) 284-5543
infarmbureau.com/offices/Delaware/Muncie%20West
PI
1020 S Tillotson Ave
Preferred Insurance Solutions, INC
Flood Insurance Agent · Muncie, IN
(765) 896-9510
preferredinssolutions.com
SI
6216 W Kilgore Ave
Shelter Insurance - Justin Mosier
Flood Insurance Agent · Muncie, IN
(765) 284-6033
shelterinsurance.com/CA/agent/JMOSIER

What Does a a Flood Insurance Agent in Muncie Cost?

Flood insurance costs in Indiana typically range from 500 to 2,500 dollars per year for a standard NFIP policy. Premiums depend on flood zone, building elevation, and coverage amount. Private market rates may vary. This is general information and not insurance advice.

About flood insurance agents in Muncie

Flood insurance agents in Muncie Indiana help property owners secure coverage through the National Flood Insurance Program and private insurers. Indiana law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents in Muncie can explain local flood maps and assist with policy selection for homes and businesses near the White River.

Frequently Asked Questions

Do I need flood insurance in Muncie Indiana?

If your property is in a Special Flood Hazard Area designated by FEMA, your lender will require flood insurance. Even outside high-risk zones, agents recommend coverage because heavy rains can cause flooding in Muncie.

How do I find a flood insurance agent in Muncie?

You can search for licensed insurance agents in Muncie through the Indiana Department of Insurance website. Many local agencies offer flood policies and can review your property risk.

What does flood insurance cover in Indiana?

Standard NFIP policies cover building damage and contents up to policy limits. Indiana does not have state-specific flood coverage laws, so agents explain federal guidelines and private policy options.

Flood Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.