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HomeFlood Insurance AgentsIndiana › Mishawaka

Find Flood Insurance Agents Near You in Mishawaka, IN

Browse flood insurance agents serving Mishawaka, Indiana. Updated 2026-07-14.

The top-rated flood insurance agent in Mishawaka, Indiana is McCarthy Insurance Group, rated 4.9 stars across 171 reviews. Other highly rated options include Backstrom Insurance Group, HealthMarkets Insurance - Tony Letcher, Pilot Insurance Agency. This directory lists 15 flood insurance agents serving Mishawaka.

Showing 15 flood insurance agents in Mishawaka, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1McCarthy Insurance Group802 Lincolnway W(574) 259-5622
2Backstrom Insurance Group3006 Lincolnway E(574) 360-8182
3HealthMarkets Insurance - Tony Letcher1736 E Day Rd Suite 400 Suite 400(574) 307-8882
4Pilot Insurance Agency822 W 8th St(574) 855-4837
5HealthMarkets Insurance - Derek Mabry1736 E Day Rd #400(574) 229-8147
6DAC Insurance Inc., Michiana's Insurance Agency1117 Lincolnway E(574) 256-6707
7Dennis Insurance Agency2401 Lincolnway W(574) 254-1010
8HealthMarkets Insurance - Zack Spaulding1736 E Day Rd Ste 200 #400(574) 240-4013
9Summers Insurance Agency12415 McKinley Hwy(574) 252-0502
10A-AGENCY A Division of Treesh Insurance2342 Miracle Lane(574) 234-9922
MI
802 Lincolnway W
McCarthy Insurance Group
Flood Insurance Agent · Mishawaka, IN

McCarthy Insurance Group serves the Mishawaka, Indiana metro area as a flood insurance agent. The agency helps property owners understand and obtain coverage against flood damage, which is often not included in standard homeowners policies. Navigating flood zones and federal requirements can be complex, and the company assists clients in assessing their specific risk levels and securing appropriate policies. It handles flood insurance applications and claim support for residential and commercial properties in this region.

BI
3006 Lincolnway E
Backstrom Insurance Group
Flood Insurance Agent · Mishawaka, IN

Backstrom Insurance Group in Mishawaka, Indiana provides comprehensive flood insurance services, including policy selection guidance and risk assessment consultations. It offers long-term account management to ensure clients maintain appropriate coverage as flood zone maps and property values change. The company advises on federal and private options to protect against water damage from heavy rains and rising rivers. Its client base includes single-family homes, apartments, retail establishments, and locally owned restaurants.

HI
1736 E Day Rd Suite 400 Suite 400
HealthMarkets Insurance - Tony Letcher
Flood Insurance Agent · Mishawaka, IN

Homeowners, businesses, and property managers in Mishawaka can consult HealthMarkets Insurance - Tony Letcher for flood insurance policies tailored to local property needs. This agency helps clients understand coverage options that address flood risks common to the area. Flood insurance is often required for properties near waterways or in designated flood zones. The agent works with individuals and commercial clients to find appropriate plans. Coverage guidance extends to neighboring communities in the greater South Bend metro area as well.

PI
822 W 8th St
Pilot Insurance Agency
Flood Insurance Agent · Mishawaka, IN

Pilot Insurance Agency serves Mishawaka and the surrounding communities in north-central Indiana, handling flood insurance policies for homes and businesses in designated flood zones. The agency manages both National Flood Insurance Program policies and private market options for clients seeking coverage. To address the frequent flood risks from area rivers and drainage systems, the general approach it uses begins with a property-specific flood zone determination before matching policy limits to the building’s replacement cost and contents value.

HI
1736 E Day Rd #400
HealthMarkets Insurance - Derek Mabry
Flood Insurance Agent · Mishawaka, IN

HealthMarkets Insurance - Derek Mabry in Mishawaka, IN offers both one-time flood policies for individual properties and recurring coverage options for ongoing protection. As a flood insurance agent, the company helps property owners secure coverage that addresses potential water damage risks common in the area. Clients can contact the agent to discuss specific needs and policy details. Service for new policies and policy inquiries runs on an as-needed basis, allowing customers to schedule appointments or request assistance when required.

DI
1117 Lincolnway E
DAC Insurance Inc., Michiana's Insurance Agency
Flood Insurance Agent · Mishawaka, IN

When severe storms or rapid snowmelt threaten the Indiana and Michigan region, homeowners near the St. Joseph River or Elkhart Prairie face significant flood risks. DAC Insurance Inc., Michiana's Insurance Agency in Mishawaka, helps property owners understand the nuances of National Flood Insurance Program options and private coverage. The agency focuses specifically on local flood zones and elevation certificate requirements that often catch residents off guard. Every policy consultation begins with a thorough on-site property inspection to assess ground-floor elevation and drainage flow.

DI
2401 Lincolnway W
Dennis Insurance Agency
Flood Insurance Agent · Mishawaka, IN

Dennis Insurance Agency in Mishawaka, IN, handles property and casualty insurance for local homeowners and businesses, with a dedicated focus on flood insurance coverage to protect against regional water damage risks. Their services help clients secure policies required by lenders and those voluntarily safeguarding assets. The agency assists in navigating flood zone maps and policy limits to ensure appropriate protection is selected. It serves a variety of commercial sectors, including offices, warehouses, and food service operations.

HI
1736 E Day Rd Ste 200 #400
HealthMarkets Insurance - Zack Spaulding
Flood Insurance Agent · Mishawaka, IN

HealthMarkets Insurance - Zack Spaulding is known for guiding Mishawaka property owners through the complexities of flood insurance coverage. The agency helps clients assess their flood risk and select appropriate policies tailored to their specific needs. It regularly assists homeowners, renters, and commercial property holders in obtaining protection against water damage from natural events. Common areas of consultation include reviewing National Flood Insurance Program options and explaining elevation certificates. As a specialty service, the agency can add on backup sewer and drain coverage to enhance a standard flood policy.

SI
12415 McKinley Hwy
Summers Insurance Agency
Flood Insurance Agent · Mishawaka, IN

Summers Insurance Agency in Mishawaka, IN, assists homeowners with residential flood insurance policies to protect their properties from water damage. They also offer commercial flood coverage for local businesses in the area. Serving Mishawaka and the surrounding region, the agency helps clients understand their policy options and file claims when needed. After an initial consultation, the agent can schedule a regular policy review to ensure coverage remains appropriate and can assist with follow-up adjustments between routine visits.

AD
2342 Miracle Lane
A-AGENCY A Division of Treesh Insurance
Flood Insurance Agent · Mishawaka, IN

A-AGENCY A Division of Treesh Insurance provides flood insurance agent services, guiding residents of Mishawaka, Indiana through policy selection and risk assessment. It generally works with property owners to secure appropriate flood coverage, helping them understand local flood zone maps and requirements. The agency assists clients before and after flood events, ensuring claims are filed correctly. It particularly helps homeowners and businesses prepare for spring thaws and heavy rain seasons that frequently cause localized flooding in the area.

SI
13800 Jackson Rd
Synergy Insurance Group
Flood Insurance Agent · Mishawaka, IN
(574) 258-5555
synergyinsurancegroup.com
TI
1602 N Main St
Trevino Insurance
Flood Insurance Agent · Mishawaka, IN
(574) 256-5712
trevinoinsurance.com
AO
4220 Edison Lakes Pkwy #200
Auto-Owners Insurance Mishawaka Claims
Flood Insurance Agent · Mishawaka, IN
(574) 243-9225
auto-owners.com
1S
6909 Grape Rd
1st Source Insurance
Flood Insurance Agent · Mishawaka, IN
(574) 271-5200
1stsource.com/personal/planning-insurance
SI
523 W McKinley Ave
Shelter Insurance - Jeff Marner
Flood Insurance Agent · Mishawaka, IN
(574) 247-3014
shelterinsurance.com/CA/agent/JMARNER

What Does a a Flood Insurance Agent in Mishawaka Cost?

Typical flood insurance costs in Indiana range from about $500 to $2,000 per year for NFIP policies depending on flood zone risk and property value. Private market rates can be higher or lower. Elevation of the building and deductible choice also affect the premium. This is general information and not insurance advice.

About flood insurance agents in Mishawaka

Flood insurance agents in Mishawaka Indiana help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Mishawaka properties near the St Joseph River or in designated flood zones may require flood insurance as a condition of a mortgage. Indiana law does not mandate flood insurance for all properties but lenders often require it for high risk areas.

Frequently Asked Questions

Do I need flood insurance in Mishawaka Indiana?

Flood insurance is not required by Indiana state law for all properties. However if your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage your lender will require it.

What does a flood insurance agent do in Mishawaka?

A flood insurance agent helps you assess your flood risk based on FEMA flood maps for St Joseph County. They then help you choose a policy from the NFIP or a private insurer and assist with the application process.

How long does it take to get flood insurance in Indiana?

NFIP policies typically have a 30 day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is forecast.

Flood Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.