Skip to main content

Find Flood Insurance Agents Near You in Mishawaka, IN

Compare flood insurance agents in Mishawaka. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Mishawaka, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 15 flood insurance agents in Mishawaka, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
McCarthy Insurance Group
802 Lincolnway W, Mishawaka, IN 46544
(574) 259-5622 mccarthyins.com
Backstrom Insurance Group
3006 Lincolnway E, Mishawaka, IN 46544
(574) 360-8182 backstrominsurancegroup.com
HealthMarkets Insurance - Tony Letcher
1736 E Day Rd Suite 400 Suite 400, Mishawaka, IN 46545
(574) 307-8882 healthmarkets.com
Pilot Insurance Agency
822 W 8th St, Mishawaka, IN 46544
(574) 855-4837 pilotinsuranceagency.com
HealthMarkets Insurance - Derek Mabry
1736 E Day Rd #400, Mishawaka, IN 46545
(574) 229-8147 healthmarkets.com
A-AGENCY A Division of Treesh Insurance
2342 Miracle Lane, Mishawaka, IN 46545
(574) 234-9922 treeshinsurance.com
DAC Insurance Inc., Michiana's Insurance Agency
1117 Lincolnway E, Mishawaka, IN 46544
(574) 256-6707 dacinsurance.com
Dennis Insurance Agency
2401 Lincolnway W, Mishawaka, IN 46544
(574) 254-1010 bettercoverages.com
Summers Insurance Agency
12415 McKinley Hwy, Mishawaka, IN 46545
(574) 252-0502 summers-insurance.com
HealthMarkets Insurance - Zack Spaulding
1736 E Day Rd Ste 200 #400, Mishawaka, IN 46545
(574) 240-4013 healthmarkets.com
Synergy Insurance Group
13800 Jackson Rd, Mishawaka, IN 46544
(574) 258-5555 synergyinsurancegroup.com
Trevino Insurance
1602 N Main St, Mishawaka, IN 46545
(574) 256-5712 trevinoinsurance.com
Auto-Owners Insurance Mishawaka Claims
4220 Edison Lakes Pkwy #200, Mishawaka, IN 46545
(574) 243-9225 auto-owners.com
1st Source Insurance
6909 Grape Rd, Mishawaka, IN 46545
(574) 271-5200 1stsource.com
Shelter Insurance - Jeff Marner
523 W McKinley Ave, Mishawaka, IN 46545
(574) 247-3014 shelterinsurance.com

Flood insurance agents in Mishawaka Indiana help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Mishawaka properties near the St Joseph River or in designated flood zones may require flood insurance as a condition of a mortgage. Indiana law does not mandate flood insurance for all properties but lenders often require it for high risk areas.

What Does a Flood Insurance Agent in Mishawaka Cost?

Typical flood insurance costs in Indiana range from about $500 to $2,000 per year for NFIP policies depending on flood zone risk and property value. Private market rates can be higher or lower. Elevation of the building and deductible choice also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Mishawaka Indiana?
Flood insurance is not required by Indiana state law for all properties. However if your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage your lender will require it.
What does a flood insurance agent do in Mishawaka?
A flood insurance agent helps you assess your flood risk based on FEMA flood maps for St Joseph County. They then help you choose a policy from the NFIP or a private insurer and assist with the application process.