ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsIndiana › Lafayette

Find Flood Insurance Agents Near You in Lafayette, IN

Browse flood insurance agents serving Lafayette, Indiana. Updated 2026-07-14.

The top-rated flood insurance agent in Lafayette, Indiana is Allison Gardner - State Farm Insurance Agent, rated 5.0 stars across 241 reviews. Other highly rated options include Mike Kornafel - State Farm Insurance Agent, Lafayette Insurance - Joe Couch Insurance Agency, Isch Insurance Agency, Inc.. This directory lists 19 flood insurance agents serving Lafayette.

Showing 19 flood insurance agents in Lafayette, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Allison Gardner - State Farm Insurance Agent989 S Creasy Ln(765) 448-6101
2Mike Kornafel - State Farm Insurance Agent3135 Concord Rd Ste 1(765) 474-1547
3Lafayette Insurance - Joe Couch Insurance Agency3111 Builder Dr #6(765) 474-2300
4Isch Insurance Agency, Inc.1415 Union St(765) 838-2781
5Blevins Insurance Agency2 N 4th St(765) 446-8999
6Scott Scales Insurance Agency, Inc. Your Family Insurance Since 198453 Lori Lee Dr Ste. 220(765) 701-0121
7Insurance Solutions From Amber4826 Tazer Dr suite c(765) 429-7979
8Farmers Insurance Agency - Jose Gaytan2781 Teal Rd(765) 427-5884
9Collicott Insurance3888 Union St Suite A(765) 448-6107
10Underwood Insurance Agency3990 State Rte 38 Suite 5A(765) 742-7320
AG
989 S Creasy Ln
Allison Gardner - State Farm Insurance Agent
Flood Insurance Agent · Lafayette, IN

Allison Gardner - State Farm Insurance Agent serves the Lafayette, Indiana, area and provides flood insurance policies for homeowners and renters. Flood insurance is a vital consideration for properties near the Wabash River or within floodplain zones. This agency helps clients assess their risk of rising water from natural events. Navigating the federal National Flood Insurance Program requirements is part of the service offered. Policy specialists here also handle coverage for basements and building contents, including structural flooding damage.

MK
3135 Concord Rd Ste 1
Mike Kornafel - State Farm Insurance Agent
Flood Insurance Agent · Lafayette, IN

Mike Kornafel - State Farm Insurance Agent in Lafayette, IN, provides flood insurance coverage and policy management services. Its plans include personalized risk assessments and claims assistance tailored to local flood zone requirements. The company offers regular policy reviews to ensure adequate protection against rising water hazards common to the area. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

LI
3111 Builder Dr #6
Lafayette Insurance - Joe Couch Insurance Agency
Flood Insurance Agent · Lafayette, IN

This flood insurance agent, serving homeowners, businesses, and property managers in Lafayette, assists clients in securing coverage against water damage from rising waters. The agency works with local and national carriers to help property owners understand flood zone requirements and policy options. Regular policies often exclude flood damage, making this specialized guidance essential for those with mortgages or properties at risk. These services also extend to residents and commercial property owners in nearby West Lafayette, Indiana.

II
1415 Union St
Isch Insurance Agency, Inc.
Flood Insurance Agent · Lafayette, IN

Isch Insurance Agency, Inc. serves the Lafayette, IN area and surrounding communities, handling residential and commercial flood insurance policies. It navigates the complexities of federal flood maps and local flood zones to find appropriate coverage for property owners. In dealing with a typical job, the agency begins by reviewing the property’s specific elevation and flood risk to compare available plans.

BI
2 N 4th St
Blevins Insurance Agency
Flood Insurance Agent · Lafayette, IN

Blevins Insurance Agency distinguishes between temporary coverage for immediate need and ongoing flood policies for continuous protection, tailoring plans to safeguard properties in Lafayette, IN. Flood insurance agents evaluate local flood zones to structure policies covering structural damage and contents losses from rising water. These policies ensure compliance with mortgage requirements often mandated for high-risk areas. Service appointments are available on a one-time, scheduled, or as-needed basis, accommodating both first-time buyers and annual renewal consultations.

SS
53 Lori Lee Dr Ste. 220
Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984
Flood Insurance Agent · Lafayette, IN

As a flood insurance agent, Scott Scales Insurance Agency, Inc. specializes in securing National Flood Insurance Program policies for properties in Lafayette, IN, and also offers general insurance services to protect homes and businesses. The agency helps residents understand their flood risk, particularly in low-lying areas near the Wabash River. Following spring thaws or intense summer thunderstorms, it assists clients in reviewing coverage before the next heavy rainfall season begins.

IS
4826 Tazer Dr suite c
Insurance Solutions From Amber
Flood Insurance Agent · Lafayette, IN

As seasonal storms and spring thaws in the Lafayette area can lead to unexpected water damage, residents need reliable protection from rising flood risks. Insurance Solutions From Amber provides flood insurance policies designed to safeguard homes and belongings from these common local events. Serving the Lafayette area, the company addresses specific coverage needs for properties near rivers and low-lying zones. To begin the process, a representative will schedule an initial property inspection to evaluate the building's exposure and determine the right policy parameters.

FI
2781 Teal Rd
Farmers Insurance Agency - Jose Gaytan
Flood Insurance Agent · Lafayette, IN

Farmers Insurance Agency - Jose Gaytan in Lafayette, IN provides general property and casualty insurance services, with added specialization as a flood insurance agent. This focus allows the agency to address the specific water damage risks common to local residential and commercial properties. Flood insurance policies from this agent are designed to cover structures and their contents against rising water events. Commercial sectors it can serve include office buildings, warehouses, and food service establishments.

CI
3888 Union St Suite A
Collicott Insurance
Flood Insurance Agent · Lafayette, IN

Collicott Insurance is a flood insurance agent in Lafayette, IN, known for helping property owners navigate National Flood Insurance Program options. They serve residential and commercial clients across Tippecanoe County, assessing flood zone risks for homes and businesses. Their service range includes policy selection based on elevation certificates and local flood maps. They also offer guidance on obtaining separate contents coverage for personal belongings stored in basements or lower levels.

UI
3990 State Rte 38 Suite 5A
Underwood Insurance Agency
Flood Insurance Agent · Lafayette, IN

Underwood Insurance Agency provides residential flood insurance services for homeowners in Lafayette, Indiana. The agency also offers commercial coverage tailored to local businesses needing flood protection from regional weather patterns. Their service area includes the wider Lafayette community and surrounding areas in Tippecanoe County. After an initial policy setup and claim filing, the agency offers follow-up service adjustments and policy reviews between regular renewal visits to ensure ongoing coverage meets changing needs.

IB
2300 South St
Insurance Broker Direct
Flood Insurance Agent · Lafayette, IN
(765) 297-0999
insbrokerdirect.com
RI
2812 Main St
RME Insurance
Flood Insurance Agent · Lafayette, IN
(765) 742-5411
rmeinsurance.com
MA
2800 Ferry St
The Mitchell Agency Inc
Flood Insurance Agent · Lafayette, IN
(765) 742-1135
mitchellagy.com
SI
3115 Kossuth St
Shelter Insurance - Roxann Cedars
Flood Insurance Agent · Lafayette, IN
(765) 423-5488
shelterinsurance.com/CA/agent/RCEDARS
FM
3867 Kensington Dr
Flores McManus Insurance Agency
Flood Insurance Agent · Lafayette, IN
(765) 490-8778
flomacinsurance.com
IF
1803 Veterans Memorial Pkwy S D
Indiana Farm Bureau Insurance
Flood Insurance Agent · Lafayette, IN
(765) 474-6466
infarmbureau.com
EI
3111 Builder Dr #6
Erie Insurance - Lafayette Insurance
Flood Insurance Agent · Lafayette, IN
(765) 474-2300
mylafayetteinsurance.com
WI
551 Beck Ln C
Wilmington Insurance Agency, Inc.
Flood Insurance Agent · Lafayette, IN
(765) 474-6767
wilmingtonagency.com
MI
415 Columbia St
Mutual of Indiana Insurance Company
Flood Insurance Agent · Lafayette, IN
(800) 782-6322
mutualofindiana.com

What Does a a Flood Insurance Agent in Lafayette Cost?

The cost of flood insurance in Indiana varies based on flood zone, elevation, building age, and coverage amount. An NFIP policy for a home in a moderate-to-low risk area may cost around $500 to $800 per year. For high-risk zones, premiums can range from $1,000 to $3,000 or more annually. Private market policies may offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Lafayette

Flood insurance agents in Lafayette, Indiana help property owners secure coverage through the National Flood Insurance Program or private insurers. Lafayette sits near the Wabash River and Tippecanoe Creek, making flood risk a concern for many residents. Indiana law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones.

Frequently Asked Questions

Do I need flood insurance in Lafayette Indiana?

Flood insurance is not required by Indiana state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it.

What does a flood insurance agent in Lafayette do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with filing claims and understanding coverage limits for structures and contents.

How long does it take to get flood insurance in Indiana?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is forecast.

Flood Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.