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Find Flood Insurance Agents Near You in Lafayette, IN

Looking for a flood insurance agent in Lafayette? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Lafayette, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 19 flood insurance agents in Lafayette, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Allison Gardner - State Farm Insurance Agent
989 S Creasy Ln, Lafayette, IN 47905
(765) 448-6101 allisongardner.net
Mike Kornafel - State Farm Insurance Agent
3135 Concord Rd Ste 1, Lafayette, IN 47909
(765) 474-1547 choosemike.com
Lafayette Insurance - Joe Couch Insurance Agency
3111 Builder Dr #6, Lafayette, IN 47909
(765) 474-2300 mylafayetteinsurance.com
Isch Insurance Agency, Inc.
1415 Union St, Lafayette, IN 47904
(765) 838-2781 ischinsurance.com
Blevins Insurance Agency
2 N 4th St, Lafayette, IN 47901
(765) 446-8999 blevinsinsurance.com
Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984
53 Lori Lee Dr Ste. 220, Lafayette, IN 47905
(765) 701-0121 ssinsured.com
Insurance Solutions From Amber
4826 Tazer Dr suite c, Lafayette, IN 47905
(765) 429-7979 bettercallamber.com
Farmers Insurance Agency - Jose Gaytan
2781 Teal Rd, Lafayette, IN 47905
(765) 427-5884 josegaytaninsuranceagency.com
Underwood Insurance Agency
3990 State Rte 38 Suite 5A, Lafayette, IN 47905
(765) 742-7320 underwoodagency.com
Collicott Insurance
3888 Union St Suite A, Lafayette, IN 47905
(765) 448-6107 collicottinsurance.com
Insurance Broker Direct
2300 South St, Lafayette, IN 47904
(765) 297-0999 insbrokerdirect.com
Shelter Insurance - Roxann Cedars
3115 Kossuth St, Lafayette, IN 47904
(765) 423-5488 shelterinsurance.com
RME Insurance
2812 Main St, Lafayette, IN 47904
(765) 742-5411 rmeinsurance.com
The Mitchell Agency Inc
2800 Ferry St, Lafayette, IN 47904
(765) 742-1135 mitchellagy.com
Indiana Farm Bureau Insurance
1803 Veterans Memorial Pkwy S D, Lafayette, IN 47909
(765) 474-6466 infarmbureau.com
Flores McManus Insurance Agency
3867 Kensington Dr, Lafayette, IN 47905
(765) 490-8778 flomacinsurance.com
Erie Insurance - Lafayette Insurance
3111 Builder Dr #6, Lafayette, IN 47909
(765) 474-2300 mylafayetteinsurance.com
Mutual of Indiana Insurance Company
415 Columbia St, Lafayette, IN 47901
(800) 782-6322 mutualofindiana.com
Wilmington Insurance Agency, Inc.
551 Beck Ln C, Lafayette, IN 47909
(765) 474-6767 wilmingtonagency.com

Flood insurance agents in Lafayette, Indiana help property owners secure coverage through the National Flood Insurance Program or private insurers. Lafayette sits near the Wabash River and Tippecanoe Creek, making flood risk a concern for many residents. Indiana law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones.

What Does a Flood Insurance Agent in Lafayette Cost?

The cost of flood insurance in Indiana varies based on flood zone, elevation, building age, and coverage amount. An NFIP policy for a home in a moderate-to-low risk area may cost around $500 to $800 per year. For high-risk zones, premiums can range from $1,000 to $3,000 or more annually. Private market policies may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Lafayette Indiana?
Flood insurance is not required by Indiana state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it.
What does a flood insurance agent in Lafayette do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with filing claims and understanding coverage limits for structures and contents.