Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 17 flood insurance agents in Waipahu, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Larry Welsch - State Farm Insurance Agent
94-429 Ukeʻe St #101, Waipahu, HI 96797
(808) 944-3450
larrywelsch.com
Guy Matsumoto - State Farm Insurance Agent
94-849 Lumiaina St Ste 104, Waipahu, HI 96797
(808) 671-7888
guymatsumoto.com
Valerie Bruner at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6105
comparioninsurance.com
Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 487-0628
comparioninsurance.com
Kendrick Nishiguchi at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6071
comparioninsurance.com
Susan Santos - State Farm Insurance Agent
94-229 Waipahu Depot St #201, Waipahu, HI 96797
(808) 677-0098
agentsusansantos.com
Ricky Bonilla: Allstate Insurance
94-050 Farrington Hwy Ste B1-8, Waipahu, HI 96797
(808) 676-0501
agents.allstate.com
Dawn Mira-Whitson: Allstate Insurance
94-210 Pupukahi St Ste 208, Waipahu, HI 96797
(808) 677-1428
agents.allstate.com
Deborah Sumulong at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6074
comparioninsurance.com
Leilani Yee at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6073
comparioninsurance.com
Roy D Burnett Jr - State Farm Insurance Agent
94-487 Akoki St Ste 103, Waipahu, HI 96797
(808) 688-1551
royburnett.com
Michael Albatrosov at Comparion Insurance Agency
94-849 Lumiaina St #206, Waipahu, HI 96797
(808) 650-6109
comparioninsurance.com
Bayview Insurance: Allstate Insurance
94-129 Leokane St, Waipahu, HI 96797
(808) 427-6700
agents.allstate.com
Lani Powers, Bankers Life Agent
94-1024 Waipio Uka St Ste 207, Waipahu, HI 96797
(818) 885-3800
agents.bankerslife.com
Plan Benefits Hawaii, LLC
94-487 Akoki St STE 104, Waipahu, HI 96797
(808) 650-5544
Jaslyn Revault, Bankers Life Agent
94-1024 Waipio Uka St # 207, Waipahu, HI 96797
(818) 885-3800
agents.bankerslife.com
Armida Domingo, Bankers Life Agent
94-1024 Waipio Uka St # 207, Waipahu, HI 96797
(818) 885-3800
agents.bankerslife.com
What Does a Flood Insurance Agent in Waipahu Cost?
Flood insurance costs in Waipahu vary based on flood zone elevation and building characteristics. Average annual premiums for NFIP policies in Hawaii range from 700 to 2000 dollars for standard coverage. Higher-risk properties in Zone AE may see premiums above 3000 dollars. Private market policies can be competitive. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Waipahu Hawaii?
Yes if your property is in a Special Flood Hazard Area designated by FEMA. Lenders will require flood insurance for mortgages on these properties. Hawaii law does not mandate flood insurance outside of lender requirements but it is strongly recommended for Waipahu.
What does a flood insurance agent in Waipahu do?
An agent helps you assess your flood risk determine coverage limits and obtain a policy. They can explain the 30-day waiting period for NFIP policies and help with elevation certificates. Agents also assist with claims guidance after a flood event.
How long does it take to get flood insurance in Waipahu?
NFIP policies have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. It is important to plan ahead and not wait until a storm is approaching.