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Find Flood Insurance Agents Near You in Mililani, HI
Browse flood insurance agents serving Mililani, Hawaii. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Mililani, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 10 flood insurance agents in Mililani, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Susan Yanabu Ihle - State Farm Insurance Agent
100 Kahelu Ave #102, Mililani, HI 96789
(808) 625-2226
susanihle.com
Brandon Kim - State Farm Insurance Agent
95-1249 Meheula Pkwy Ste 140, Mililani, HI 96789
(808) 627-0597
agentbrandonkim.com
Ashley Gundaker - State Farm Insurance Agent
95-1105 ʻĀinamakua Dr Ste 201, Mililani, HI 96789
(808) 625-1722
ashleygundaker.com
Nakoa Kai Insurance Professionals: Allstate Insurance
95-221 Kipapa Dr Ste 2101, Mililani, HI 96789
(808) 625-7000
agents.allstate.com
Title Guaranty Mililani
95-1095 ʻĀinamakua Dr #1, Mililani, HI 96789
(808) 630-2344
tghawaii.com
Susan Ihle - State Farm Insurance Agent
100 Kahelu Ave #102, Mililani, HI 96789
(808) 625-2226
Strive Insurance HI
94-780 Meheula Pkwy, Mililani, HI 96789
(808) 645-4755
HNS Insurance LLP
94-025 Puanane Pl, Mililani, HI 96789
(808) 500-5735
South Pacific Insurance Agency
95-205 Hokuloa Loop, Mililani, HI 96789
(808) 524-0048
Matsuno Calen
95-1095 ʻĀinamakua Dr STE 3, Mililani, HI 96789
(808) 626-2290
Flood insurance agents in Mililani help homeowners and businesses understand their flood risk and secure coverage under the National Flood Insurance Program. Hawaii follows strict building codes and floodplain management regulations that affect insurance requirements. Agents can guide you through the mandatory purchase requirements for properties in high-risk flood zones.
What Does a Flood Insurance Agent in Mililani Cost?
Flood insurance premiums in Hawaii typically range from $700 to $2,500 per year for standard NFIP policies, depending on flood zone, elevation, and building characteristics. Properties in high-risk zones or with basements may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Mililani?
If your property is in a high-risk flood zone designated by FEMA, your lender will require flood insurance. Even in low-risk zones, coverage is recommended due to heavy rainfall and storm surge risks common in Hawaii.
What does a flood insurance agent do in Hawaii?
A flood insurance agent assesses your property flood zone, explains NFIP policy options, and helps you complete the required elevation certificate. They also assist with claims and policy renewals specific to Hawaii regulations.
How long does it take to get flood insurance in Mililani?
Most NFIP policies have a 30-day waiting period before coverage begins. However, if you are purchasing a home with a mortgage, you can get coverage at closing without the wait.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.