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Find Flood Insurance Agents Near You in Wailuku, HI

Browse flood insurance agents serving Wailuku, Hawaii. Contact information and addresses listed below.

13 agents listed
Updated May 2026
Wailuku, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 13 flood insurance agents in Wailuku, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Zion - State Farm Insurance Agent
2200 Main St suite 530, Wailuku, HI 96793
(808) 793-3203 insurancemaui.com
Wayde Omura - State Farm Insurance Agent
331 Ho'okahi St Ste 105, Wailuku, HI 96793
(808) 249-0990 insuremaui.com
Carey Tanaka - State Farm Insurance Agent
331 Ho'okahi St Unit 106, Wailuku, HI 96793
(808) 877-4450 careytanaka.com
Mike Taniguchi - State Farm Insurance Agent
35 Central Ave, Wailuku, HI 96793
(808) 242-5747 miketaniguchi.com
MFA Insurance Inc.
73 Maluhia Dr, Wailuku, HI 96793
(808) 244-2244 mfahawaii.com
Hawaii Public Adjusters
437 Liholiho St, Wailuku, HI 96793
(808) 856-3041 hawaiipublicadjuster.com
Business Insurance Services
2115 Wells St, Wailuku, HI 96793
(808) 244-6006 bisihi.com
Mutual Underwriters
840 Alua St STE 103, Wailuku, HI 96793
(808) 249-2163
Kassie Silva - Aflac Insurance Agent
2065 Main St #101a, Wailuku, HI 96793
(808) 258-7992
Aflac Insurance Agent: Michael E Jones
62 N Market St #304, Wailuku, HI 96793
(808) 442-3070 local.aflac.com
Finance Insurance Ltd
270 Waiehu Beach Rd # 213, Wailuku, HI 96793
(808) 244-3552 financeinsurance.com
Mauka Insurance & Financial Services, Inc.
1877 Wili Pa Loop, Wailuku, HI 96793
(808) 242-8480 agents.allstate.com
AFLAC Insurance Agency: NKM & Associates
1826 Wili Pa Loop, Wailuku, HI 96793
(808) 419-1074 aflac.com

Flood insurance agents in Wailuku help homeowners and businesses secure coverage through the National Flood Insurance Program. Hawaii law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Wailuku faces flood risks from heavy rain and coastal storms, making proper coverage essential.

What Does a Flood Insurance Agent in Wailuku Cost?

Flood insurance premiums in Hawaii typically range from $700 to $2,500 per year for residential properties, depending on flood zone, building elevation, and coverage amount. Higher-risk areas like Wailuku may see costs above $3,000 annually. The National Flood Insurance Program sets rates, and private insurers may offer different pricing. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Wailuku Hawaii?
If your property is in a high-risk flood zone and you have a federally backed mortgage, you are required by law to have flood insurance. Even if not required, many Wailuku homeowners choose coverage because of local rain and storm risks.
What does a flood insurance agent in Wailuku do?
A flood insurance agent helps you assess your flood risk, explains policy options under the National Flood Insurance Program, and assists with filing claims. They also guide you on elevation certificates and compliance with Hawaii building codes.