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HomeFlood Insurance AgentsHawaii › Wailuku

Find Flood Insurance Agents Near You in Wailuku, HI

Browse flood insurance agents serving Wailuku, Hawaii. Updated 2026-07-14.

The top-rated flood insurance agent in Wailuku, Hawaii is Mark Zion - State Farm Insurance Agent, rated 5.0 stars across 294 reviews. Other highly rated options include Wayde Omura - State Farm Insurance Agent, Carey Tanaka - State Farm Insurance Agent, Mike Taniguchi - State Farm Insurance Agent. This directory lists 13 flood insurance agents serving Wailuku.

Showing 13 flood insurance agents in Wailuku, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mark Zion - State Farm Insurance Agent2200 Main St suite 530(808) 793-3203
2Wayde Omura - State Farm Insurance Agent331 Ho'okahi St Ste 105(808) 249-0990
3Carey Tanaka - State Farm Insurance Agent331 Ho'okahi St Unit 106(808) 877-4450
4Mike Taniguchi - State Farm Insurance Agent35 Central Ave(808) 242-5747
5MFA Insurance Inc.73 Maluhia Dr(808) 244-2244
6Hawaii Public Adjusters437 Liholiho St(808) 856-3041
7Business Insurance Services2115 Wells St(808) 244-6006
8Mutual Underwriters840 Alua St STE 103(808) 249-2163
9Kassie Silva - Aflac Insurance Agent2065 Main St #101a(808) 258-7992
10Aflac Insurance Agent: Michael E Jones62 N Market St #304(808) 442-3070
MZ
2200 Main St suite 530
Mark Zion - State Farm Insurance Agent
Flood Insurance Agent · Wailuku, HI

Mark Zion - State Farm Insurance Agent serves the Wailuku, HI area, specializing in flood insurance protection for residential and commercial properties. This local agency assists policyholders in navigating National Flood Insurance Program requirements to secure adequate coverage for their buildings and belongings. Flood insurance policies here address damage from rising waters, storm surges, and prolonged rainfall common to the region. Handling new policy setup and claims guidance for Maui County residents is among its specific services.

WO
331 Ho'okahi St Ste 105
Wayde Omura - State Farm Insurance Agent
Flood Insurance Agent · Wailuku, HI

Wayde Omura - State Farm Insurance Agent in Wailuku, HI, provides flood insurance coverage and policy consultations for homes and businesses. The agency tailors each policy to the specific flood risk of the property. Service includes helping clients understand their National Flood Insurance Program options, reviewing current coverage limits, and assisting with claims paperwork. Regular policy reviews are offered to adjust for rising costs or changing property values. This agent services single-family homes, apartments, retail spaces, and restaurants throughout the Wailuku area.

CT
331 Ho'okahi St Unit 106
Carey Tanaka - State Farm Insurance Agent
Flood Insurance Agent · Wailuku, HI

Carey Tanaka - State Farm Insurance Agent serves homeowners, businesses, and property managers in Wailuku, HI, seeking specialized flood insurance policies. It provides guidance on assessing local flood risks and navigating coverage options to protect property from water damage common in the region. The agent works closely with clients to explain policy details and help secure appropriate protection for their specific needs. Its services also extend to property owners in the neighboring Kahului area.

MT
35 Central Ave
Mike Taniguchi - State Farm Insurance Agent
Flood Insurance Agent · Wailuku, HI

Mike Taniguchi - State Farm Insurance Agent serves Wailuku, HI, and surrounding communities in Maui County, handling flood insurance policies for residential and commercial properties. It helps property owners understand the specific flood risks posed by coastal storms and heavy rainfall common to the area. The agency reviews each client’s location and coverage needs to match them with appropriate protection options. A typical job is approached by first assessing the property’s flood zone designation and then explaining policy details in straightforward terms.

MI
73 Maluhia Dr
MFA Insurance Inc.
Flood Insurance Agent · Wailuku, HI

MFA Insurance Inc. in Wailuku, HI, offers both one-time flood insurance policies for individual property transactions and recurring coverage options for ongoing protection. These policies help property owners safeguard against financial loss from rising waters, a critical consideration in Maui’s flood-prone areas. The agent assesses each property’s specific flood zone risk to recommend appropriate coverage limits. Services can be engaged on a one-time basis for single policy purchases or arranged on a scheduled, recurring cycle to maintain continuous active coverage.

HP
437 Liholiho St
Hawaii Public Adjusters
Flood Insurance Agent · Wailuku, HI

Hawaii Public Adjusters specializes in flood insurance policies and claims advocacy, serving homeowners and businesses in Wailuku. The agency guides clients through coverage options and documentation for flood-related damages. Its services help property owners navigate complex insurance requirements specific to the island’s coastal and low-lying areas. Understanding local flood zones and elevation risks is central to its work. The agency assists with seasonal concerns such as preparing for the heightened storm surge and flash flooding threats that accompany the wet winter months.

BI
2115 Wells St
Business Insurance Services
Flood Insurance Agent · Wailuku, HI

As hurricane season places coastal properties in Wailuku at elevated risk, home and business owners seek reliable coverage to protect against storm surge and flash flooding. Business Insurance Services responds to this recurring need by helping clients in Wailuku navigate the National Flood Insurance Program and supplementary private market options. They clarify complex flood zones and policy exclusions, ensuring adequate limits for structures and contents. A straightforward initial appointment involves a thorough inspection of the property’s elevation, drainage, and flood history before recommending tailored coverage.

MU
840 Alua St STE 103
Mutual Underwriters
Flood Insurance Agent · Wailuku, HI

Mutual Underwriters provides professional guidance for property owners seeking to protect their assets against financial loss from flooding. Serving the Wailuku area, this agency specializes in securing policies that address the specific water damage risks common to the Hawaiian Islands. Clients receive support in navigating flood map requirements and understanding coverage options suited to local conditions. The company extends its services to commercial sectors including offices, warehouses, and food service establishments, helping them maintain operational stability through tailored flood protection plans.

KS
2065 Main St #101a
Kassie Silva - Aflac Insurance Agent
Flood Insurance Agent · Wailuku, HI

Kassie Silva - Aflac Insurance Agent in Wailuku, HI, is known for helping property owners secure flood protection policies. This agency serves residential and commercial clients across Maui County, offering coverage that addresses rising water risks in coastal areas. As a flood insurance agent, it can guide customers through federal program requirements and standard policy options. Additionally, the agency can add supplemental loss-of-use coverage for temporary relocation costs after a flood event.

AI
62 N Market St #304
Aflac Insurance Agent: Michael E Jones
Flood Insurance Agent · Wailuku, HI

Aflac Insurance Agent Michael E Jones in Wailuku, Hawaii assists homeowners with flood insurance for residential properties in the area. The agency also offers commercial flood coverage designed to protect local businesses. Serving clients throughout Wailuku and the wider Maui region, this agent provides access to policies that address flood risk common to the islands. Regular policy reviews ensure coverage remains adequate between hurricane seasons, encouraging repeat service visits for annual updates or changes in property conditions.

FI
270 Waiehu Beach Rd # 213
Finance Insurance Ltd
Flood Insurance Agent · Wailuku, HI
(808) 244-3552
financeinsurance.com
MI
1877 Wili Pa Loop
Mauka Insurance & Financial Services, Inc.
Flood Insurance Agent · Wailuku, HI
(808) 242-8480
agents.allstate.com/daniel-dennis-wailuku-hi.html
AI
1826 Wili Pa Loop
AFLAC Insurance Agency: NKM & Associates
Flood Insurance Agent · Wailuku, HI
(808) 419-1074
aflac.com/agents/nicole_maeda.aspx

What Does a a Flood Insurance Agent in Wailuku Cost?

Flood insurance premiums in Hawaii typically range from $700 to $2,500 per year for residential properties, depending on flood zone, building elevation, and coverage amount. Higher-risk areas like Wailuku may see costs above $3,000 annually. The National Flood Insurance Program sets rates, and private insurers may offer different pricing. This is general information, not insurance advice.

About flood insurance agents in Wailuku

Flood insurance agents in Wailuku help homeowners and businesses secure coverage through the National Flood Insurance Program. Hawaii law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Wailuku faces flood risks from heavy rain and coastal storms, making proper coverage essential.

Frequently Asked Questions

Do I need flood insurance in Wailuku Hawaii?

If your property is in a high-risk flood zone and you have a federally backed mortgage, you are required by law to have flood insurance. Even if not required, many Wailuku homeowners choose coverage because of local rain and storm risks.

What does a flood insurance agent in Wailuku do?

A flood insurance agent helps you assess your flood risk, explains policy options under the National Flood Insurance Program, and assists with filing claims. They also guide you on elevation certificates and compliance with Hawaii building codes.

How long does it take to get flood insurance in Wailuku?

Standard flood insurance policies have a 30-day waiting period before coverage begins. However, if you need coverage for a mortgage closing, some exceptions may apply. An agent can explain timing for your specific situation.

Flood Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.