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HomeFlood Insurance AgentsArizona › Surprise

Find Flood Insurance Agents Near You in Surprise, AZ

Browse flood insurance agents serving Surprise, Arizona. Updated 2026-07-14.

The top-rated flood insurance agent in Surprise, Arizona is Oasis Insurance, rated 4.9 stars across 490 reviews. Other highly rated options include Lisa RO Ross - State Farm Insurance Agent, American Insurance Benefits - Andy Orlikoff, Michele Fanelli - State Farm Insurance Agent. This directory lists 19 flood insurance agents serving Surprise.

Showing 19 flood insurance agents in Surprise, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Oasis Insurance12751 W Bell Rd Suite 129(623) 435-4082
2Lisa RO Ross - State Farm Insurance Agent14827 W Bell Rd Ste 101(623) 974-2600
3American Insurance Benefits - Andy Orlikoff14955 W Bell Rd #8031(623) 742-3878
4Michele Fanelli - State Farm Insurance Agent18789 N Reems Rd Ste 200(623) 584-2885
5InsuranceBeacon.com15270 W Brookside Ln Ste 125(623) 584-0071
6Moore Insurance Agency15282 W Brookside Ln(623) 556-1576
7Giles & Iten Insurance11503 W Bell Rd Suite C(623) 201-8570
8The LaChance Insurance Agency14245 W Grand Ave Ste 3(623) 400-9800
9Aabar Insurance Services, Inc.15027 W Bell Rd # 150(623) 594-8209
10Allstate Insurance: Benjamin Farwell14843 W Bell Rd Ste 101(623) 584-1735
OI
12751 W Bell Rd Suite 129
Oasis Insurance
Flood Insurance Agent · Surprise, AZ

Oasis Insurance serves Surprise and the surrounding West Valley area of Maricopa County as a flood insurance agent. The company assists property owners with policies that cover structural damage and personal property loss caused by rising water. Its work is important because many homes in the region fall within special flood hazard zones requiring coverage. Clients can obtain standard National Flood Insurance Program policies through this office, which also provides guidance on securing excess flood coverage for high-value dwellings in the local desert landscape that are prone to flash flooding.

LR
14827 W Bell Rd Ste 101
Lisa RO Ross - State Farm Insurance Agent
Flood Insurance Agent · Surprise, AZ

As a flood insurance agent in Surprise, AZ, Lisa RO Ross - State Farm Insurance Agent helps clients secure coverage that protects against flood-related property damage and financial loss. Its services include assessing flood risk for individual properties and guiding customers through policy selection to match their needs. Maintenance plans are offered to ensure that coverage keeps pace with changing flood zone maps and property values. This agency serves single-family homes, apartments, retail, and restaurants.

AI
14955 W Bell Rd #8031
American Insurance Benefits - Andy Orlikoff
Flood Insurance Agent · Surprise, AZ

American Insurance Benefits - Andy Orlikoff serves homeowners, businesses, and property managers in Surprise, Arizona, who need flood insurance coverage. The agency helps clients assess their flood risk exposure and select appropriate policies from available programs. It assists with navigating application requirements, understanding policy exclusions, and managing renewals. Property owners and managers benefit from local guidance on federal and private flood insurance options. The agency also covers neighboring communities in the West Valley, including Sun City and El Mirage.

MF
18789 N Reems Rd Ste 200
Michele Fanelli - State Farm Insurance Agent
Flood Insurance Agent · Surprise, AZ

Michele Fanelli - State Farm Insurance Agent serves Surprise, Arizona, and the surrounding communities in the Phoenix metropolitan area. The agency handles flood insurance policies designed to protect residential and commercial properties from water damage caused by heavy rainfall and rising waterways. Homeowners and business owners in the region often require coverage for structures and their contents. To handle a typical job, the agent first reviews the property’s specific flood zone risk and then recommends a policy that matches the necessary coverage limits for that location.

IC
15270 W Brookside Ln Ste 125
InsuranceBeacon.com
Flood Insurance Agent · Surprise, AZ

InsuranceBeacon.com in Surprise, AZ offers both one-time flood insurance policy placements for immediate property protection and recurring service options to ensure continuous coverage as flood maps change. Their work includes assessing a home’s flood zone designation and advising on the appropriate National Flood Insurance Program or private market policy. Coverage recommendations account for Arizona’s desert flash flooding risks and monsoon season water accumulation. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s renewal cycle or property transaction needs.

MI
15282 W Brookside Ln
Moore Insurance Agency
Flood Insurance Agent · Surprise, AZ

Specializing in flood insurance policies and flood risk assessments, Moore Insurance Agency serves homeowners and businesses in Surprise, AZ and the surrounding flood-prone areas. Working with major carriers to secure individual coverage, the agency advises on policy limits, deductibles, and NFIP compliance. Seasonal monsoon storms and flash flooding from the nearby White Tank Mountains are ongoing concerns that prompt many local property owners to review their current plans.

GI
11503 W Bell Rd Suite C
Giles & Iten Insurance
Flood Insurance Agent · Surprise, AZ

Spring monsoons in Surprise, Arizona often bring sudden flash flooding, putting homes and businesses at risk. Giles & Iten Insurance operates locally as a flood insurance agent, helping property owners identify vulnerability and secure appropriate coverage. They guide clients through the complexities of flood policies, ensuring an informed selection of options that match each property’s specific risk profile. A typical first step with Giles & Iten involves a thorough on-site inspection of the property to assess drainage and flood-zone exposure.

LI
14245 W Grand Ave Ste 3
The LaChance Insurance Agency
Flood Insurance Agent · Surprise, AZ

The LaChance Insurance Agency in Surprise, Arizona, assists property owners with securing standard insurance policies that do not include flood coverage. It specializes specifically in the separate flood insurance policies essential for mitigating damage from seasonal rains and flash flooding common to the region. This additional coverage protects buildings and their contents from water damage not addressed by typical homeowners or commercial plans. The agency works with a variety of commercial sectors, including local offices, warehouses, and food service establishments.

AI
15027 W Bell Rd # 150
Aabar Insurance Services, Inc.
Flood Insurance Agent · Surprise, AZ

Aabar Insurance Services, Inc. serves residential property owners in Surprise, Arizona, by providing flood insurance policies that protect homes against water damage from rising waters. The agency also arranges commercial flood coverage for local businesses and serves the broader surrounding communities. Their processes include helping clients understand their risk exposure, explaining coverage limits, and managing policy documentation. Services may be revisited for policy reviews between regular seasonal visits, ensuring coverage remains aligned with property changes or shifting flood zone designations.

AI
14843 W Bell Rd Ste 101
Allstate Insurance: Benjamin Farwell
Flood Insurance Agent · Surprise, AZ
SI
16991 W Waddell Rd
Sands Insurance Agency: Allstate Insurance
Flood Insurance Agent · Surprise, AZ
(623) 455-7707
agents.allstate.com/sands-insurance-agency-surprise-az-1426958.html
FI
16630 W Greenway Rd Ste 324
Farmers Insurance - Mary Hofstetter
Flood Insurance Agent · Surprise, AZ
(623) 444-5776
agents.farmers.com/az/surprise/mary-hofstetter
SI
13474 N Autoshow Ave
Sands Insurance Agency: Allstate Insurance
Flood Insurance Agent · Surprise, AZ
(623) 455-7707
agents.allstate.com/sands-insurance-agency-surprise-az-3344527.html
SI
15495 N Reems Rd
Surprise insurance agency
Flood Insurance Agent · Surprise, AZ
(520) 497-5756
rochellefanner1945.wixsite.com/surprise-insurance-a
FI
16920 W Bell Rd Ste 102
Farmers Insurance - Jon Lance Clements
Flood Insurance Agent · Surprise, AZ
(623) 582-2552
agents.farmers.com/az/surprise/jon-lance-clements
SI
15435 W Becker Ln
SML Insurance Brokerage Inc
Flood Insurance Agent · Surprise, AZ
(866) 765-4671
smlinsurance.net
AI
16551 N Dysart Rd #104b
Arcadian Insurance Agency Of Arizona LLC
Flood Insurance Agent · Surprise, AZ
(623) 455-4148
arcadianins.com
II
11325 W Bell Rd ste 250
Integra Insurance Group
Flood Insurance Agent · Surprise, AZ
(623) 322-5955
iigroupinc.com
MI
15331 W Bell Rd #312
MEREDITH INSURANCE GROUP, LLC
Flood Insurance Agent · Surprise, AZ
(480) 267-1268
meredithig.com

What Does a a Flood Insurance Agent in Surprise Cost?

Typical flood insurance costs in Arizona range from 500 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Costs vary by case and property characteristics. This is general information, not insurance advice.

About flood insurance agents in Surprise

Flood insurance agents in Surprise Arizona help homeowners and renters protect against flood damage. Arizona law does not require flood insurance, but mortgage lenders in high-risk zones may mandate it. Agents can explain the National Flood Insurance Program and private options for properties near the White Tank Mountains or Agua Fria River.

Frequently Asked Questions

Is flood insurance required in Surprise Arizona?

Arizona state law does not require flood insurance. However, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Check FEMA flood maps for your specific address.

What does a flood insurance agent do in Surprise?

A flood insurance agent helps you assess your flood risk, explains coverage limits under the NFIP or private insurers, and helps you file a claim. They can also advise on elevation certificates and flood zone designations common in Surprise.

How long does it take to get flood insurance in Arizona?

Standard NFIP policies have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is forecast.

Flood Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.