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Find Flood Insurance Agents Near You in Lake Havasu City, AZ
Looking for a flood insurance agent in Lake Havasu City? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Lake Havasu City, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 20 flood insurance agents in Lake Havasu City, AZ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alex Ross - State Farm Insurance Agent
2138 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 855-7677
855ross.com
World Insurance Associates LLC
94 Acoma Blvd S # 102, Lake Havasu City, AZ 86403
(866) 277-7162
locations.worldinsurance.com
Farmers Insurance - Anthony Oskolkoff
84 Acoma Blvd N Ste 102, Lake Havasu City, AZ 86403
(928) 733-6098
agents.farmers.com
Richards Nygren Insurance
2126 McCulloch Blvd N #15, Lake Havasu City, AZ 86403
(928) 398-2126
insuranceservicesaz.com
Wayne Edwards - State Farm Insurance Agent
94 Acoma Blvd S #203, Lake Havasu City, AZ 86403
(928) 846-3513
myhavasuagent.com
Jean Works - State Farm Insurance Agent
1915 McCulloch Blvd N #108, Lake Havasu City, AZ 86403
(928) 453-2244
jeanworks4u.com
Deborah J Miller - State Farm Insurance Agent
1600 McCulloch Blvd N #1B, Lake Havasu City, AZ 86403
(928) 854-6693
debmillersf.com
Dan Firth American Family Insurance
2110 McCulloch Blvd N Ste 1, Lake Havasu City, AZ 86403
(928) 855-1109
amfam.com
Hollowell Insurance Agency: Allstate Insurance
500 N Lake Havasu Ave STE B102, Lake Havasu City, AZ 86403
(928) 566-6031
agents.allstate.com
Aldridge Insurance Services
430 Lake Havasu Ave #102, Lake Havasu City, AZ 86403
(928) 855-1247
aisinsures.com
Farm Bureau Financial Services: Alison Warner-Williams
1600 McCulloch Blvd N #5b, Lake Havasu City, AZ 86403
(928) 846-3232
fbfs.com
Empire Insurance Brokers
2119 McCulloch Blvd N, Lake Havasu City, AZ 86403
(760) 814-8304
eibnow.com
Havasu Insurance Agency
276 Lake Havasu Ave STE A10, Lake Havasu City, AZ 86403
(928) 846-8003
havasuinsurance.com
Colorado River Insurance
1979 McCulloch Blvd N #105, Lake Havasu City, AZ 86403
(928) 855-2742
coloradoriverins.com
Citywide Insurance
490 Lake Havasu Ave #104, Lake Havasu City, AZ 86403
(928) 854-6466
citywide-ins.com
Da-Lu Insurance Havasu Agency
2164 McCulloch Blvd N a, Lake Havasu City, AZ 86403
(928) 733-6164
daluinsurance.com
Kimberley Portz - Insurance Professionals of Arizona
2105 McCulloch Blvd N Unit 5, Lake Havasu City, AZ 86403
(928) 733-6247
portzinsurance.com
Farmers Insurance: Denise Kuerner
116 Lake Havasu Ave # 108, Lake Havasu City, AZ 86403
(928) 505-3276
content.naic.org
Axiom Insurance Agency
2119 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 733-0322
axiominsuranceagency.com
Range Insurance
45 Capri Blvd UNIT D, Lake Havasu City, AZ 86403
(928) 733-6202
rangeinsurance.com
Flood insurance agents in Lake Havasu City help property owners secure coverage through the National Flood Insurance Program or private insurers. Lake Havasu City is located in Mohave County where many properties fall within Special Flood Hazard Areas. Arizona law does not require flood insurance but mortgage lenders often mandate it for homes in high-risk zones.
What Does a Flood Insurance Agent in Lake Havasu City Cost?
Flood insurance costs in Lake Havasu City vary based on the property's flood zone elevation and building characteristics. An NFIP policy for a single-family home in a high-risk zone typically ranges from 700 to 2,500 dollars per year. Private insurers may offer lower rates for low-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lake Havasu City Arizona?
Flood insurance is not required by Arizona state law. However if your property is in a FEMA-designated flood zone your mortgage lender will likely require it. Many homes near Lake Havasu are in Zone A or AE which carry higher flood risk.
What does a flood insurance agent do in Lake Havasu City?
A flood insurance agent helps you assess your flood risk and choose a policy that fits your property. They can explain the difference between building and contents coverage. Agents also assist with elevation certificates and filing claims after a flood event.
How long does it take to get flood insurance in Lake Havasu City?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may offer shorter waiting times. Plan ahead if you are closing on a home or expecting monsoon storms.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Arizona.