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Find Flood Insurance Agents in Oro Valley, AZ

Browse flood insurance agents serving Oro Valley, Arizona. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Oro Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 11 flood insurance agents in Oro Valley, AZ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wendy Wise - State Farm Insurance Agent
1880 E Tangerine Rd #130, Oro Valley, AZ 85755
(520) 544-2838 wendywise.net
Old Pueblo Insurance
12450 N Rancho Vistoso Blvd #100, Oro Valley, AZ 85755
(520) 742-0682 insurewitholdpueblo.com
Citizens Insurance LLC
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 301-0578 cbsinsurancellc.com
Soss & Associates, Inc.
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 268-8015 sossassociates.com
Jose Antonio Soto - State Farm Insurance Agent
1846 E Innovation Park Dr Ste 121, Oro Valley, AZ 85755
(520) 579-7400 sfjasoto.com
Farm Bureau Financial Services
10355 N La Cañada Dr Ste 197, Oro Valley, AZ 85737
(520) 885-3083 fbfs.com
Brent Koenig - State Farm Insurance Agent
12112 N Rancho Vistoso Blvd Ste 140, Oro Valley, AZ 85755
(520) 818-1818 brentkoenig.com
Nationwide Insurance: A-Z Insurance LLC
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 382-8881 agency.nationwide.com
Robert Totsky Insurance
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 750-1166 rtinsurance.com
Jason Matsuzawa American Family Insurance
11125 N La Cañada Dr #181, Oro Valley, AZ 85737
(520) 203-0473 amfam.com
Shoemaker Insurance Services
10950 N La Cañada Dr, Oro Valley, AZ 85737
(520) 257-4767 gethealth.agency

Flood insurance agents in Oro Valley help property owners secure coverage through the National Flood Insurance Program and private insurers. Arizona law does not require flood insurance for most homes, but lenders may require it for properties in designated flood zones. Oro Valley sits near the Caada del Oro Wash, so some areas face higher flood risk.

What Does a Flood Insurance Agent in Oro Valley Cost?

Flood insurance costs in Arizona vary widely based on flood zone, elevation, and building characteristics. For a standard NFIP policy in Oro Valley, annual premiums typically range from 700 to 2,500 dollars for moderate-risk areas. High-risk zones can see premiums from 1,500 to 5,000 dollars or more. Private market policies may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Oro Valley Arizona?
Flood insurance is not required by Arizona state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
What does a flood insurance agent do in Arizona?
A flood insurance agent helps you assess your property's flood risk, explains NFIP and private policy options, and assists with completing the application and elevation certificate. They can also advise on Arizona-specific factors like monsoon flooding and wash zones that affect rates.