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HomeFlood Insurance AgentsArizona › Oro Valley

Find Flood Insurance Agents Near You in Oro Valley, AZ

Browse flood insurance agents serving Oro Valley, Arizona. Updated 2026-07-14.

The top-rated flood insurance agent in Oro Valley, Arizona is Wendy Wise - State Farm Insurance Agent, rated 4.6 stars across 70 reviews. Other highly rated options include Old Pueblo Insurance, Citizens Insurance LLC, Soss & Associates, Inc.. This directory lists 11 flood insurance agents serving Oro Valley.

Showing 11 flood insurance agents in Oro Valley, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Wendy Wise - State Farm Insurance Agent1880 E Tangerine Rd #130(520) 544-2838
2Old Pueblo Insurance12450 N Rancho Vistoso Blvd #100(520) 742-0682
3Citizens Insurance LLC1846 E Innovation Park Dr(520) 301-0578
4Soss & Associates, Inc.1846 E Innovation Park Dr(520) 268-8015
5Jose Antonio Soto - State Farm Insurance Agent1846 E Innovation Park Dr Ste 121(520) 579-7400
6Farm Bureau Financial Services10355 N La Cañada Dr Ste 197(520) 885-3083
7Brent Koenig - State Farm Insurance Agent12112 N Rancho Vistoso Blvd Ste 140(520) 818-1818
8Nationwide Insurance: A-Z Insurance LLC1846 E Innovation Park Dr(520) 382-8881
9Jason Matsuzawa American Family Insurance11125 N La Cañada Dr #181(520) 203-0473
10Robert Totsky Insurance1846 E Innovation Park Dr(520) 750-1166
WW
1880 E Tangerine Rd #130
Wendy Wise - State Farm Insurance Agent
Flood Insurance Agent · Oro Valley, AZ

Wendy Wise - State Farm Insurance Agent serves the Oro Valley, Arizona area as a flood insurance agent. Residents face significant flood risks from monsoon storms and flash floods, which can damage homes even outside designated flood zones. The agency helps property owners understand their exposure and secure coverage that protects structures and personal belongings from water damage. It handles policy evaluations for new buyers and claims assistance for existing clients after flooding events.

OP
12450 N Rancho Vistoso Blvd #100
Old Pueblo Insurance
Flood Insurance Agent · Oro Valley, AZ

Old Pueblo Insurance in Oro Valley, AZ, offers a comprehensive range of flood insurance agent services, including policy consultations, risk assessments, and claims assistance. The company provides ongoing service and maintenance plans to help clients review coverage annually and update policies after property changes or regulatory shifts. It serves a varied client base that includes single-family homes, apartments, retail spaces, and restaurants.

CI
1846 E Innovation Park Dr
Citizens Insurance LLC
Flood Insurance Agent · Oro Valley, AZ

Citizens Insurance LLC serves homeowners, businesses, and property managers in Oro Valley, Arizona, offering flood insurance agent services. The company guides clients through policy options for federal and private flood coverage tailored to the local desert monsoon risk. It also works with property owners on risk assessments and claims support. Citizens Insurance LLC covers surrounding communities in the Tucson metro area, including Marana.

SA
1846 E Innovation Park Dr
Soss & Associates, Inc.
Flood Insurance Agent · Oro Valley, AZ

Serving Oro Valley and surrounding communities in southern Arizona, Soss & Associates, Inc. handles flood insurance policies for residential and commercial properties. The agency navigates federal flood program requirements to help local property owners protect against water damage from monsoon events and flash flooding. It assists clients in evaluating their risk exposure and choosing appropriate coverage limits. For a typical job, its approach begins with a thorough assessment of the property’s flood zone designation and recent claim history.

JA
1846 E Innovation Park Dr Ste 121
Jose Antonio Soto - State Farm Insurance Agent
Flood Insurance Agent · Oro Valley, AZ

For catastrophic flood damage, this agency tailors coverage as either a standalone National Flood Insurance Program policy or a higher-limit excess private policy. In Oro Valley, typical plans protect structures and personal property against flash flooding and monsoon runoff. The agent reviews elevation certificates to recommend appropriate deductibles and waiting periods. Service operates for policyholders on a one-time first year setup followed by annual scheduled renewals, with additional as-needed claims assistance provided throughout the policy term.

FB
10355 N La Cañada Dr Ste 197
Farm Bureau Financial Services
Flood Insurance Agent · Oro Valley, AZ

Farm Bureau Financial Services in Oro Valley, Arizona, specializes in guiding property owners through flood insurance options, offering policies that protect homes against rising waters. It works with clients to assess their property’s flood risk and secure coverage tailored to individual needs. The agency helps customers navigate policy terms and filing procedures. During monsoon season, it assists homeowners in understanding how sudden, intense downpours can trigger flooding that standard policies do not cover.

BK
12112 N Rancho Vistoso Blvd Ste 140
Brent Koenig - State Farm Insurance Agent
Flood Insurance Agent · Oro Valley, AZ

As monsoon season approaches in Oro Valley, flash flooding can threaten homes and businesses, making coverage essential. Brent Koenig - State Farm Insurance Agent helps local property owners protect their investments by explaining flood policy options tailored to their specific needs and property risks. The agency reviews elevation maps and flood zone designations to determine appropriate coverage levels. To begin the process, the agent offers an on-site property inspection that evaluates drainage patterns and potential water entry points.

NI
1846 E Innovation Park Dr
Nationwide Insurance: A-Z Insurance LLC
Flood Insurance Agent · Oro Valley, AZ

Nationwide Insurance: A-Z Insurance LLC works with Oro Valley property owners to understand their risk of flooding and secure appropriate coverage. It specializes in policies that address the specific requirements of local flood zones and residential construction types. The agency helps clients navigate federal program guidelines and private market options. Commercial clients also benefit from tailored flood protection for various business needs, including offices, warehouses, and food service establishments.

JM
11125 N La Cañada Dr #181
Jason Matsuzawa American Family Insurance
Flood Insurance Agent · Oro Valley, AZ

Jason Matsuzawa American Family Insurance in Oro Valley, AZ, is known for providing flood insurance agent services to homeowners and businesses in flood-prone areas. The company assists clients in navigating flood zone designations and securing coverage that meets lender requirements. Policies are tailored to protect properties from water damage caused by storms and rising water levels. An additional specialty service the agent offers is bundling flood insurance with homeowners policies to simplify coverage management.

RT
1846 E Innovation Park Dr
Robert Totsky Insurance
Flood Insurance Agent · Oro Valley, AZ

Robert Totsky Insurance serves residential property owners in Oro Valley, Arizona, securing coverage against flood damage for their homes. The agency also provides commercial flood insurance policies for local businesses. Their service area concentrates on Tucson’s northern communities and nearby foothill regions. Specialty flood policies address high-risk zones near washes and seasonal arroyos. Clients often return for annual policy renewals, policy adjustments after property improvements, and for follow-up consultations between regular visits.

SI
10950 N La Cañada Dr
Shoemaker Insurance Services
Flood Insurance Agent · Oro Valley, AZ
(520) 257-4767
gethealth.agency

What Does a a Flood Insurance Agent in Oro Valley Cost?

Flood insurance costs in Arizona vary widely based on flood zone, elevation, and building characteristics. For a standard NFIP policy in Oro Valley, annual premiums typically range from 700 to 2,500 dollars for moderate-risk areas. High-risk zones can see premiums from 1,500 to 5,000 dollars or more. Private market policies may offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Oro Valley

Flood insurance agents in Oro Valley help property owners secure coverage through the National Flood Insurance Program and private insurers. Arizona law does not require flood insurance for most homes, but lenders may require it for properties in designated flood zones. Oro Valley sits near the Caada del Oro Wash, so some areas face higher flood risk.

Frequently Asked Questions

Do I need flood insurance in Oro Valley Arizona?

Flood insurance is not required by Arizona state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.

What does a flood insurance agent do in Arizona?

A flood insurance agent helps you assess your property's flood risk, explains NFIP and private policy options, and assists with completing the application and elevation certificate. They can also advise on Arizona-specific factors like monsoon flooding and wash zones that affect rates.

How long does it take to get flood insurance in Arizona?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting times. If you are closing on a home purchase, you should start the process at least 45 days before closing to ensure coverage is in place.

Flood Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.