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Find Flood Insurance Agents in Prescott, AZ

Looking for a flood insurance agent in Prescott? Review the directory below to compare your options.

15 agents listed
Updated May 2026
Prescott, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 15 flood insurance agents in Prescott, AZ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Angela Smith at Comparion Insurance Agency
141 S McCormick St # 215, Prescott, AZ 86303
(928) 227-9014 comparioninsurance.com
Shepherd Insurance, Formerly Lori Sell Insurance
400 White Spar Rd, Prescott, AZ 86303
(928) 778-0892 shepherdins.com
Tracy Murr - State Farm Insurance Agent
1130 Willow Creek Rd, Prescott, AZ 86301
(928) 445-8500 tracymurr.com
Lucas Flood Agency
141 S McCormick St #113, Prescott, AZ 86303
(928) 800-5630 lucasfloodagency.com
Moll Insurance Agency Inc.
410 W Gurley St, Prescott, AZ 86301
(928) 443-0493 mollinsuranceagency.com
Trailstone Insurance Independent Agency - Phone and Online Only
AZ-69, Prescott, AZ 86301
(720) 504-0220 nextdoor.com
Brian Creuz - GEICO Insurance Agent
1046 Willow Creek Rd suite 119, Prescott, AZ 86301
(928) 227-9850 geico.com
Daniel Martinez - Goosehead Insurance
1555 Plz W Dr Suite B, Prescott, AZ 86303
(602) 641-6110 goosehead.com
Comparion Insurance Agency
141 S McCormick St # 215, Prescott, AZ 86303
(928) 227-9001 comparioninsurance.com
Shepherd Insurance
400 White Spar Rd, Prescott, AZ 86303
(928) 445-4600 shepherdins.com
Myles Baxter: Allstate Insurance
227 W Gurley St, Prescott, AZ 86301
(928) 776-0976 agents.allstate.com
Farm Bureau Financial Services: Celeste Johnston
621 E Gurley St Ste C, Prescott, AZ 86301
(602) 612-7150 fbfs.com
NFP, an Aon company
325 W Gurley St # 203, Prescott, AZ 86301
(928) 445-8720 nfp.com
Brown & Brown Insurance of Prescott
255 E Sheldon St # A, Prescott, AZ 86301
(928) 776-2700 bbrown.com
VIP Insurance Prescott
231 N Marina St, Prescott, AZ 86301
(928) 327-1314 myvipinsurance.com

Flood insurance agents in Prescott Arizona help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Prescott faces flash flood risks from monsoon storms and areas near Granite Creek may require flood insurance. Arizona law does not mandate flood insurance but lenders often require it for properties in high-risk zones.

What Does a Flood Insurance Agent in Prescott Cost?

The cost of flood insurance in Prescott Arizona typically ranges from 500 to 2,500 dollars per year depending on your property's flood zone elevation and coverage amount. NFIP policies average around 700 dollars annually for low-risk areas. Private flood insurance may cost more or less based on your specific risk profile. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Prescott Arizona?
Flood insurance is not required by Arizona state law but your mortgage lender may require it if your property is in a FEMA-designated Special Flood Hazard Area. Even properties outside high-risk zones can flood during monsoon storms so many homeowners choose to purchase a policy.
What does a flood insurance agent do in Prescott?
A flood insurance agent helps you assess your property's flood risk determine the correct coverage amount and apply for a policy through the NFIP or a private carrier. They also assist with elevation certificates and claims filing after a flood event.
How long does it take to get flood insurance in Prescott?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. You should apply well before the monsoon season starts in June to ensure you are protected.