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HomeFlood Insurance AgentsArizona › Phoenix

Find Flood Insurance Agents Near You in Phoenix, AZ

Browse flood insurance agents serving Phoenix, Arizona. Updated 2026-07-14.

The top-rated flood insurance agent in Phoenix, Arizona is AALL, rated 4.9 stars across 623 reviews. Other highly rated options include Arizona Preferred Insurance, Crown Insurance, Adrar Insurance Agency. This directory lists 25 flood insurance agents serving Phoenix.

Showing 25 flood insurance agents in Phoenix, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AALL5411 S Central Ave(602) 304-0000
2Arizona Preferred Insurance1940 E Camelback Rd # 204(602) 266-0020
3Crown Insurance2432 W Peoria Ave suite 1072(623) 552-6896
4Adrar Insurance Agency4801 N 19th Ave #4(888) 253-4476
5Samuel Insurance Agency3109 E Cactus Rd(602) 600-0742
6Touchdown Insurance11022 S 51st St #205(602) 677-2310
7Southland Insurance Services3030 N Central Ave suite 1000(623) 259-4100
8Freeway Insurance3536 W Baseline Rd Suite 122(602) 246-3630
9Lumenasa Insurance Agency LLC4742 N 24th St suite 355
10Ray Johnson - Insurance Agency2415 E Camelback Rd 700 Suite A(480) 542-0051
AA
5411 S Central Ave
AALL
Flood Insurance Agent · Phoenix, AZ

AALL serves the Phoenix, Arizona metro area as a local flood insurance agent. It connects residential and commercial property owners with policies that address both flood zone and non-flood zone property exposure. The agency focuses on helping clients navigate the complexities of federal and private flood coverage options. It also assists with evaluating property elevation certificates and adjusting policy limits for changing risk conditions in the Phoenix area.

AP
1940 E Camelback Rd # 204
Arizona Preferred Insurance
Flood Insurance Agent · Phoenix, AZ

Arizona Preferred Insurance in Phoenix, AZ provides comprehensive services including policy evaluation and selection of flood coverage. It assists clients in understanding their flood risk and navigating the complexities of the National Flood Insurance Program. Ongoing support is offered through policy reviews and claims guidance, ensuring coverage remains adequate over time. The agency arranges protection for a diverse range of properties, including single-family homes, apartments, retail locations, and restaurants.

CI
2432 W Peoria Ave suite 1072
Crown Insurance
Flood Insurance Agent · Phoenix, AZ

Crown Insurance serves homeowners, businesses, and property managers in Phoenix, Arizona, who need protection against flood damage. The agency helps clients understand National Flood Insurance Program options and supplemental private policies to cover structures and contents. Water damage from monsoon storms and flash floods is a common risk in this desert region, making expert guidance essential for adequate coverage. Crown Insurance also provides flood insurance services for properties in neighboring Scottsdale and the surrounding East Valley communities.

AI
4801 N 19th Ave #4
Adrar Insurance Agency
Flood Insurance Agent · Phoenix, AZ

Adrar Insurance Agency serves Phoenix, Arizona, and the surrounding desert communities, handling flood insurance policies for residential and commercial properties. It helps clients navigate National Flood Insurance Program requirements and map changes. Each policy is evaluated against the property’s specific flood zone and elevation data. The agency reviews coverage levels to match local risk patterns and documents all options presented to the homeowner. It begins every assignment with a thorough needs assessment and then guides the client through the paperwork to finalize a tailored policy.

SI
3109 E Cactus Rd
Samuel Insurance Agency
Flood Insurance Agent · Phoenix, AZ

Samuel Insurance Agency offers flood insurance coverage as a one-time policy purchase or as a renewable service to ensure ongoing property protection for clients in Phoenix, AZ. These policies typically cover damage from rising water caused by storms or river overflow, filling coverage gaps left by standard homeowners plans. The agency provides guidance on selecting the appropriate level of protection for residential properties in flood-prone areas of the region. Their services are available on a one-time or as-needed basis.

TI
11022 S 51st St #205
Touchdown Insurance
Flood Insurance Agent · Phoenix, AZ

As a flood insurance agent in Phoenix, Arizona, Touchdown Insurance specializes in securing National Flood Insurance Program policies for properties in FEMA-designated flood zones. It also assists clients with evaluating flood risk and adjusting coverage limits to match property values and lender requirements. Beyond standard residential policies, the agency provides guidance on business interruption coverage that protects commercial operations. Because monsoon storms often bring sudden, intense rainfall to the Valley, it specifically helps homeowners prepare for the flooding threats that accompany this seasonal weather pattern.

SI
3030 N Central Ave suite 1000
Southland Insurance Services
Flood Insurance Agent · Phoenix, AZ

During Arizona's monsoon season, flash flooding poses a serious threat to Phoenix homeowners and businesses. Southland Insurance Services helps clients understand their exposures and secure appropriate flood coverage for their properties. The agency evaluates individual risks tied to desert terrain and urban runoff patterns. They then guide policyholders through the unique requirements of federal and private flood programs. Their process typically starts with a thorough on-site inspection to assess elevation, drainage, and structural vulnerabilities before presenting any coverage options.

FI
3536 W Baseline Rd Suite 122
Freeway Insurance
Flood Insurance Agent · Phoenix, AZ

Freeway Insurance serves the Phoenix metropolitan area, including El Mirage, Arizona, as a flood insurance agent. The company helps property owners assess their flood risk and secure policies to protect homes and businesses from water damage. It guides clients through National Flood Insurance Program requirements and private insurance options. In the El Mirage region, Freeway Insurance handles flood policy renewals and new property coverage applications.

LI
4742 N 24th St suite 355
Lumenasa Insurance Agency LLC
Flood Insurance Agent · Phoenix, AZ
RJ
2415 E Camelback Rd 700 Suite A
Ray Johnson - Insurance Agency
Flood Insurance Agent · Phoenix, AZ

Ray Johnson - Insurance Agency provides residential flood insurance coverage for homes in the Phoenix metropolitan area, also offering commercial policies to protect local businesses. With a service area encompassing Phoenix and surrounding communities, agents assess specific flood zone risks unique to this desert environment. Clients can discuss policy adjustments and coverage updates during follow-up appointments between regular six-month reviews.

SI
7342 W Indian School Rd Ste 111
Southland Insurance Services
Flood Insurance Agent · Phoenix, AZ
(623) 259-4100
southlandinsurancesvcs.com
TD
4020 N 20th St #105
T D INSURANCE
Flood Insurance Agent · Phoenix, AZ
(602) 254-3208
tdinsuranceaz.com
AI
4836 N 59th Ave
Always Insured LLC
Flood Insurance Agent · Phoenix, AZ
(602) 419-3323
alwaysinsured.com
PF
4425 E Agave Rd #136
Pro Financial Insurance
Flood Insurance Agent · Phoenix, AZ
(480) 706-1805
profinancialinsurance.com
AI
3550 W Glendale Ave
Ayala Insurance Service, LLC.
Flood Insurance Agent · Phoenix, AZ
(602) 277-1900
ayalainsurance.com
MC
4725 N 19th Ave
Mickey Clayton Insurance
Flood Insurance Agent · Phoenix, AZ
(602) 242-2512
mickeyclaytoninsurance.com
PI
3909 N 16th St
Pacific Insurance Company LLC
Flood Insurance Agent · Phoenix, AZ
(480) 581-1505
pacificinsurancecompany.com
SI
3249 E Thomas Rd
Solo Insurance LLC
Flood Insurance Agent · Phoenix, AZ
(602) 233-2165
soloinsuranceaz.com
RI
107 E Southern Ave
Rodriguez Insurance
Flood Insurance Agent · Phoenix, AZ
(602) 268-2213
rodriguezinsuranceaz.com
SI
5638 N 27th Ave
Sonoran Insurance LLC
Flood Insurance Agent · Phoenix, AZ
(602) 668-7689
sonoraninsurancellc.com
AI
3420 E Shea Blvd #180
Arrowhead Insurance LLC
Flood Insurance Agent · Phoenix, AZ
(480) 508-1132
azarrowhead.com
AU
24 E Broadway Rd #2
Arizona Unified Insurance Agency LLC
Flood Insurance Agent · Phoenix, AZ
(602) 200-0062
azunified.com
LA
3106 W Thomas Rd Suite 1108
Lucas Arizona Insurance
Flood Insurance Agent · Phoenix, AZ
(602) 328-0100
lucasinsures.com
LI
7602 S Central Ave
L.A. Insurance
Flood Insurance Agent · Phoenix, AZ
(602) 276-0002
lainsurance.com
LI
2 N Central Ave #1800
Lundgren Insurance Agency
Flood Insurance Agent · Phoenix, AZ
(602) 218-6022
lundgreninsuranceagency.com

What Does a a Flood Insurance Agent in Phoenix Cost?

Flood insurance costs in Arizona vary widely based on flood zone, building elevation, and coverage amount. NFIP policies in low-risk zones may start around $500 to $800 per year, while high-risk zones can cost $1,500 to $4,000 or more. Private market policies may offer different rates. This is general information, not insurance advice.

About flood insurance agents in Phoenix

Flood insurance agents in Phoenix help property owners protect against monsoon flooding and flash floods common in Arizona. Arizona law does not require flood insurance for most homes, but lenders may require it for properties in Special Flood Hazard Areas. Agents can explain NFIP and private policy options for your specific location.

Frequently Asked Questions

Do I need flood insurance in Phoenix Arizona?

Flood insurance is not required by Arizona state law for most homes. However, if your property is in a FEMA-designated flood zone and you have a federally backed mortgage, your lender will require it. Even outside flood zones, monsoon storms can cause damage.

What does a flood insurance agent in Phoenix do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also assist with elevation certificates and explain waiting periods, which are typically 30 days for NFIP policies.

How long does it take to get flood insurance in Arizona?

Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods or immediate coverage in some cases. An agent can help you find the fastest option for your needs.

Flood Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.