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Find Final Expense Insurance Agents Near You in Troy, OH

Browse final expense insurance agents serving Troy, Ohio. Updated 2026-07-14.

The top-rated final expense insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 12 final expense insurance agents serving Troy.

Showing 12 final expense insurance agents in Troy, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeman Groves Insurance And Financial Services Inc2840 S Co Rd 25A(937) 348-1763
2Littman-Thomas Agency - Troy Office210 S Market St suite b(937) 339-1525
3Heath Murray - State Farm Insurance Agent725 W Market St(937) 335-9600
4Holobaugh Insurance2244 OH-718(937) 552-9956
5Carr Insurance Group115 S Market St(937) 335-8914
6Lisa Cano - State Farm Insurance Agent41 S Stanfield Rd A(937) 335-3535
7Trojan Insurance Agency1008 Grant St(937) 339-2674
8R J Warner Insurance23 S Mulberry St(937) 335-5166
9Troy insurance agency12 N Mulberry St(937) 764-3470
10Western & Southern Life10 Dotcom Dr suite b(937) 773-5303
FG
2840 S Co Rd 25A
Freeman Groves Insurance And Financial Services Inc
Final Expense Insurance Agent · Troy, OH

Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio area as a provider of final expense insurance solutions. This agency helps local families manage the financial obligations associated with end-of-life arrangements. Representatives guide clients through coverage options designed to cover funeral costs and outstanding debts. The company focuses on simplifying the insurance selection process for seniors and their loved ones. It handles burial insurance policies and pre-need funeral planning services for residents in Miami County.

LT
210 S Market St suite b
Littman-Thomas Agency - Troy Office
Final Expense Insurance Agent · Troy, OH

Littman-Thomas Agency - Troy Office provides final expense insurance agent services for residents in Troy, Ohio. It helps clients secure coverage to manage end-of-life costs such as funerals and outstanding debts. The agency assists individuals in customizing their policies to match specific financial situations. It also offers guidance on policy maintenance and beneficiary updates to ensure coverage remains current. It serves single-family homes, apartments, retail, and restaurants in the local community.

HM
725 W Market St
Heath Murray - State Farm Insurance Agent
Final Expense Insurance Agent · Troy, OH

Heath Murray - State Farm Insurance Agent serves homeowners, families, and individuals in Troy, OH, who seek assistance with final expense insurance planning. The agency helps clients prepare for end-of-life costs by offering guidance on suitable policy options and coverage amounts. This local office focuses on addressing the specific financial protection needs of area residents during a significant life transition. The agency also provides its final expense insurance services to residents in the neighboring Piqua community.

HI
2244 OH-718
Holobaugh Insurance
Final Expense Insurance Agent · Troy, OH

Serving Troy, OH, and the surrounding Miami County communities, Holobaugh Insurance handles final expense insurance arrangements for local families. It helps clients plan for end-of-life costs such as burial and funeral services. The agency assists in selecting appropriate coverage for residents seeking affordable peace of mind. For a typical case, the company begins by reviewing an individual's anticipated final expenses and financial situation before guiding them toward a simple, accessible policy option.

CI
115 S Market St
Carr Insurance Group
Final Expense Insurance Agent · Troy, OH

Carr Insurance Group in Troy, OH provides final expense insurance, which offers a one-time lump-sum death benefit for end-of-life costs rather than recurring service plans that cover ongoing care. This coverage helps clients arrange a financial plan for funeral expenses and immediate final bills. Serving the area on an as-needed basis, the company assists individuals in securing this specific type of life insurance policy to relieve their families of such burdens.

LC
41 S Stanfield Rd A
Lisa Cano - State Farm Insurance Agent
Final Expense Insurance Agent · Troy, OH

Lisa Cano - State Farm Insurance Agent in Troy, OH, specializes in final expense insurance policies that cover end-of-life costs. The agency also offers general insurance services to area residents seeking financial protection. Final expense plans help families manage funeral and burial expenses without financial strain. This local insurance agent assists clients by evaluating different coverage options for their specific needs. As life events such as retirement or a family health change approach, the agent provides guidance on securing a straightforward benefit against unexpected financial burdens.

TI
1008 Grant St
Trojan Insurance Agency
Final Expense Insurance Agent · Troy, OH

Trojan Insurance Agency provides general insurance services to residents and businesses in the Troy, OH area, with a specialty in final expense coverage designed to help families manage end-of-life costs. The agency works with clients to identify suitable burial and funeral policies that ease financial burdens on survivors. Commercial services can be arranged for local offices, warehouses, and food service operations.

RJ
23 S Mulberry St
R J Warner Insurance
Final Expense Insurance Agent · Troy, OH

As families in Troy, Ohio, begin planning for the future, the peace of mind that comes with knowing final expenses are covered becomes a priority. R J Warner Insurance helps local residents navigate this important process, specializing in final expense coverage that protects survivors from unexpected financial burdens after a loved one’s passing. They work with clients to review available policy options that fit individual budgets and burial needs. All new inquiries begin with a free initial consultation to assess your current coverage and personal preferences.

TI
12 N Mulberry St
Troy insurance agency
Final Expense Insurance Agent · Troy, OH

Serving Troy, Ohio, residents with guaranteed issue final expense policies, this agency helps families finalize end-of-life coverage that avoids medical exams. In addition to personal protection, commercial and individual clients throughout the area can access straightforward burial insurance offerings, concentrating on simple, affordable coverage to ease financial burdens. Agents work directly with clients to understand specific needs for manageable monthly premiums. Following an issued policy, the office provides continued support, handling claim paperwork and answering benefit questions between annual plan reviews or as needs evolve.

WS
10 Dotcom Dr suite b
Western & Southern Life
Final Expense Insurance Agent · Troy, OH

Western & Southern Life in Troy, Ohio specializes in final expense insurance policies designed to cover end-of-life costs. The agency also provides general life insurance services for families seeking financial security. It helps clients evaluate their burial and funeral funding needs, ensuring loved ones are not left with unexpected debt. For those approaching retirement or facing a recent health change, the agency assists with planning that protects family savings from the high costs of memorial services and medical bills not covered by other benefits.

NI
405 Public Square, Suite 252
Nationwide Insurance: Graves-Fearon Agency Ltd.
Final Expense Insurance Agent · Troy, OH
(937) 335-1922
gravesfearonagency.com
SI
305 Public Sq Ste 3
Shelter Insurance - Erik Lamka
Final Expense Insurance Agent · Troy, OH
(937) 980-9013
shelterinsurance.com/CA/agent/ELAMKA

What Does a a Final Expense Insurance Agent in Troy Cost?

Typical monthly premiums for final expense insurance in Ohio range from 30 to 150 dollars depending on age, health, and coverage amount. A 10000 dollar policy for a 65-year-old non-smoker might cost around 50 to 80 dollars per month. Costs vary by case and insurer. This is general information, not insurance advice.

About final expense insurance agents in Troy

Final expense insurance agents in Troy, Ohio help residents secure coverage for funeral and burial costs. Ohio law requires funeral homes to provide a general price list, and a final expense policy can help ensure those expenses are covered. Agents in Troy can guide you through policy options that fit your budget and needs.

Frequently Asked Questions

What is a final expense insurance policy in Ohio?

A final expense insurance policy is a whole life insurance policy with a smaller face amount, typically between 5000 and 25000 dollars. It is designed to cover funeral costs and other end-of-life expenses. In Ohio, these policies are regulated by the Ohio Department of Insurance.

Do I need a medical exam for final expense insurance in Troy?

Most final expense insurance policies in Ohio do not require a medical exam. Instead, insurers may ask a few health questions on the application. This makes the policy easier to obtain for seniors or those with health conditions.

How does Ohio law affect final expense insurance payouts?

Ohio law requires insurers to pay claims promptly, usually within 30 days after receiving proof of death. The death benefit is paid directly to the beneficiary you name. There are no state-specific taxes on life insurance death benefits in Ohio.

Final Expense Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.