The top-rated final expense insurance agent in Avon, Ohio is Marci Barrett - State Farm Insurance Agent, rated 4.9 stars across 494 reviews. Other highly rated options include Reed Allen - State Farm Insurance Agent, North Coast Insurance Group: Allstate Insurance, Landing Point Financial Group. This directory lists 10 final expense insurance agents serving Avon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marci Barrett - State Farm Insurance Agent | 35682 Detroit Rd Ste 2 | (440) 937-4040 |
| 2 | Reed Allen - State Farm Insurance Agent | 36966 Detroit Rd | (440) 934-8600 |
| 3 | North Coast Insurance Group: Allstate Insurance | 37300 Detroit Rd #2 | (440) 934-8300 |
| 4 | Landing Point Financial Group | 36901 American Way #7 | (440) 365-9100 |
| 5 | Feronti Insurance Agency LLC | 814 Center Rd | (440) 937-3295 |
| 6 | Botson Insurance Group | 36480 Detroit Rd | (440) 934-1603 |
| 7 | Options Insurance Agency | 2219 Wisteria Way | (440) 934-4510 |
| 8 | New America Insurance | Avon, OH 44011 | (440) 934-7766 |
| 9 | Jack Piskura Insurance | 1963 Center Rd | (440) 937-5515 |
| 10 | Nationwide Insurance: Hoynes Insurance Agency LLC | 2219 Wisteria Way | (440) 934-4510 |
Marci Barrett - State Farm Insurance Agent in Avon, OH, is known for providing final expense insurance policies that help cover end-of-life costs. The agency assists local families in planning for funeral expenses, outstanding debts, and other final obligations. General offerings include various coverage options tailored to individual budgets and health circumstances. A typical specialty service this agent can provide is helping clients add a rider for accidental death benefit.
Reed Allen, as a State Farm Insurance Agent, assists residents in Avon, Ohio, with final expense insurance to cover end-of-life costs. Commercial coverage is also arranged for local businesses needing similar financial planning. Service extends throughout the surrounding Avon area. Each policy is designed to provide straightforward benefits upon claim. Clients can expect the agent to facilitate follow-up on any coverage adjustments or questions that arise between regular policy reviews.
North Coast Insurance Group: Allstate Insurance, based in Avon, Ohio, is known for providing final expense insurance to local residents. This type of coverage helps families manage end-of-life costs such as funerals and outstanding medical bills. The company serves clients throughout the greater Avon area who seek simple, budget-friendly policies. Their service range includes helping individuals secure whole life plans that do not require a medical exam. As a specialty service, they can add on a burial plan that comes with immediate cash for beneficiaries.
Landing Point Financial Group serves Lorain County and the broader Avon, Ohio area as a Final Expense Insurance Agent. The company helps clients plan for end-of-life costs through straightforward insurance policies that ease the burden on families. It works with local residents to secure coverage for funeral expenses and outstanding medical bills. Specific services include helping clients compare affordable final expense plans and guiding them through the application process to obtain a policy that meets their budget.
Feronti Insurance Agency LLC in Avon, Ohio offers final expense insurance policies designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. The agency provides guidance on plan selection, assists with policy applications, and reviews coverage options to ensure beneficiaries are protected. Services include managing policy maintenance, answering billing questions, and updating beneficiary information as needed. This insurance support is provided for individuals, including those in single-family homes, apartments, retail establishments, and restaurants.
Botson Insurance Group in Avon, Ohio, serves individuals and families seeking final expense insurance to cover end-of-life costs. The agency helps clients secure life insurance policies designed to pay for funeral services, outstanding medical bills, and other final obligations. Guidance is provided through the selection of appropriate coverage amounts and policy types. These services are available to residents throughout Avon and the greater Lorain County area, including the neighboring community of North Ridgeville.
Serving Avon, Ohio, and the surrounding communities, Options Insurance Agency specializes in final expense insurance. It handles policies designed to cover end‑of‑life costs for local residents. This category of coverage helps families manage funeral expenses and other related bills. The agency works with clients to navigate the details of these life insurance products. A typical job involves reviewing a client's needs and then selecting an appropriate coverage amount that fits their specific budgeting circumstances.
New America Insurance, located in Avon, Ohio, offers both final expense policies that require a single premium payment and options that allow monthly billing for flexibility. Their coverage assists families with end-of-life costs, such as funeral expenses and medical bills, ensuring financial peace of mind. Unlike some agents who only handle initial enrollment, this company provides continuous policy management throughout the life of the contract. Service for existing plans is provided on an as-needed basis, responding to client requests for changes or claims assistance.
Serving Avon, Ohio, Jack Piskura Insurance specializes in final expense insurance for seniors seeking to cover end-of-life costs. This Avon agent assists local families by offering burial and funeral planning policies to ease financial burdens. Their general work includes helping clients compare basic life insurance options designed for those over fifty. Throughout the ohio autumn, the company often addresses seasonal concerns about securing coverage before the increased family gatherings and holiday travel typical of the year-end season.
Spring storms often prompt Avon seniors to review their financial safeguards, and Nationwide Insurance: Hoynes Insurance Agency LLC offers final expense insurance solutions tailored to these concerns. This agency helps local families prepare for end-of-life costs without burdening loved ones, providing clear policy options that cover funeral bills or outstanding debts. Their team meets with clients to discuss coverage needs in a straightforward manner. The process begins with a no-obligation inspection of the applicant’s current policy and health history to determine suitable coverage levels.
What Does a a Final Expense Insurance Agent in Avon Cost?
In Ohio, final expense insurance premiums typically range from $30 to $100 per month for a $10,000 to $25,000 policy, depending on age and health. For a healthy 65-year-old, a $10,000 policy may cost around $50 to $70 per month. Costs vary by carrier and individual health status. This is general information and not insurance advice.
About final expense insurance agents in Avon
A final expense insurance agent in Avon, Ohio helps residents secure a small whole life policy to cover end-of-life costs. Ohio law requires insurance agents to be licensed by the Ohio Department of Insurance, ensuring they meet state standards. These policies typically range from $5,000 to $25,000 and are designed to pay for funeral services and other final expenses.
Frequently Asked Questions
What is final expense insurance and how does it work in Avon Ohio?
Final expense insurance is a small whole life policy that pays a lump sum to a beneficiary upon death. In Ohio, these policies are regulated by the Ohio Department of Insurance and do not require a medical exam for approval. The funds can be used for funeral costs, medical bills, or any other final expenses.
Do I need to be a resident of Avon to work with a local final expense insurance agent?
No, you can work with an Avon agent even if you live in a nearby city like Elyria or Lorain. However, the agent must be licensed in Ohio to sell insurance in the state. Many agents serve the entire Cleveland metro area.
Are there any Ohio-specific rules for final expense insurance policies?
Yes, Ohio law requires a 30-day free look period for all life insurance policies, including final expense plans. This means you can cancel the policy within 30 days of receiving it for a full refund. Also, Ohio prohibits insurance companies from denying coverage based on pre-existing conditions for certain simplified issue policies.
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