The top-rated final expense insurance agent in Centerville, Ohio is Greg Fay Insurance Agency, rated 5.0 stars across 247 reviews. Other highly rated options include Carr Insurance Agency, Inc., Tinnerman Insurance Agency - Centerville, American Insurance Strategies. This directory lists 13 final expense insurance agents serving Centerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Fay Insurance Agency | 207 W Franklin St | (937) 619-9705 |
| 2 | Carr Insurance Agency, Inc. | 255 N Main St | (937) 435-9000 |
| 3 | Tinnerman Insurance Agency - Centerville | 5 Iron Gate Park Dr | (937) 439-0212 |
| 4 | American Insurance Strategies | 76 Marco Ln | (937) 886-6454 |
| 5 | Brandelyn Blair American Family Insurance | 872 E Franklin St STE B | (937) 374-0855 |
| 6 | Tony Peh: Allstate Insurance | 16 Elmwood Dr | (937) 438-0004 |
| 7 | Centerville Insurance Agency | 55 W Franklin St | (937) 433-0874 |
| 8 | Southern Ohio Insurance LLC | 255 N Main St Suite B | (937) 424-1041 |
| 9 | Farmers Insurance - Chris Newport | 948 E Franklin St | (937) 519-3300 |
| 10 | Elizabeth Braun: Primerica - Financial Services | 8220 Washington Village Dr | (937) 312-1786 |
Greg Fay Insurance Agency serves Centerville and surrounding areas in Montgomery County, Ohio, by offering final expense insurance services to local residents. This agency helps individuals and families arrange plans that cover funeral costs and related end-of-life expenses. Working with various carriers, the firm focuses on straightforward enrollment for those seeking guaranteed or simplified issue coverage. The agency handles designing burial insurance policies and assisting clients with plan comparisons to ensure their specific needs are met.
Carr Insurance Agency, Inc. in Centerville, OH, provides final expense insurance agent services, assisting clients in planning for end-of-life costs and ensuring financial preparedness for their loved ones. The agency helps families secure coverage for funeral expenses and outstanding debts, offering personalized policy options to fit individual needs and budgets. Their service includes ongoing support to review and adjust plans as circumstances change. Carr Insurance Agency, Inc. services single-family homes, apartments, retail, and restaurants.
Tinnerman Insurance Agency - Centerville assists families in Centerville, Ohio seeking final expense insurance. These policies provide coverage for funeral costs and other end-of-life expenses. The agency helps individuals secure a plan that protects loved ones from financial burdens during a difficult time. They guide clients through the application process, explaining policy details and coverage amounts. The agency also serves the surrounding Dayton metropolitan area.
Serving Centerville, Ohio, and the surrounding communities, American Insurance Strategies handles final expense insurance coverage for local families. This firm helps clients arrange policies designed to cover burial costs and other end-of-life expenses. These plans typically provide a cash benefit to named beneficiaries. When managing a typical case, the company focuses on clear policy explanations and straightforward application procedures.
Brandelyn Blair American Family Insurance specializes in helping Centerville, OH, residents secure final expense coverage to manage end-of-life costs. It offers personalized guidance on insurance policies that address funeral expenses and outstanding debts. The agent works closely with clients to choose appropriate benefit amounts, ensuring financial protection for loved ones. As a local provider, it serves individuals seeking straightforward options to handle unexpected costs or plan ahead. During the winter months, it aids families in preparing for potential sudden expenses by reviewing existing coverage gaps.
Tony Peh: Allstate Insurance in Centerville, OH, assists families by explaining the difference between a one-time policy purchase for immediate final expense needs and a recurring premium payment plan that locks in set coverage over time. The available policies typically include a lump-sum death benefit that covers burial and related final arrangements. This coverage helps ensure survivors are not burdened with unexpected costs. Service runs on an as-needed basis, with consultations available whenever a client wishes to review or adjust their existing policy.
As local families in Centerville, OH, face the need to plan for end-of-life expenses, Centerville Insurance Agency assists with final expense insurance policies designed to cover those costs. The agency works to help residents understand simple coverage options that fit their personal situation and budget. Unlike more complex life insurance, a final expense policy typically offers a smaller benefit to ease the financial burden on loved ones. The initial step involves a straightforward consultation to assess an individual’s needs and potential eligibility.
Southern Ohio Insurance LLC serves residents of Centerville with final expense insurance planning, offering support for end-of-life coverage needs. Their commercial services extend throughout the surrounding area, addressing similar protection requirements for small businesses and their families. The company focuses on explaining policy options clearly so clients can make informed decisions about their funeral and burial expenses. They maintain regular contact with policyholders, providing follow-up assistance between routine appointments to ensure coverage remains appropriate as circumstances change.
Farmers Insurance - Chris Newport provides comprehensive final expense insurance services to families in Centerville, OH, focusing on coverage that addresses end-of-life costs. The agency specializes in tailoring policies that help clients manage funeral expenses and outstanding debts. Its work involves guiding individuals through plan selection to ensure financial peace of mind for loved ones. Commercial sectors served include local offices, warehouses, and food service operations, helping business owners protect their estates and employees with suitable final expense options.
Elizabeth Braun: Primerica - Financial Services in Centerville, OH, is recognized for helping families arrange final expense insurance to cover end-of-life costs. The company assists local clients in selecting burial and funeral coverage plans that protect loved ones from unexpected financial burdens. The agent works with individuals to understand available coverage options and policy benefits within their budget. Through Primerica, this office also offers term life insurance as an additional specialty service for families needing broader income protection.
What Does a a Final Expense Insurance Agent in Centerville Cost?
Final expense insurance in Ohio typically costs between 30 and 100 dollars per month for a 10,000 to 25,000 dollar policy. Premiums depend on age, health, and coverage amount. Some policies offer level premiums while others increase over time. This is general information and not insurance advice.
About final expense insurance agents in Centerville
A final expense insurance agent in Centerville Ohio helps residents secure coverage for funeral costs and other end-of-life expenses. Ohio law requires funeral trusts to be established with a licensed agent if using preneed funeral contracts. Working with a local agent ensures the policy meets Ohio probate and Medicaid requirements.
Frequently Asked Questions
What does a final expense insurance agent in Centerville do?
A final expense insurance agent helps Centerville residents choose a life insurance policy to cover funeral and burial costs. The agent explains policy options and ensures the coverage complies with Ohio insurance regulations. They also assist with beneficiary designations and policy funding.
Are there Ohio laws that affect final expense insurance?
Yes, Ohio Revised Code Section 3923.01 governs life insurance policies including final expense plans. Ohio also has specific rules for preneed funeral contracts under Chapter 3721. These laws protect consumers by requiring clear disclosure of policy terms and refund rights.
How do I choose a final expense insurance agent in Centerville Ohio?
Look for an agent licensed in Ohio with experience in final expense or burial insurance. Check their standing with the Ohio Department of Insurance. Ask about policy types such as whole life or guaranteed issue and whether the policy covers funeral home costs directly.
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