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Directory of final expense insurance agents in Middletown, Ohio. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Middletown, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 16 final expense insurance agents in Middletown, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
4347 Roosevelt Blvd B, Middletown, OH 45044
(513) 798-7131
locations.acceptance.com
Crisp & Company Insurance
4496 Marie Dr, Middletown, OH 45044
(513) 433-3433
crispandcompany.com
Moon & Adrion Insurance Agency, Inc.
180 N Breiel Blvd, Middletown, OH 45042
(513) 422-4504
moonadrion.com
Michael Schanne - State Farm Insurance Agent
1547 S Breiel Blvd, Middletown, OH 45044
(513) 424-1457
insure513.com
Maddox Insurance Agency, LLC
3246 Dixie Hwy Suite 1, Middletown, OH 45044
(513) 424-0966
Redding Ins
110 N Breiel Blvd, Middletown, OH 45042
(513) 424-2005
reddinginsuranceagency.com
Jeff Mundy - State Farm Insurance Agent
300 S Breiel Blvd, Middletown, OH 45044
(513) 424-1102
jeffmundy.com
Phoenix Insurance Consultants
1014 N University Blvd, Middletown, OH 45042
(513) 424-5305
phoenixinsuranceconsultants.com
Micheal Smith Insurance Agency
1051 Summit Dr, Middletown, OH 45042
(513) 422-5570
michealsmithinsurance.com
John Dobrozsi Jr Insurance Agency Inc
1820 1st Ave, Middletown, OH 45042
(513) 423-4696
dobrozsiinsurance.com
Dobrozsi Insurance
1820 1st Ave, Middletown, OH 45044
(513) 423-4696
dobrozsiinsurance.com
Miller Insurance Inc
36 S Breiel Blvd, Middletown, OH 45044
(513) 422-3621
millerinsinc.com
Farmers Insurance - John Holmes
995 Cincinnati Dayton Rd, Middletown, OH 45044
(513) 818-1885
agents.farmers.com
Insurance Associates
1061 N University Blvd, Middletown, OH 45042
(888) 423-2488
insuranceassociates.net
Norris Leighton Hall Insurance Agency
1066 Summit Dr, Middletown, OH 45042
(513) 423-9455
Insurance Store of Ohio
995 Cincinnati Dayton Rd, Middletown, OH 45044
(513) 705-6629
Final expense insurance agents in Middletown Ohio help residents secure coverage for funeral and burial expenses. Ohio law requires that funeral trusts and preneed contracts be handled by licensed agents. A local agent can explain how Ohio probate rules affect policy payouts to beneficiaries.
What Does a Final Expense Insurance Agent in Middletown Cost?
Typical final expense insurance premiums in Ohio range from 30 to 100 dollars per month for a 5000 to 25000 dollar policy. Rates depend on age health and coverage amount. Some carriers offer level benefits while others have graded benefits with lower initial payouts. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a final expense insurance agent in Middletown Ohio?
A final expense insurance agent helps you buy a small whole life policy to cover funeral costs. In Ohio agents must hold a valid life insurance license from the Ohio Department of Insurance. They can explain policy options and help you compare rates from different carriers.
How do Ohio laws affect final expense insurance payouts?
Ohio law allows beneficiaries to receive death benefits free from state income tax. If the policy is assigned to a funeral home under a preneed contract Ohio requires the funeral home to hold funds in trust. This ensures money is used for your intended funeral services.
Can I buy final expense insurance in Middletown if I have health issues?
Yes many final expense policies in Ohio offer guaranteed issue or simplified issue options. These plans do not require a medical exam but may have a waiting period of two years for natural death. An agent can explain which carriers offer coverage for pre existing conditions.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.