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Find Final Expense Insurance Agents Near You in Lorain, OH

Browse final expense insurance agents serving Lorain, Ohio. Updated 2026-07-14.

The top-rated final expense insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office), Chris Arnott Agency Inc.. This directory lists 17 final expense insurance agents serving Lorain.

Showing 17 final expense insurance agents in Lorain, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Neil Elkins - State Farm Insurance Agent1812 Cooper Foster Park Rd(440) 282-2001
2Charles Chapman - State Farm Insurance Agent4340 N Leavitt Rd F(440) 985-1405
3Robert Taylor Insurance (Lorain Office)2063 N Ridge Rd(440) 277-5191
4Chris Arnott Agency Inc.4789 N Leavitt Rd Suite D(440) 723-2991
5Cathie Halko - State Farm Insurance Agent1065 N Ridge Rd W(440) 233-6157
6Lighthouse Insurance Agency4789 N Leavitt Rd Suite D(440) 984-3463
7Janasko Insurance562 Broadway(440) 245-6268
8The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)520 Broadway(440) 776-8900
9Somers Agency LLC5311N N Leavitt Rd Ste 100(440) 324-3447
10Masters Insurance Agency210 W 7th St(440) 244-2253
NE
1812 Cooper Foster Park Rd
Neil Elkins - State Farm Insurance Agent
Final Expense Insurance Agent · Lorain, OH

Neil Elkins - State Farm Insurance Agent serves the Lorain, Ohio metro area and specializes in final expense insurance planning. This agency helps clients arrange coverage for end-of-life costs such as burials and outstanding medical bills. Local residents often seek guidance on efficient funeral expense plans that do not burden loved ones. Policy options typically include simplified-issue life insurance products tailored for seniors. The agent also assists with structuring final expense benefits to remain separate from probate delays.

CC
4340 N Leavitt Rd F
Charles Chapman - State Farm Insurance Agent
Final Expense Insurance Agent · Lorain, OH

Charles Chapman - State Farm Insurance Agent in Lorain, OH, serves individuals and families seeking final expense insurance to cover burial and end-of-life costs. The agency helps clients compare available life insurance policy options, focusing on simple, manageable coverage that does not require a medical exam. It provides guidance through the application process, ensuring beneficiaries receive prompt support. Charles Chapman also assists residents in nearby Elyria with their final expense planning needs.

RT
2063 N Ridge Rd
Robert Taylor Insurance (Lorain Office)
Final Expense Insurance Agent · Lorain, OH

Robert Taylor Insurance (Lorain Office) provides final expense insurance to assist clients in covering funeral and burial costs. Its agents help individuals select a suitable policy that pays beneficiaries without probate delays. They guide customers through the application process, explaining plan terms and clarifying coverage limits over time. This office serves the greater Lorain area, offering services designed for residents seeking peace of mind regarding end-of-life expenses. It services households, single-family homes, and apartment dwellers throughout the community.

CA
4789 N Leavitt Rd Suite D
Chris Arnott Agency Inc.
Final Expense Insurance Agent · Lorain, OH

Chris Arnott Agency Inc. in Lorain, OH offers clients a choice between a straightforward one-time final expense policy and a recurring plan with fixed premium payments designed to fit ongoing budgets. Coverage helps pay for funeral costs, outstanding medical bills, and other end-of-life expenses, removing financial burden from loved ones during a difficult time. The agency tailors each plan to the individual’s specific needs and financial situation. Final expense service is provided on both a one-time and an as-needed basis for policy inquiries or claims assistance.

CH
1065 N Ridge Rd W
Cathie Halko - State Farm Insurance Agent
Final Expense Insurance Agent · Lorain, OH

Cathie Halko - State Farm Insurance Agent serves Lorain, Ohio, and its surrounding communities with final expense insurance. This agent handles plans designed to cover funeral costs and other end-of-life expenses for local families. A typical policy helps ensure loved ones are not left with unexpected financial burdens during a difficult time. The agent generally takes a straightforward, educational approach, guiding clients through available coverage options to match their specific needs and budget.

LI
4789 N Leavitt Rd Suite D
Lighthouse Insurance Agency
Final Expense Insurance Agent · Lorain, OH

Lighthouse Insurance Agency specializes in final expense insurance for seniors and families, serving the Lorain, Ohio area with focused guidance on burial and funeral cost planning. It helps clients navigate the process of selecting a life insurance policy designed to cover end-of-life expenses without burdening loved ones. The agency assists with comparing available coverage options to fit individual budgets and needs. As winter approaches and heating bills rise, it helps Lorain residents review their policies to ensure their funeral plans remain secure despite shifting household expenses.

JI
562 Broadway
Janasko Insurance
Final Expense Insurance Agent · Lorain, OH

As families in Lorain face rising funeral costs and the stress of planning for end‑of‑life expenses, Janasko Insurance provides straightforward final expense insurance coverage designed to protect loved ones from unexpected financial burdens. Guiding clients through available policy options, the agent emphasizes clarity and simplicity, helping local seniors and families choose coverage that fits their budget and needs. Every engagement begins with a thorough personal assessment, reviewing current health status and financial goals to recommend the most suitable plan without pressuring any particular product.

LC
520 Broadway
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
Final Expense Insurance Agent · Lorain, OH

Based in Lorain, OH, this insurance agency assists clients with planning for final expenses. The Liberty Company Insurance Brokers specializes in arranging policies to cover burial and related end-of-life costs. As a firm formerly associated with Nationwide Insurance under Sam J Saraniti Clu, it offers a dedicated focus on these specific financial arrangements. Beyond individual consultations, the company provides coverage solutions for local commercial sectors such as offices, warehouses, and food service establishments.

SA
5311N N Leavitt Rd Ste 100
Somers Agency LLC
Final Expense Insurance Agent · Lorain, OH

Somers Agency LLC provides residential final expense insurance service to families in Lorain, Ohio. The agency also assists with commercial coverage needs for local businesses throughout the greater Lorain area. Final expense insurance helps cover funeral costs and other end-of-life expenses, offering straightforward financial protection. Clients can expect clear guidance on policy options, with attention to individual budgets and preferences. Follow-up is conducted between regular visits to review any changes in coverage needs.

MI
210 W 7th St
Masters Insurance Agency
Final Expense Insurance Agent · Lorain, OH

Masters Insurance Agency in Lorain, OH is known for helping families secure final expense coverage to manage end-of-life costs. The agency guides clients through the process of selecting a policy that fits their budget and needs. Understanding that these plans offer straightforward benefits, the agency ensures local families have clarity on their options for funeral and burial expenses. Alongside its core policies, Masters Insurance Agency can also provide a cash value accumulation feature for the policy.

KA
5311 N Leavitt Rd
Kelley Agency
Final Expense Insurance Agent · Lorain, OH
(440) 282-8898
DJ
211 W 8th St
D J Kwilecki Associates Insurance
Final Expense Insurance Agent · Lorain, OH
(440) 246-2680
PI
112 E 19th St
Pfister Insurance
Final Expense Insurance Agent · Lorain, OH
(800) 237-7595
pfisterinsurance.com
EB
713 Broadway
EZ Bonds Plus Insurance LLC
Final Expense Insurance Agent · Lorain, OH
(440) 323-6383
ezplusinsurance.com
PH
6145 Park Square Dr Suite 4
Princeton Harriman Insurance Solutions
Final Expense Insurance Agent · Lorain, OH
(941) 444-0162
princetonharriman.com
AF
6145 Park Square Dr
Aflac
Final Expense Insurance Agent · Lorain, OH
(440) 984-3115
mylogin.aflac.com
CI
600 Broadway
Carrion insurance
Final Expense Insurance Agent · Lorain, OH
(440) 222-7474
carrionagency.com/blank-3

What Does a a Final Expense Insurance Agent in Lorain Cost?

Final expense insurance costs in Ohio typically range from 30 to 150 per month depending on age health and coverage amount. For a 65 year old non smoker a 10000 policy might cost around 50 to 70 monthly. Premiums are usually fixed and do not increase. This is general information not insurance advice.

About final expense insurance agents in Lorain

Final expense insurance agents in Lorain Ohio help residents secure coverage for end of life costs such as funerals and medical bills. Ohio law requires funeral homes to provide a general price list upon request which can help you compare costs. Agents can guide you through policies that typically range from 5000 to 25000 in coverage.

Frequently Asked Questions

What does a final expense insurance agent in Lorain do?

A final expense insurance agent helps Lorain residents find a whole life policy designed to cover funeral and burial expenses. The agent explains policy terms premium amounts and benefit payouts. They also ensure the policy meets Ohio insurance regulations for small face value life insurance.

Is a medical exam required for final expense insurance in Ohio?

Most final expense policies in Ohio do not require a medical exam. Instead insurers use a simplified underwriting process with health questions. This makes the policy easier to obtain for older adults or those with health conditions.

How does Ohio law affect final expense insurance payouts?

Ohio law requires insurers to pay death benefits promptly usually within 30 days of receiving proof of death. Beneficiaries in Lorain can use the payout for any end of life expense. The policy is not subject to Ohio probate if the beneficiary is named directly.

Final Expense Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.