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Find Final Expense Insurance Agents Near You in Kettering, OH

Browse final expense insurance agents serving Kettering, Ohio. Updated 2026-07-14.

The top-rated final expense insurance agent in Kettering, Ohio is Eric Evans - State Farm Insurance Agent, rated 4.9 stars across 252 reviews. Other highly rated options include Rathweg Insurance Associates, Inc., Farmers Insurance - James Berlon, Robert K. Jones Insurance Agency, LTD.. This directory lists 11 final expense insurance agents serving Kettering.

Showing 11 final expense insurance agents in Kettering, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Eric Evans - State Farm Insurance Agent1649 E Stroop Rd(937) 298-1011
2Rathweg Insurance Associates, Inc.2212 S Patterson Blvd(937) 296-9393
3Farmers Insurance - James Berlon3560 N Marshall Rd Ste 2(937) 297-0218
4Robert K. Jones Insurance Agency, LTD.3809 Wilmington Pike #100(937) 294-2600
5Spectrum Insurance Agency1625 Springhill Ave(937) 643-0081
6Finch Insurance Agency3058 Woodman Dr(937) 583-6100
7Walt Kremer Insurance4080 Marshall Rd(937) 298-0105
8Simpkins-Dellis Insurance Agency3970 Shroyer Rd(937) 294-2724
9Close Agency LLC American Family Insurance2188 Hewitt Ave(937) 234-4528
10Walter McFall & Kremer Insurance Agency4080 Marshall Rd(937) 461-2246
EE
1649 E Stroop Rd
Eric Evans - State Farm Insurance Agent
Final Expense Insurance Agent · Kettering, OH

Eric Evans - State Farm Insurance Agent, serving Kettering, OH and the greater Montgomery County area, offers final expense insurance solutions. This type of coverage helps families manage end-of-life costs with manageable premiums and guaranteed benefits. The agency guides clients in selecting policies that provide for burial expenses and outstanding debts. It helps in assessing individual needs for a simplified, no-medical-exam life insurance plan tailored to those over fifty. The agency handles policy claims processing and benefit distribution for prearranged final expense accounts.

RI
2212 S Patterson Blvd
Rathweg Insurance Associates, Inc.
Final Expense Insurance Agent · Kettering, OH

Rathweg Insurance Associates, Inc. specializes in providing final expense insurance coverage options for individuals in the Kettering area. The company guides clients through the process of selecting suitable policies to manage end-of-life financial obligations. Routine policy reviews are offered to ensure coverage remains aligned with changing needs. Seniors and families seeking straightforward burial or funeral cost protection receive its practical counsel. The agency serves single-family homes, apartments, retail, and restaurants.

FI
3560 N Marshall Rd Ste 2
Farmers Insurance - James Berlon
Final Expense Insurance Agent · Kettering, OH

Serving Kettering, Ohio, and the surrounding communities, Farmers Insurance - James Berlon handles final expense insurance to help families manage end-of-life costs. This agent addresses coverage for funeral arrangements and outstanding bills through policies designed for seniors. The typical job involves explaining straightforward plans over a personal consultation. By focusing on clear options and budget-friendly monthly premiums, the agent ensures clients understand their benefits and complete the application process with direct, step-by-step guidance.

RK
3809 Wilmington Pike #100
Robert K. Jones Insurance Agency, LTD.
Final Expense Insurance Agent · Kettering, OH

Robert K. Jones Insurance Agency, LTD. serves families and individuals in the Kettering area who are planning their end-of-life financial needs. It offers final expense insurance policies designed to cover funeral costs, outstanding medical bills, and other remaining debts. These insurance plans help relieve loved ones from unexpected financial burdens during a difficult time. The agency guides clients through the process of selecting appropriate coverage for their personal circumstances. It also provides its final expense insurance services to residents of Dayton and the surrounding communities within Montgomery County.

SI
1625 Springhill Ave
Spectrum Insurance Agency
Final Expense Insurance Agent · Kettering, OH

Spectrum Insurance Agency in Kettering, OH distinguishes between a one-time burial policy and a recurring whole life plan, helping families decide which coverage structure best fits their long-term needs. Final expense insurance focuses on pre-funding funeral and end-of-life costs, ensuring survivors are not burdened with unexpected bills. Local agents simplify the enrollment process and clarify policy details for clients. Service runs on an as-needed basis, with appointments scheduled when families or individuals initiate contact to discuss or adjust their coverage.

FI
3058 Woodman Dr
Finch Insurance Agency
Final Expense Insurance Agent · Kettering, OH

As Kettering residents plan for the end of the year and consider their family’s financial protection, Finch Insurance Agency provides guidance on final expense insurance policies designed to cover memorial and medical costs. The agency meets with local clients to explain how these modest, guaranteed-issue plans can relieve loved ones of unexpected burdens. An agent first reviews current coverage and personal preferences during a warm initial consultation held in the client’s home or over coffee at a nearby café, ensuring every assessment is thorough and comfortable.

WK
4080 Marshall Rd
Walt Kremer Insurance
Final Expense Insurance Agent · Kettering, OH

Walt Kremer Insurance specializes in helping clients plan for final expenses, such as funeral costs and outstanding medical bills, with a focused approach to end-of-life financial preparation. The agency provides guidance through the selection of appropriate insurance policies designed to cover these specific needs for residents in the Kettering area. As seasons change, the company assists families with adjusting their coverage to account for upcoming holiday gatherings or winter-related health concerns that may arise.

SD
3970 Shroyer Rd
Simpkins-Dellis Insurance Agency
Final Expense Insurance Agent · Kettering, OH

Simpkins-Dellis Insurance Agency assists clients with estate planning and financial protection needs. The company focuses specifically on final expense insurance, a product designed to cover funeral costs and outstanding medical bills in the Kettering area. Their representatives guide families through the process of selecting appropriate coverage amounts to alleviate future financial burdens. This agency serves private residences, small offices, warehouse facilities, and food service establishments throughout the local region.

CA
2188 Hewitt Ave
Close Agency LLC American Family Insurance
Final Expense Insurance Agent · Kettering, OH

Close Agency LLC American Family Insurance provides final expense insurance agent services to residents in and around Kettering, OH. They also assist local businesses with commercial coverage options as needed. Understanding that end-of-life planning requires thoughtful guidance, the agency helps families arrange policies that address burial and related costs. Their work often includes follow-up visits to adjust coverage as circumstances change, ensuring clients receive reliable support between regular scheduled meetings.

WM
4080 Marshall Rd
Walter McFall & Kremer Insurance Agency
Final Expense Insurance Agent · Kettering, OH

Walter McFall & Kremer Insurance Agency in Kettering, OH is known for helping families plan for end-of-life expenses through final expense insurance policies. It serves clients in the greater Dayton area by offering coverage that eases the burden of funeral costs and unpaid bills. These burial insurance plans typically provide a modest death benefit without requiring a medical exam. The agency can often add a guaranteed acceptance option for applicants with health concerns, ensuring broader access to financial protection.

PD
4609 Presidential Way
Prudential | Dennis Eck | Life Insurance & Financial Services
Final Expense Insurance Agent · Kettering, OH
(937) 436-6005
prudential.com/advisor/dennis-eck

What Does a a Final Expense Insurance Agent in Kettering Cost?

Final expense insurance costs in Ohio generally range from 30 to 150 dollars per month for policies between 5000 and 25000 dollars. Premiums are based on your age health and tobacco use. Some carriers offer level premiums that do not increase over time. This is general information and not insurance advice.

About final expense insurance agents in Kettering

Final expense insurance agents in Kettering Ohio help residents secure coverage for funeral and burial costs. Ohio law requires funeral homes to provide a general price list upon request. These agents can explain how final expense policies differ from traditional life insurance and how they comply with Ohio insurance regulations.

Frequently Asked Questions

What is final expense insurance in Kettering Ohio?

Final expense insurance is a small whole life policy designed to cover funeral and end of life costs. In Ohio these policies are regulated by the Ohio Department of Insurance. Agents in Kettering can help you compare plans from different carriers.

Do I need a medical exam for final expense insurance in Ohio?

Most final expense policies in Ohio do not require a medical exam. Instead insurers use health questions to determine eligibility. Some policies offer guaranteed acceptance for those with pre existing conditions.

How much does a final expense policy cost in Kettering Ohio?

Premiums for final expense insurance in Ohio typically range from 30 to 100 dollars per month for a 10000 dollar policy. The exact cost depends on your age health and the coverage amount. Ohio law allows insurers to set rates based on these factors.

Final Expense Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.