The top-rated final expense insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Dan Meehan - State Farm Insurance Agent, BEACH AGENCY INC, Scalzo Zogby & Wittig Inc. This directory lists 13 final expense insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Grates - State Farm Insurance Agent | 430 Trenton Rd | (315) 797-7763 |
| 2 | Dan Meehan - State Farm Insurance Agent | 2023 Sunset Ave | (315) 735-4494 |
| 3 | BEACH AGENCY INC | 1111 Oriskany St W | (315) 793-7626 |
| 4 | Scalzo Zogby & Wittig Inc | 120 Lomond Ct | (315) 792-0000 |
| 5 | Farmers Insurance - Michelle Santillo-Romano | 2400 Genesee St | (315) 765-6531 |
| 6 | Michael Garcia: Allstate Insurance | 2046 Genesee St | (315) 793-3322 |
| 7 | premium plan Insurance NY | 266 Genesee St | (332) 334-6798 |
| 8 | Statutory Insurers Inc | 1500 Genesee St | (315) 202-1592 |
| 9 | Success Insurance Utica | 106 Genesee St | (315) 230-0287 |
| 10 | Cool Insurance LLC | 1307 Genesee St | (315) 216-7685 |
Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area and surrounding communities, offering final expense insurance coverage for local seniors. This type of policy helps pay for funeral costs, burials, and other end-of-life expenses, providing families with financial support during a difficult time. Clients can review coverage for pre-arranged funeral plans or for unpaid medical bills after death, with the goal of reducing the immediate burden on survivors. The agency handles both individual final expense policies and related funeral benefits planning.
Dan Meehan - State Farm Insurance Agent provides final expense insurance services to individuals in Utica, NY. These policies are designed to cover end-of-life costs, including funeral expenses and outstanding medical bills. Support is offered for selecting appropriate coverage levels and reviewing beneficiaries. Ongoing policy maintenance includes periodic updates to ensure terms remain aligned with the client’s wishes. The agency serves single-family homes, apartments, retail establishments, and restaurants.
Beach Agency Inc serves families and individuals in Utica, New York, who are seeking final expense insurance to cover end-of-life costs. The company helps clients arrange burial and funeral policies, offering guidance on affordable coverage options that protect loved ones from financial burden. By focusing on simple, straightforward plans, it ensures that policyholders can secure peace of mind for their family’s future. Beach Agency Inc also extends its services to residents in the greater Oneida County area, including neighboring communities such as Rome.
Scalzo Zogby & Wittig Inc in Utica, NY understands the difference between one-time final expense policies that pay a lump sum at death and recurring coverage options structured for ongoing premium payments. Their final expense insurance helps families manage end-of-life costs such as burial and funeral expenses. Service operates on a scheduled basis, with appointments arranged as needed for policy review and enrollment.
Serving as a final expense insurance agent, Farmers Insurance - Michelle Santillo-Romano helps families in Utica, New York, plan for end-of-life costs with personalized burial and funeral policies. The agency guides clients through selecting appropriate coverage amounts to protect their loved ones from unexpected financial burdens during difficult times. When winter weather or an unexpected health decline suddenly makes planning urgent, this local office provides clear, straightforward policy options to ensure your final wishes are honored without leaving debt behind.
Serving Utica, New York, and the surrounding communities of Oneida County, Michael Garcia Allstate Insurance handles final expense insurance needs for local families. This policy type helps cover end-of-life costs such as funerals and outstanding medical bills. The agency provides straightforward term and whole life products designed for seniors. To manage a typical job, it reviews a client’s current budget and health situation to match them with a simple, affordable coverage option that protects their survivors.
Premium Plan Insurance NY in Utica, NY, works with individuals to plan for their end-of-life expenses through final expense insurance. Its specialty includes tailoring coverage specifically for funeral and burial costs, helping families avoid financial burden. This final expense agent understands the unique needs of clients in central New York, offering straightforward policy options for those on fixed incomes. It can serve small commercial sectors as well, including offices, warehouses, and food service operations.
Serving residential clients in Utica, New York, Statutory Insurers Inc assists families with final expense insurance planning. Commercial coverage is also offered to local businesses within the area. The agency helps clients arrange policies that cover funeral costs and outstanding debts, easing the burden on survivors during a difficult time. Focusing on straightforward service, the company ensures beneficiaries receive clear instructions after the policy is issued. They follow up with clients between regular visits to confirm that coverage details remain current and appropriate.
In Utica, where winters often prompt families to review their end-of-life plans, Success Insurance Utica provides local final expense insurance agent services. The company helps individuals secure burial and funeral coverage, focusing on straightforward policies that meet common community needs. They offer personalized consultations to explain benefit options that fit various budgets. An initial assessment of a client's current coverage and financial goals is completed during the first meeting, helping to identify appropriate policy types before any formal inspection takes place.
Cool Insurance LLC is a final expense insurance agent in Utica, NY, known for helping families arrange coverage for end-of-life costs. The company serves individuals seeking manageable policies to cover funeral expenses and outstanding debts without burdening loved ones. It works with clients to assess available plan options and supplement existing benefits. A specialty service it can add on is guaranteed issue coverage for those with pre-existing health conditions.
What Does a a Final Expense Insurance Agent in Utica Cost?
Final expense insurance costs in Utica New York typically range from 25 to 100 dollars per month for 5000 to 25000 dollars in coverage. Your age, health, and tobacco use affect the premium. New York law requires insurers to provide a policy illustration showing all costs and benefits. This is general information and not insurance advice.
About final expense insurance agents in Utica
Final expense insurance agents in Utica New York help residents secure coverage for funeral and burial costs. New York law requires insurers to offer a 30 day free look period for these policies. Local agents can guide you through options that fit your budget and needs.
Frequently Asked Questions
What is a final expense insurance agent in Utica?
A final expense insurance agent in Utica helps you buy a small life insurance policy to cover funeral and burial costs. These agents are licensed in New York and must follow state regulations on policy disclosures.
How do New York laws affect final expense insurance?
New York requires a 30 day free look period for final expense policies. This means you can cancel for a full refund within 30 days of purchase. The state also limits policy fees and requires clear benefit summaries.
What is the typical cost for final expense insurance in Utica?
Costs vary based on age and health. A 65 year old non smoker might pay 30 to 70 dollars per month for 5000 to 15000 dollars in coverage. Premiums are fixed and do not increase over time.
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