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Find Final Expense Insurance Agents Near You in Buffalo, NY

Looking for a final expense insurance agent in Buffalo? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Buffalo, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 final expense insurance agents in Buffalo, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Willoughby Insurance
1523 Main St, Buffalo, NY 14209
(716) 885-8100 willoughbyinsurance.com
Austin Czaja - State Farm Insurance Agent
765 Wehrle Dr, Buffalo, NY 14225
(716) 748-8942 your716agent.com
Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 677-2734 comparioninsurance.com
Jody Lawrence at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9169 comparioninsurance.com
Freeway Insurance
1526 Walden Ave Suite 500, Buffalo, NY 14225
(716) 250-9472 locations.freeway.com
Damien Lawrence at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 276-7247 comparioninsurance.com
Lawley
361 Delaware Ave, Buffalo, NY 14202
(716) 849-8618 lawleyinsurance.com
Freeway Insurance
1832 Main St Apartment 1, Buffalo, NY 14208
(716) 588-0715 locations.freeway.com
New Buffalo Insurance Agency, Inc.
686 Main St Suite 201, Buffalo, NY 14202
(716) 332-1570 newbuffaloinsurance.com
The Decker Agency, Inc.
37 Elmwood Ave, Buffalo, NY 14201
(716) 883-1455 deckeragency.com
Niagara National Insurance
5001 Genesee St, Buffalo, NY 14225
(716) 684-6000 niagaranational.com
Maranto Agency, Inc.
36 Hopkins Rd, Buffalo, NY 14221
(716) 633-1818 marantoagency.com
Walsh Insurance
726 Exchange St Ste 200, Buffalo, NY 14210
(716) 853-3820 walshins.com
Encompass Agency, Inc.
529 French Rd, Buffalo, NY 14227
(716) 835-6790 encompassupstate.com
NYCM Insurance Agency - Home, Auto & Business
1840 Clinton St, Buffalo, NY 14206
(716) 404-0300 truecutinsurance.com
Clauss & Company Insurance Agency
735 Delaware Ave, Buffalo, NY 14209
(716) 886-6600 claussinsurance.com
Amherst Insurance Agency, Inc.
333 International Dr, Buffalo, NY 14221
(716) 580-1200 amherstinsurance.com
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc.
1926 Clinton St, Buffalo, NY 14206
(716) 822-6874 woltzinsurance.com
Toni DuBois Agency, LLC
1439 Main St, Buffalo, NY 14209
(716) 931-5200 toniduboisagency.com
Axxcess Insurance
4550 Bailey Ave, Buffalo, NY 14226
(716) 833-1131 axxcessinsurance.com

Final expense insurance agents in Buffalo New York help residents secure small whole life policies to cover funeral costs and end of life expenses. New York law requires agents to be licensed by the Department of Financial Services and follow strict disclosure rules for funeral preneed contracts. Local agents can explain how these policies work with local funeral homes in Erie County.

What Does a Final Expense Insurance Agent in Buffalo Cost?

Final expense insurance costs in New York vary by age health and coverage amount. A typical policy for a 65 year old non smoker might cost 50 to 100 dollars per month for 10000 dollars of coverage. New York law limits how much insurers can charge for these policies compared to other states. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a final expense insurance policy in New York?
A final expense policy is a small whole life insurance policy typically between 5000 and 25000 dollars. In New York these policies are regulated by the Department of Financial Services and must include a free look period of at least 30 days.
Do I need a licensed agent to buy final expense insurance in Buffalo?
Yes only a New York licensed life insurance agent can sell final expense policies in Buffalo. You can verify an agents license through the New York Department of Financial Services website.
Are final expense policies guaranteed issue in New York?
Some policies offer guaranteed issue with no medical exam but they often have a graded death benefit for the first two years. New York law requires full disclosure of any waiting periods in the policy contract.