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Find Final Expense Insurance Agents Near You in Albany, NY

Browse final expense insurance agents serving Albany, New York. Updated 2026-07-14.

The top-rated final expense insurance agent in Albany, New York is Rob Field - State Farm Insurance Agent, rated 5.0 stars across 573 reviews. Other highly rated options include Nicolas Morales - State Farm Insurance Agent, Capital Gate Insurance Group, MetzWood Insurance. This directory lists 22 final expense insurance agents serving Albany.

Showing 22 final expense insurance agents in Albany, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rob Field - State Farm Insurance Agent431 New Scotland Ave(518) 389-2886
2Nicolas Morales - State Farm Insurance Agent142 Central Ave(518) 427-2886
3Capital Gate Insurance Group1843 Central Ave(518) 389-2610
4MetzWood Insurance300 Great Oaks Blvd Suite 300(518) 392-5161
5Brick House Insurance Agency150 State St Fourth Floor(518) 412-4244
6WYNN Insurance Brokerage LLC5 Homestead Ave(518) 380-1968
7Ten Eyck Group1924 Western Ave(518) 464-0059
8Toedt Insurance Agency LLC17 Wendell Dr(518) 438-8154
9Twin Bridges Insurance Agency, Inc.1881 Western Ave #210(518) 608-5797
10J. Mullen & Associates, LLC - Senior Healthcare Advisors292 Washington Ave Ext Suite 111-D(518) 491-7663
RF
431 New Scotland Ave
Rob Field - State Farm Insurance Agent
Final Expense Insurance Agent · Albany, NY

Rob Field - State Farm Insurance Agent in Albany, NY provides final expense insurance services to residents throughout the greater Albany metropolitan area. This coverage helps families manage end-of-life costs such as funeral expenses and outstanding medical bills. Policies are designed to be straightforward, with set benefit amounts and predictable premiums that protect loved ones from financial burden. The agency guides clients through plan selection, ensuring the policy matches their needs and budget. It assists with tailoring final expense policies and handling the straightforward application process.

NM
142 Central Ave
Nicolas Morales - State Farm Insurance Agent
Final Expense Insurance Agent · Albany, NY

Nicolas Morales - State Farm Insurance Agent in Albany, NY offers final expense insurance services designed to help cover funeral and burial costs while relieving family financial burden. Services include policy creation, review, and claims assistance. The ongoing relationship involves regular policy check-ins to ensure coverage stays aligned with client needs. This agent primarily serves individuals planning for their own or a loved one’s end-of-life expenses within the Albany area, assisting clients residing in single-family homes and apartments.

CG
1843 Central Ave
Capital Gate Insurance Group
Final Expense Insurance Agent · Albany, NY

Capital Gate Insurance Group serves seniors and individuals in Albany, New York, who are seeking final expense insurance to cover end-of-life costs. It provides burial and funeral planning policies that help families manage financial obligations during a difficult time. As a local agency, it assists clients in navigating available plan options while offering straightforward guidance through the application process. The company also extends its coverage and services to residents in the neighboring community of Colonie.

MI
300 Great Oaks Blvd Suite 300
MetzWood Insurance
Final Expense Insurance Agent · Albany, NY

Serving Albany, New York, and the surrounding capital region communities, MetzWood Insurance handles final expense insurance for local families. The firm focuses on helping clients arrange coverage for end-of-life costs such as funeral and burial expenses. It guides clients through the process of selecting appropriate policy limits to match their final needs. Each case is approached with a straightforward, educational consultation designed to ensure clients understand their options before making a decision.

BH
150 State St Fourth Floor
Brick House Insurance Agency
Final Expense Insurance Agent · Albany, NY

Brick House Insurance Agency in Albany, NY, understands that final expense insurance can be structured either as a one-time purchase for immediate burial funding or as a scheduled monthly premium plan to gradually accrue coverage. These policies help clients manage end-of-life costs, relieving loved ones of financial burden. The agency focuses on straightforward, no-examinations required coverage suited for seniors. Clients can expect both initial policy setup and future consultations to be provided on an as-needed basis.

WI
5 Homestead Ave
WYNN Insurance Brokerage LLC
Final Expense Insurance Agent · Albany, NY

WYNN Insurance Brokerage LLC specializes in final expense insurance, helping individuals secure coverage for end-of-life costs. Serving the Albany, NY area, the agency guides clients through policy options to ensure peace of mind. Day-to-day work involves explaining benefits, comparing plans, and tailoring solutions to each person’s budget. As winter approaches with its increased risk of slips and falls, the agency assists seniors in addressing any new coverage gaps that may arise from seasonal health concerns.

TE
1924 Western Ave
Ten Eyck Group
Final Expense Insurance Agent · Albany, NY

As seasons change in Albany, families often begin considering how to shield loved ones from uncovered final costs. The Ten Eyck Group responds to this local need by offering guidance on final expense insurance policies tailored to individuals seeking straightforward burial or service coverage. Their approach focuses on clear explanations of plan options appropriate for local seniors. A typical initial step involves a no-pressure assessment of the applicant’s existing coverage and anticipated funeral expenses during a brief in-person or phone consultation.

TI
17 Wendell Dr
Toedt Insurance Agency LLC
Final Expense Insurance Agent · Albany, NY

Toedt Insurance Agency LLC works with Albany area families to secure final expense coverage that addresses end-of-life financial planning. The company specializes in helping individuals arrange affordable policies for funeral costs and related bills not covered by standard life insurance. Their agents provide clear explanations of term and whole life options tailored to individual budgets. This agency serves residential clients along with small businesses needing such planning for employees, including offices, warehouses, and food service locations.

TB
1881 Western Ave #210
Twin Bridges Insurance Agency, Inc.
Final Expense Insurance Agent · Albany, NY

Twin Bridges Insurance Agency, Inc. serves the Albany area with residential final expense insurance solutions. The agency also provides commercial coverage to local businesses. Their service area focuses on Albany and the immediate surrounding communities. Their agents work with families to arrange policies that cover end-of-life expenses and related costs. The firm prioritizes clear communication during each customer interaction. They schedule regular follow-up appointments to address any policy updates or questions clients may have, ensuring continued support between those service visits.

JM
292 Washington Ave Ext Suite 111-D
J. Mullen & Associates, LLC - Senior Healthcare Advisors
Final Expense Insurance Agent · Albany, NY

J. Mullen & Associates, LLC - Senior Healthcare Advisors is known for guiding families through the final expense insurance process in Albany, NY. The company helps clients secure coverage for end-of-life costs, such as funeral and burial expenses, to ease the financial burden on loved ones. These policies are designed to provide straightforward, affordable protection without the need for a medical exam. A specialty service the firm can add on is offering assistance with pre-planning funeral arrangements to ensure all wishes are clearly documented in advance.

LH
215 Wolf Rd
A L Hofaker Inc Insurance
Final Expense Insurance Agent · Albany, NY
(518) 438-2818
DI
127 Wolf Rd
DeNooyer Insurance
Final Expense Insurance Agent · Albany, NY
(518) 241-4580
denooyerinsured.com
PA
300 Great Oaks Blvd Suite 319
The Phillips Agency LLC
Final Expense Insurance Agent · Albany, NY
(518) 421-6623
an.insure/teddphillips
LI
8 Computer Dr S
LiveWell Insurance NY
Final Expense Insurance Agent · Albany, NY
(518) 360-1216
benefitchoicesny.com
ER
1535 Central Ave
Empire Region Insurance Agency
Final Expense Insurance Agent · Albany, NY
(518) 389-2455
empireregioninsurance.com
BA
2022 Western Ave Second Floor, Suite 4
The Bradley Agency
Final Expense Insurance Agent · Albany, NY
(518) 452-2736
bradleyagency.com
NL
Sheridan Ave
NYS Low Cost Auto Insurance
Final Expense Insurance Agent · Albany, NY
(319) 251-4809
PI
652 Albany Shaker Rd
Pioneer Insurance Division
Final Expense Insurance Agent · Albany, NY
(518) 730-3200
pioneerny.com/insurance
GA
1807 Western Ave
Guilderland Agency Inc
Final Expense Insurance Agent · Albany, NY
(518) 456-6688
murraygrp.com
AI
300 Great Oaks Blvd Suite 300-71
Alliant Insurance Services, Inc.
Final Expense Insurance Agent · Albany, NY
(518) 362-1565
alliant.com
TE
1924 Western Ave
Ten Eyck Insuring Agency Inc: Brassard Christopher
Final Expense Insurance Agent · Albany, NY
(518) 464-0059
teneyckgroup.com
AA
480 Broadway
Affordable Auto Insurance Agency Albany
Final Expense Insurance Agent · Albany, NY
(661) 546-9320

What Does a a Final Expense Insurance Agent in Albany Cost?

In Albany New York, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10000 dollar policy, depending on age and health. New York law prohibits agents from charging additional fees beyond the premium listed in the policy. Costs vary by carrier, age, and underwriting class. This is general information, not insurance advice.

About final expense insurance agents in Albany

Final expense insurance agents in Albany New York help residents secure coverage for funeral and burial costs. New York State regulates these policies under Insurance Law Section 3201, which requires all policy forms to be filed with the state. Agents can explain how these policies differ from traditional life insurance and assist with underwriting requirements specific to New York.

Frequently Asked Questions

What is final expense insurance in Albany New York?

Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New York, these policies typically have face amounts between 5000 and 35000 dollars. The New York State Department of Financial Services oversees these products to ensure consumer protections.

Do I need a license to sell final expense insurance in Albany?

Yes, agents must hold a valid New York State life insurance license. They must also complete continuing education credits every two years as required by New York Insurance Law Section 2103. Unlicensed sales are illegal in New York.

Are final expense policies in New York subject to a free look period?

Yes, New York law requires a 30 day free look period for all life insurance policies, including final expense plans. During this time you can cancel the policy for a full refund. This is longer than the typical 10 day period in many other states.

Final Expense Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.