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Find Final Expense Insurance Agents in St James, NY
Looking for a final expense insurance agent in St James? Review the directory below to compare your options.
12 agents listed
Updated May 2026
St James, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 12 final expense insurance agents in St James, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 981-1000
jamesjwinter.com
Thomas Maher: Allstate Insurance
462 Moriches Rd, St James, NY 11780
(631) 686-5177
agents.allstate.com
Christian Gregory: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800
agents.allstate.com
Jim Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 584-5929
jameslwinter.com
Tim Fleming: Allstate Insurance
419 N Country Rd Ste 1, St James, NY 11780
(631) 208-5266
agents.allstate.com
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222
dkkins.com
Larry Darcey: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800
agents.allstate.com
Allstate Personal Financial Representative: Nathan Lemberg
872 Middle Country Rd, St James, NY 11780
(631) 246-3630
agents.allstate.com
SA Health Plans Inc
670 Middle Country Rd suite b, St James, NY 11780
(631) 769-1584
sahealthplans.com
George F. Diffendale, Principle - New York Life
499 Lake Ave, St James, NY 11780
(631) 670-7693
newyorklife.com
CSI Insurance Agency
271 Lake Ave, St James, NY 11780
(631) 257-5522
csiinsagency.com
PFA Life Insurance
193 Jefferson Ave, St James, NY 11780
(917) 475-6441
Final expense insurance agents in St James, New York help residents secure coverage for end-of-life costs such as funerals and medical bills. New York law requires insurers to offer a free look period of at least 20 days on final expense policies. Agents can guide you through options that comply with state regulations and fit your budget.
What Does a Final Expense Insurance Agent in St James Cost?
In New York, final expense insurance premiums typically range from 30 to 150 dollars per month depending on age, health, and coverage amount. A 65-year-old non-smoker may pay around 50 to 70 dollars monthly for a 10000 dollar policy. Costs vary by carrier and individual health status. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in St James New York?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New York, these policies typically have face values between 5000 and 35000 dollars. They do not require a medical exam and are available to seniors.
Are there New York laws that affect final expense insurance?
Yes, New York Insurance Law Section 3201 requires all policy forms to be approved by the state. New York also mandates a 20-day free look period and prohibits insurers from denying coverage based on pre-existing conditions after two years.
How do I choose a final expense insurance agent in St James?
Look for an agent licensed in New York with experience in final expense policies. Ask about their knowledge of New York-specific regulations and whether they represent multiple insurance carriers. Verify their license through the New York State Department of Financial Services.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.