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Final Expense Insurance Agents in Schenectady, NY

Compare final expense insurance agents in Schenectady. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Schenectady, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 final expense insurance agents in Schenectady, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hopmeier Evans Gage Agency
2330 Broadway, Schenectady, NY 12306
(518) 377-7414 yourownagent.com
Freeway Insurance
225 State St Ste 114, Schenectady, NY 12305
(518) 520-0449 locations.freeway.com
Victor Gaudin - State Farm Insurance Agent
Victor Gaudin State Farm, 3610 State St Suite 4, Schenectady, NY 12304
(518) 346-0200 victorgaudin.com
Shirley Martinez - State Farm Insurance Agent
1426 Altamont Ave Suite 3, Schenectady, NY 12303
(518) 355-5606 shirleyinsuresme.com
Empire Insurance Services, LLC
610 Union St, Schenectady, NY 12305
(518) 378-3333 ridewithempire.com
VOOMA Insurance (formerly Shutts Agency)
1740 Union St, Schenectady, NY 12309
(518) 372-5615 voomainsurance.com
Rickard Agency Inc
2088a Curry Rd, Schenectady, NY 12303
(518) 356-1900 rickardinsurance.com
Sykes Mallia Associates Inc
160 Lafayette St, Schenectady, NY 12305
(518) 393-3618 sykes-mallia.com
2001 Central Insurance Agency
2129 Central Ave, Schenectady, NY 12304
(518) 395-2001 2001cia.com
John R. Zongrone Agency, Inc.
1566 State St, Schenectady, NY 12304
(518) 374-3376 zongrone.com
Nationwide Insurance: William J. Freyer
1650 State St, Schenectady, NY 12304
(518) 346-6111 agency.nationwide.com
Angers & Litz Associates Inc
15 Angers Ave, Schenectady, NY 12303
(518) 355-8030 angersandlitz.com
Angers & Litz Associates Inc
15 Angers Ave, Schenectady, NY 12303
(518) 355-8030 angersandlitz.com
Kinowski Insurance Agency
1660 Tower St, Schenectady, NY 12303
(518) 356-4499 kinowskiinsurance.com
Stacy Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 356-0433 stacyoinsurance.com
Prime Group Insurance Agency, Inc.
rear entrance, 1579 Union St 1st floor, Schenectady, NY 12309
(518) 377-0200 primegroupinsurance.com
North Country Insurance
2217 Central Ave, Schenectady, NY 12304
(315) 226-7297
Schenectady Insuring Agency
155 Erie Blvd, Schenectady, NY 12305
(518) 594-8084
Metroland Agency
2330 Broadway, Schenectady, NY 12306
(518) 377-2072 metrolandcoverage.com
Zongrone Insurance
1566 State St, Schenectady, NY 12304
(518) 374-3376 zongrone.com

Final expense insurance agents in Schenectady help residents secure coverage for end-of-life costs like funerals and medical bills. New York law requires all life insurance agents to be licensed by the Department of Financial Services. Local agents can explain how these policies differ from traditional life insurance and what benefits are available under state regulations.

What Does a Final Expense Insurance Agent in Schenectady Cost?

In New York final expense insurance premiums vary by age health and coverage amount. For a 65 year old non-smoker a 10000 dollar policy may cost 40 to 80 dollars per month. Rates are higher for older applicants or those with health conditions. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Schenectady New York?
Final expense insurance is a small whole life policy designed to cover funeral costs and unpaid bills. In New York these policies typically have face values between 5000 and 25000 dollars. Agents must follow state rules about policy disclosures and replacement requirements.
Do I need a medical exam for final expense insurance in New York?
Most final expense policies in New York do not require a medical exam. Instead insurers use simplified underwriting with health questions. However New York law allows insurers to deny coverage based on answers to those questions.