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Find Final Expense Insurance Agents Near You in Rochester, NY

Browse final expense insurance agents serving Rochester, New York. Updated 2026-07-14.

The top-rated final expense insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 438 reviews. Other highly rated options include Elmwood Agency, Quinton Insurance, Freeway Insurance. This directory lists 44 final expense insurance agents serving Rochester.

Showing 44 final expense insurance agents in Rochester, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VanScoter Insurance Agency LLC1577 W Ridge Rd Suite 218(585) 663-2004
2Elmwood Agency1 Reserve View Blvd(585) 548-4500
3Quinton Insurance2700 Elmwood Ave(585) 244-9004
4Freeway Insurance2199 E Henrietta Rd(585) 283-2053
5FLANAGAN MILLS INSURANCE AGENCY448 Titus Ave(585) 678-8008
6Flour City Insurance Agency1260 Scottsville Rd Suite 202A(585) 861-2002
7Insurance Marketplace Agency150 Allens Creek Rd Suite 220(585) 482-9980
8InsuranceTrak Services4515 Culver Rd # 206(585) 282-0934
9Ferris Insurance Agency2314 Lyell Ave(585) 254-7440
10Lifetime Financial Group, LLC35 State St(585) 325-2525
VI
1577 W Ridge Rd Suite 218
VanScoter Insurance Agency LLC
Final Expense Insurance Agent · Rochester, NY

VanScoter Insurance Agency LLC of Rochester, New York serves individuals and families seeking final expense insurance to manage end-of-life costs. The agency assists clients in understanding burial and funeral expense policies, helping to secure coverage that relieves financial burdens on loved ones. Its services focus on providing straightforward, affordable plans tailored to individual budgets and needs. In addition to serving Rochester residents, VanScoter Insurance Agency LLC also extends its final expense coverage options to clients in nearby Greece and Irondequoit.

EA
1 Reserve View Blvd
Elmwood Agency
Final Expense Insurance Agent · Rochester, NY

Elmwood Agency provides final expense insurance services to residents of Rochester, New York. It helps clients secure coverage for end-of-life costs including funeral arrangements and outstanding debts. The agency focuses on simplifying the application process and ensuring policies match individual budgets and needs. Its services aim to offer financial protection for families during difficult times. Elmwood Agency works with individuals seeking burial or cremation coverage, those planning for estate expenses, and seniors looking to ease the future burden on loved ones. It serves single-family homes, apartments, retail, and restaurants.

QI
2700 Elmwood Ave
Quinton Insurance
Final Expense Insurance Agent · Rochester, NY

Quinton Insurance serves Rochester, New York, and the surrounding communities, handling final expense life insurance policies. These policies are designed to cover burial costs and other end‑of‑life expenses, providing financial relief for families. The company helps clients select appropriate coverage amounts based on individual funeral needs and budget constraints. To handle a typical job, Quinton Insurance meets with clients to review their specific final expense requirements and then recommends a suitable policy from the available carrier offerings in the region.

FI
2199 E Henrietta Rd
Freeway Insurance
Final Expense Insurance Agent · Rochester, NY

Freeway Insurance provides final expense insurance services, focusing on helping families in Rochester, New York, prepare for end-of-life costs. It offers guidance on policy selection and helps clients arrange coverage that aligns with their financial needs. The company assists with explaining policy details and maintaining coverage over time to ensure benefits remain in place. Clients seeking final expense protection for themselves or their relatives can work with the agency to find suitable plans. Freeway Insurance serves individual policyholders, families, and local residents living in single-family homes throughout the Rochester area.

FM
448 Titus Ave
FLANAGAN MILLS INSURANCE AGENCY
Final Expense Insurance Agent · Rochester, NY

FLANAGAN MILLS INSURANCE AGENCY, a Final Expense Insurance Agent in Rochester, New York, distinguishes between single-purchase policies that cover funeral costs in one lump sum and recurring-premium plans that allow for smaller, ongoing payments to build the same benefit over time. These policies are designed to ease the financial burden on loved ones following a death. The agency’s client services are arranged on an as-needed basis, responding to individual inquiries and policy adjustments when they arise.

FC
1260 Scottsville Rd Suite 202A
Flour City Insurance Agency
Final Expense Insurance Agent · Rochester, NY

Flour City Insurance Agency specializes in final expense insurance, helping clients secure coverage for end-of-life costs in Rochester, New York. It offers guidance through the process of selecting a manageable policy that protects families from unexpected financial burdens. The agency works with individuals to understand their specific needs, ensuring a straightforward enrollment experience. As a local provider, it remains attentive to the area’s changing seasons, particularly assisting seniors concerned about planning ahead before winter weather makes travel to appointments difficult.

IM
150 Allens Creek Rd Suite 220
Insurance Marketplace Agency
Final Expense Insurance Agent · Rochester, NY

As Rochester residents begin planning their end-of-life arrangements, securing a final expense policy becomes a priority for many families. Insurance Marketplace Agency, located in Rochester, New York, offers these burial and funeral coverage plans designed to cover specific costs without burdening loved ones. The agency helps local clients understand their options and select a policy that fits their needs and budget. An initial assessment begins with a review of the individual’s health history and desired benefit amount during a private consultation.

IS
4515 Culver Rd # 206
InsuranceTrak Services
Final Expense Insurance Agent · Rochester, NY

InsuranceTrak Services in Rochester, New York serves seniors and families seeking final expense insurance to cover end-of-life costs. Its agents assist clients in planning for funeral expenses, medical bills, and other outstanding debts that may arise. The company offers straightforward policy options designed to provide financial relief to beneficiaries during a difficult time. Serving the greater Rochester area, InsuranceTrak also reaches clients in the nearby community of Irondequoit.

FI
2314 Lyell Ave
Ferris Insurance Agency
Final Expense Insurance Agent · Rochester, NY

Ferris Insurance Agency serves the Rochester, New York area with final expense insurance coverage, handling the funeral and burial costs that survivors often face at an emotionally difficult time. The company specializes in presenting straightforward life insurance policies designed to cover end-of-life expenses without requiring a medical exam. These plans usually provide fixed benefits for immediate use by families or designated beneficiaries. Commercial sectors the agency can assist include local offices, warehouses, and food service operations requiring employee or business-related final expense options.

LF
35 State St
Lifetime Financial Group, LLC
Final Expense Insurance Agent · Rochester, NY

Serving Rochester, New York, and the surrounding communities, Lifetime Financial Group, LLC handles final expense insurance to help families cover end-of-life costs. Its focus is on assisting clients through the process of selecting suitable coverage for funeral and burial expenses. The company operates with a direct, in-person approach, meeting with individuals to discuss their specific needs and budgetary considerations before presenting available policy options.

IM
150 Allens Creek Rd Suite 220
Insurance Marketplace Agency
Final Expense Insurance Agent · Rochester, NY
(585) 482-9980
insmarketplace.com
TC
919 S Winton Rd #210
Twelve Corners Insurance Agency LLC
Final Expense Insurance Agent · Rochester, NY
(585) 789-6488
12cornersinsurance.com
FI
1717 N Goodman St
Freeway Insurance
Final Expense Insurance Agent · Rochester, NY
(585) 206-2080
locations.freeway.com/rochester-car-insurance-14609-ny
WI
200 Winton Rd
Woodbury Insurance Agency: Allstate Insurance
Final Expense Insurance Agent · Rochester, NY
(585) 288-4901
agents.allstate.com/woodbury-insurance-agency-rochester-ny.html
VA
849 Paul Rd Ste 220
Vail Agency
Final Expense Insurance Agent · Rochester, NY
(585) 889-4650
vail-insurance.com
PI
1815 S Clinton Ave Building 400 Suite 435
Paradigm Insurance Agency
Final Expense Insurance Agent · Rochester, NY
(585) 623-1550
paradigmnyinsurance.com/index.html#hero
GL
2199 E Henrietta Rd #1
George Larry - State Farm Insurance Agent
Final Expense Insurance Agent · Rochester, NY
(585) 334-0150
georgelarry.com
RI
4424 Lyell Rd
Ridgecrest Insurance Agency LLC
Final Expense Insurance Agent · Rochester, NY
(585) 287-5490
erieinsurance.com/agencies/nn2708
CB
70 Linden Oaks #300
Clear Benefits Advisors | Medicare EASY!
Final Expense Insurance Agent · Rochester, NY
(585) 299-2199
clearbenefitsadvisors.com
LA
441 East Ave
Lawley
Final Expense Insurance Agent · Rochester, NY
(585) 454-1600
lawleyinsurance.com/locations/rochester-insurance
TA
1880 East Ridge Road Uppr 5
Trovato Associates
Final Expense Insurance Agent · Rochester, NY
(585) 563-6553
trovatoassociates.com
CA
1819 East Ridge Road
Consolidated Agency, Inc.
Final Expense Insurance Agent · Rochester, NY
(585) 467-4110
consolidatedagencyinc.com
BR
4072 W Henrietta Rd
Beth Rogers Agency
Final Expense Insurance Agent · Rochester, NY
(585) 321-0015
bethrogersagency.com
RP
2122 E Henrietta Rd
Ryan Pogue: Allstate Insurance
Final Expense Insurance Agent · Rochester, NY
(585) 359-8700
agents.allstate.com/ryan-pogue-rochester-ny.html
AB
2800 Dewey Ave
Ahrens Benefits Company
Final Expense Insurance Agent · Rochester, NY
(585) 601-5000
ahrensbenefitsco.com
ML
1225 Jefferson Rd Suite A03
Maust and Leone
Final Expense Insurance Agent · Rochester, NY
(585) 563-7979
maustandleone.com
SG
3445 Winton Pl #109
The Schultz Group of NY
Final Expense Insurance Agent · Rochester, NY
(585) 424-1780
schultzgroupofny.com
CL
3047 W Henrietta Rd
Chris Leonardi - State Farm Insurance Agent
Final Expense Insurance Agent · Rochester, NY
(585) 475-1820
chrisleonardi.com
SS
306 John St
Super Senior Services Incorporated
Final Expense Insurance Agent · Rochester, NY
(585) 802-2635
superseniorservices.com
BI
69 Empire Blvd
Bobby Insurance Agency, Inc.
Final Expense Insurance Agent · Rochester, NY
(585) 288-2741
MJ
120 Corporate Woods
Marks Jerome M Agency LLC
Final Expense Insurance Agent · Rochester, NY
(585) 475-0220
marksagency.com
UI
1134 Titus Ave
Urbanski Insurance Inc
Final Expense Insurance Agent · Rochester, NY
(585) 467-1129
mercuryinsurance.com/agents/new-york/urbanski-insurance-311106.html
OS
1400 Portland Ave Ste. 24
ortolani services inc
Final Expense Insurance Agent · Rochester, NY
(585) 242-9749
ortservices.com
TG
4124 W Henrietta Rd
Tom Gervais - State Farm Insurance Agent
Final Expense Insurance Agent · Rochester, NY
(585) 359-4280
tomgervaisagency.com
PI
3255 Brighton Henrietta Town Line Rd
Pinnacle Insurance Agency Inc.
Final Expense Insurance Agent · Rochester, NY
(585) 235-6070
pinnacleinsurance.net
PI
1230 - 1260 Lyell Ave
Private Insurance NY
Final Expense Insurance Agent · Rochester, NY
(585) 902-2563
HB
1004 Buffalo Rd
A Henco Brokerage
Final Expense Insurance Agent · Rochester, NY
(585) 529-5225
AI
801 W Main St
Affordable Insurance Agency
Final Expense Insurance Agent · Rochester, NY
(917) 341-4142
AH
1511 South Ave
AQ Hamilton Insurance Agency
Final Expense Insurance Agent · Rochester, NY
(585) 563-9690
aqhamiltoninsurance.com
NI
1567 E Henrietta Rd
National Income Life - Durhon Oldham & Brett Gryska
Final Expense Insurance Agent · Rochester, NY
(585) 292-9610
agency.nilife.com/oldham-gryska
II
2509 Browncroft Blvd Suite 105
Isaac Insurance Agency, Inc.
Final Expense Insurance Agent · Rochester, NY
(585) 271-3294
theisaacagency.com
AC
36-70 South Ave
Affordable Car Insurance Service By Annie
Final Expense Insurance Agent · Rochester, NY
(775) 541-4694
SI
1819 Ridge Rd
Skalny Insurance
Final Expense Insurance Agent · Rochester, NY
(585) 254-2118
GA
1777 English Rd # 1
Greece Agency Inc
Final Expense Insurance Agent · Rochester, NY
(585) 723-1200

What Does a a Final Expense Insurance Agent in Rochester Cost?

Final expense insurance costs in Rochester New York vary by age health and coverage amount. A typical policy for a 65 year old non smoker might cost 50 to 100 dollars per month for 10000 dollars of coverage. New York law allows insurers to set rates based on risk but agents must disclose all fees and premiums in writing. This is general information and not insurance advice.

About final expense insurance agents in Rochester

Final expense insurance agents in Rochester New York help residents secure a small whole life policy to cover funeral costs and end of life expenses. New York State requires all life insurance agents to be licensed by the Department of Financial Services and follow strict disclosure rules. Local agents understand the average funeral costs in Monroe County which can range from 8000 to 12000 dollars.

Frequently Asked Questions

What is a final expense insurance agent in Rochester New York?

A final expense insurance agent is a licensed professional who helps you buy a small whole life policy typically between 5000 and 35000 dollars. In New York the agent must provide a full policy illustration and explain the guaranteed death benefit. They cannot sell a policy without your signed application.

How do New York laws affect final expense insurance in Rochester?

New York has a 30 day free look period for life insurance policies meaning you can cancel for a full refund within 30 days of receiving the policy. Agents must also follow New York Regulation 60 which requires a comparison form if you replace an existing policy. This protects consumers from unnecessary policy changes.

What are the age and health requirements for final expense insurance in Rochester?

Most final expense policies in New York are available to people aged 50 to 85. Some plans offer guaranteed acceptance with no medical exam but have a graded death benefit for the first two years. Healthier applicants can get immediate full coverage with lower premiums.

Final Expense Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.