The top-rated final expense insurance agent in Northport, New York is Cathy Nesselt - State Farm Insurance Agent, rated 4.4 stars across 194 reviews. Other highly rated options include Ralph P Habib: Allstate Insurance, Schutzenbach Agency Ltd, Excel Insurance. This directory lists 10 final expense insurance agents serving Northport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cathy Nesselt - State Farm Insurance Agent | 842 NY-25A Ste 1 | (631) 261-2322 |
| 2 | Ralph P Habib: Allstate Insurance | 189 Main St | (631) 262-9494 |
| 3 | Schutzenbach Agency Ltd | 260 Main St #203 | (631) 261-7788 |
| 4 | Excel Insurance | 1 Ray Pl | (631) 729-9349 |
| 5 | Brian Devine: Allstate Insurance | 1028 Fort Salonga Rd | (631) 261-4200 |
| 6 | David Epstein: Allstate Insurance | 834 Fort Salonga Rd B | (631) 754-4600 |
| 7 | Allstate Insurance Agent: Craig Bingham | 834 Fort Salonga Rd B | (631) 754-4600 |
| 8 | Coast 2 Coast Insurance Agency Inc. | 245 Main St | (631) 446-4366 |
| 9 | Borg Risk Management Services Inc dba Hartt Borg Insurance Agency | 45 Main St | (631) 261-6300 |
| 10 | W M Ryan Agency Inc | 728 Fort Salonga Rd | (631) 261-2552 |
Cathy Nesselt - State Farm Insurance Agent serves the Northport, New York area, offering final expense insurance to help local families. This type of insurance helps cover end-of-life costs, such as funeral arrangements and outstanding medical bills. A final expense policy typically provides a lump-sum benefit to a designated beneficiary. The company assists clients with choosing appropriate coverage amounts to fit their needs. It also guides customers through the simple application process for these smaller life insurance policies.
Ralph P Habib: Allstate Insurance provides final expense insurance agent services in the Northport, NY area. The company assists clients in planning and securing coverage that helps manage end-of-life expenses, including funeral costs and outstanding debts. Service plans typically involve personalized consultations to review policy options and adjust beneficiaries as needs change. The agent supports both individual and family clients, helping them navigate the application process and verify that their final wishes are documented clearly. Properties serviced include single-family homes, apartments, retail space, and restaurants.
Schutzenbach Agency Ltd serves local homeowners and families in Northport, New York, who are seeking final expense insurance coverage to manage end-of-life costs. The agency helps clients understand and select appropriate burial or funeral expense policies, guiding individuals through the application process with clarity and ease. It assists older residents in securing financial protection for their loved ones, relieving them of unexpected burdens. This final expense insurance agent also provides its services to families and individuals residing in the Huntington Station area of Suffolk County.
Serving families in Northport, NY, Excel Insurance helps with final expense insurance, simplifying the difference between one-time prefunded funeral plans and flexible recurring premium policies for ongoing coverage needs. This local agency guides clients through selecting affordable life insurance, ensuring final wishes are fulfilled without burdening loved ones. Their focus remains on accessible, straightforward planning for funeral and burial costs, tailored to individual budgets. Service appointments run on an as-needed basis, accommodating personal schedules and urgent planning requirements.
Brian Devine: Allstate Insurance offers final expense insurance planning, designed to cover end-of-life costs and alleviate the financial burden on surviving family members. The agency also provides general insurance services to residents of the Northport, New York area. It helps clients understand how a final expense policy can be integrated into a broader financial plan, addressing the specific worry of unexpected funeral and medical bills that often arise during colder months.
David Epstein: Allstate Insurance serves Northport, New York, and the surrounding communities of Suffolk County. It handles final expense insurance policies designed to cover funeral costs and other end-of-life expenses for local families. The agency works to help individuals secure a straightforward plan that eases a financial burden on loved ones. It approaches each case by reviewing coverage options carefully and explaining the terms to ensure a clear understanding of the policy's benefits.
As a local final expense insurance agent, Allstate Insurance Agent: Craig Bingham helps families prepare for end-of-life financial needs by specializing in final expense policies, which are designed to cover funeral costs and related final arrangements. The agent in Northport, NY, offers guidance on these straightforward, whole-life policies. Commercial sectors including offices, warehouses, and food service operations can also benefit from consulting the agent for employee or business-related final expense coverage options.
As Long Island families review their estate plans during the colder months, many seek affordable coverage for funeral and burial costs. Coast 2 Coast Insurance Agency Inc. in Northport, NY offers final expense policies designed to cover these end-of-life expenses. This type of insurance helps ensure that financial obligations do not fall onto relatives during a difficult time. The agency assists local clients by reviewing their specific coverage needs and health history during a free initial consultation.
Borg Risk Management Services Inc dba Hartt Borg Insurance Agency provides final expense insurance services to residents in Northport, New York. The agency assists local families with covering burial and related end-of-life costs through straightforward whole life policies. Commercial coverage is also available for area businesses needing key person or buy-sell funding solutions. The agency serves clients throughout Northport and nearby communities on Long Island. After an initial policy is placed, the agent checks in regularly to review coverage needs before the next scheduled annual appointment.
W M Ryan Agency Inc, located in Northport, NY, is known for assisting families with final expense insurance, a specialized type of whole life policy designed to cover funeral and burial costs. The agency serves clients throughout the local area, focusing on straightforward, dignified planning for those over fifty. It typically provides guidance on selecting appropriate coverage amounts and policy options to manage end-of-life expenses without burdening relatives. As an additional service, the agency can assist with immediate need funeral funding through pre-need insurance arrangements with local funeral homes.
What Does a a Final Expense Insurance Agent in Northport Cost?
Typical final expense insurance costs in New York range from 30 to 200 dollars per month for coverage amounts between 5,000 and 25,000 dollars. A 70 year old non-smoker might pay approximately 70 dollars monthly for a 10,000 dollar policy. Premiums are based on age, gender, health status, and the specific policy features. New York law requires insurers to offer a 30 day free look period for these policies. This is general information and not insurance advice.
About final expense insurance agents in Northport
Final expense insurance agents in Northport, New York help residents secure coverage for funeral costs and end-of-life expenses. New York law requires agents to be licensed by the Department of Financial Services and follow specific disclosure rules for burial insurance policies. These agents can guide you through simplified issue life insurance options that do not require a medical exam.
Frequently Asked Questions
What does a final expense insurance agent in Northport do?
A final expense insurance agent helps you compare and purchase burial insurance policies that cover funeral costs, medical bills, and other final expenses. They explain policy terms, premium amounts, and benefit payouts. In New York, agents must provide a buyer guide and policy summary before you sign.
Is a medical exam required for final expense insurance in New York?
Most final expense insurance policies in New York are simplified issue, meaning no medical exam is needed. However, you may need to answer health questions on the application. Some policies have a graded benefit period for pre-existing conditions as allowed under New York insurance regulations.
How much does a final expense policy cost in Northport?
Premiums for final expense insurance in Northport typically range from 30 to 150 dollars per month depending on your age, health, and coverage amount. A 65 year old in good health might pay around 50 dollars monthly for 10,000 dollars in coverage. Costs vary by carrier and underwriting guidelines.
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