The top-rated final expense insurance agent in Middletown, New York is James Demmer - State Farm Insurance Agent, rated 4.9 stars across 924 reviews. Other highly rated options include Cassie Gleeson - State Farm Insurance Agent, Joy Insurance, De Anne Gleeson - State Farm Insurance Agent. This directory lists 16 final expense insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Demmer - State Farm Insurance Agent | 13 James P Kelly Way ste a | (845) 344-3276 |
| 2 | Cassie Gleeson - State Farm Insurance Agent | 246 NY-211 | (845) 775-3277 |
| 3 | Joy Insurance | 639 E Main St | (845) 683-5261 |
| 4 | De Anne Gleeson - State Farm Insurance Agent | 809 NY-211 | (845) 692-3456 |
| 5 | The Premium Select Group Inc. | 32 County Rd 78 | (845) 520-9774 |
| 6 | Hutchings Agency Inc. | 682 E Main St # 2D | (845) 343-2148 |
| 7 | Katelyn Schaffner - State Farm Insurance Agent | 4 E Main St Ste 3B | (845) 394-2622 |
| 8 | Nicole Feichtl at Comparion Insurance Agency | 265 NY-211 Suite 106B | (845) 394-6155 |
| 9 | Lori Buhagiar: Allstate Insurance | 125 Dolson Ave Ste 22b | (845) 343-5909 |
| 10 | Glenn Gleeson - State Farm Insurance Agent | 15 Dolson Ave | (845) 342-5721 |
James Demmer - State Farm Insurance Agent serves Orange County and the Middletown, New York area as a final expense insurance agency. It helps clients arrange coverage to manage the costs associated with end-of-life arrangements. The agency focuses on straightforward policies that provide a fixed benefit for funeral and burial expenses. This local office offers guidance through the application process for final expense plans. It particularly assists seniors in selecting policies that protect their families from unexpected financial burdens. Specific services handled here include final expense life insurance and funeral planning insurance support.
Cassie Gleeson - State Farm Insurance Agent in Middletown, NY, provides final expense insurance to help families cover end-of-life costs. The company assists clients in selecting appropriate whole life policy options to manage funeral and burial expenses. Cassie Gleeson focuses on explaining policy benefits and guiding customers through the application process. This agency regularly reviews existing coverage to ensure policies remain aligned with clients’ changing needs. It services single-family homes and apartments.
Joy Insurance helps local homeowners and families in Middletown, NY secure final expense coverage to manage end-of-life costs and provide financial peace of mind. The company works closely with clients to understand their specific burial and funeral needs, offering guidance through the selection of appropriate policy options. Their services focus on ensuring that loved ones are not left with unexpected financial burdens during a difficult time. The agency also serves residents in the nearby communities of Newburgh and the surrounding Orange County area.
De Anne Gleeson - State Farm Insurance Agent serves the Middletown, NY area and surrounding communities, handling final expense insurance policies that assist families in covering end-of-life costs such as burial and funeral arrangements. These policies offer a straightforward way to protect loved ones from unexpected financial burdens during a difficult time. The agency typically discusses each client’s personal situation and budget before recommending a suitable coverage level, ensuring the plan aligns with individual needs and preferences.
The Premium Select Group Inc. in Middletown, NY distinguishes between a single payment for a final expense policy and recurring premium options to suit varying budgets. They assist families in securing coverage specifically designed to cover funeral and burial costs, which helps relieve loved ones of financial burden. Their final expense insurance agent services are offered to clients on a one-time or as-needed basis.
Hutchings Agency Inc. handles life insurance arrangements for those in the Middletown area, with a specialty in final expense insurance policies designed to assist families with end-of-life costs. Their services focus on helping clients manage the financial obligations that can arise during a difficult time. They work with individuals to structure simple, straightforward coverage options suitable for various needs. The agency is able to serve commercial sectors such as offices, warehouses, and food service.
As the seasons change in Middletown, NY, families often begin reviewing their end-of-life plans to ensure their final wishes are clear. Katelyn Schaffner - State Farm Insurance Agent specializes in final expense insurance, providing straightforward policies designed to cover burial or cremation costs and any remaining medical bills. Clients seeking to spare their loved ones from financial burdens can explore these manageable coverage options. The initial step typically involves a brief review of the applicant’s current health status and age to determine eligibility and appropriate coverage amounts.
As a locally focused final expense insurance agent, Nicole Feichtl at Comparion Insurance Agency serves Middletown, NY, from the initial contact for residential planning through coverage arrangements designed to meet personal legacy goals. The agency also offers commercial insurance options and extends its reach across the surrounding region. Policyholders can expect careful follow-up on any policy questions between regular annual visits, ensuring their coverage continues to meet evolving needs.
Lori Buhagiar: Allstate Insurance in Middletown, NY, specializes in providing final expense insurance policies, helping clients arrange coverage for end-of-life costs, and also offers general insurance services to the local community. These final expense plans are designed to cover funeral expenses and other related bills, easing the burden on surviving family members. As the seasons change, such as with the onset of colder weather, the company can assist families in ensuring their burial plans remain uninterrupted during times of increased health risk.
Glenn Gleeson - State Farm Insurance Agent in Middletown, NY, focuses on helping families arrange final expense insurance coverage. This specific type of life insurance is designed to take care of burial costs and outstanding bills after a loss occurs. Gleeson can walk clients through the straightforward policy options available for their age and health situation. He also offers the ability to add a rider that provides additional liquidity if the policyholder requires long-term nursing home care before passing.
What Does a a Final Expense Insurance Agent in Middletown Cost?
Final expense insurance costs in New York typically range from 30 to 150 dollars per month for a 5,000 to 25,000 dollar policy. Premiums depend on age gender health and the specific carrier. New York law requires agents to provide a full premium schedule before purchase. This is general information and not insurance advice.
About final expense insurance agents in Middletown
Final expense insurance agents in Middletown New York help residents secure coverage for end-of-life costs such as funerals and medical bills. New York state law requires agents to hold a valid insurance license and follow strict disclosure rules under Insurance Law Section 3201. Local agents can explain how these policies differ from traditional life insurance and how they comply with New York regulations.
Frequently Asked Questions
What is final expense insurance in New York?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New York these policies are regulated by the Department of Financial Services and must include a free look period of at least 30 days.
Do I need a licensed agent in New York?
Yes New York law requires all insurance sales to be conducted by a licensed agent. A licensed final expense agent in Middletown can help you compare policies from approved carriers and ensure compliance with state laws.
What are the age limits for final expense insurance in New York?
Most New York carriers offer final expense policies to applicants aged 50 to 85. Some companies may accept older applicants but coverage amounts and premiums vary based on age and health status.
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