The top-rated final expense insurance agent in Huntington Station, New York is Monica Murphy - State Farm Insurance Agent, rated 4.9 stars across 243 reviews. Other highly rated options include Garbe Associates Insurance - Huntington, Quick Auto Insurance Agency, NK Agency. This directory lists 10 final expense insurance agents serving Huntington Station.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Monica Murphy - State Farm Insurance Agent | 1985 New York Ave | (631) 273-1800 |
| 2 | Garbe Associates Insurance - Huntington | 876 E Jericho Tpke | (631) 427-6093 |
| 3 | Quick Auto Insurance Agency | 1300 New York Ave A | (631) 673-7370 |
| 4 | NK Agency | Huntington Station, NY 11746 | (516) 220-8860 |
| 5 | Donald Hurley: Allstate Insurance | 837 E Jericho Tpke | (631) 421-4000 |
| 6 | Sureness Insurance | 260 Evergreen Ave | (631) 729-9397 |
| 7 | Omega Insurance | 33 Walt Whitman Rd Suite 107 | (631) 923-2520 |
| 8 | Graf Insurance | 1573 New York Ave | (631) 423-2233 |
| 9 | Ralph Silvers Agency Inc | 315 Walt Whitman Rd #310 | (631) 271-9200 |
| 10 | Capital Coverage, Inc. | 1895 New York Ave | (631) 427-0303 |
Monica Murphy - State Farm Insurance Agent serves Huntington Station and surrounding areas of Suffolk County, offering final expense insurance services. This agency helps clients secure coverage designed to manage end-of-life costs and reduce financial burdens for loved ones. Policies typically cover funeral arrangements, outstanding medical bills, and other related expenses. The agency handles policy selection and enrollment for permanent final expense plans.
Garbe Associates Insurance - Huntington provides final expense insurance services to residents of Huntington Station, New York. The agency offers policies designed to cover end-of-life costs, with periodic reviews to ensure coverage remains aligned with clients needs. They assist individuals in selecting appropriate plans for funeral expenses, medical bills, or outstanding debts. Their service area includes single-family homes, apartments, and retail properties throughout the local community.
Quick Auto Insurance Agency in Huntington Station, New York, serves seniors and families seeking final expense insurance to cover funeral costs and outstanding debts. The agency helps clients plan these necessary arrangements with clear information and straightforward policy options. It assists local residents in understanding coverage amounts and benefit payouts for loved ones. Standard services include policy comparisons and simplified application processes that do not require medical exams. The agency also supports customers in nearby Commack and other communities throughout Suffolk County.
NK Agency serves Huntington Station, New York, and the surrounding communities, handling final expense insurance policies designed to cover end-of-life costs. It works with clients to arrange funeral, burial, and related expenses through straightforward plans. The agency typically reviews each client's specific situation and budget, then presents options that fit their needs clearly. A general approach it uses includes a simple needs assessment followed by a demonstration of coverage benefits and costs.
For a local final expense insurance need, services are available both through a one-time policy purchase for immediate permanent coverage and a recurring premium arrangement for continued protection. Donald Hurley: Allstate Insurance in Huntington Station, New York assists individuals in planning for these end-of-life expenses amid a straightforward application process. This local agency accommodates clients by offering appointments for final expense planning on both a scheduled basis and as an as-needed service for policy reviews.
Sureness Insurance offers final expense insurance coverage designed to help Huntington Station families manage end-of-life costs and medical bills. The agency generally works with local residents concerned about reducing financial burdens on their loved ones. It assists clients in choosing manageable burial insurance options suited to personal budgets. During tax season or after the winter holidays, many families in the area seek advice on updating their policies to cover newly accrued funeral expenses.
Omega Insurance serves individuals and families in Huntington Station, New York, with careful planning for final expenses. Its specialty is helping clients arrange policies to cover funeral costs, medical bills, and other end-of-life obligations without burdening survivors. The company focuses on straightforward guidance through the available coverage options. Simple policies can be structured to fit within modest monthly budgets. Omega Insurance can serve those working in local offices, warehouses, and food service establishments throughout the Huntington Station area.
As Huntington Station residents plan for the end of another year, many seek straightforward ways to address their final expenses, and Graf Insurance provides focused guidance on this matter. Operating locally in Huntington Station, New York, this final expense insurance agent assists clients in navigating options for funeral and burial costs. The typical work involves discussing individual policies that cover immediate family needs and outstanding end-of-life debts. Following an initial consultation to review coverage goals, the next step is scheduling an in-home assessment to confirm health history and policy eligibility.
Ralph Silvers Agency Inc in Huntington Station, New York provides final expense insurance services for local residents. The agency also offers coverage options to business clients throughout the greater Huntington area. Final expense insurance policies help families manage burial and related end-of-life costs with clear terms and straightforward benefits. The agency focuses on matching individuals with appropriate coverage based on their specific needs and budget. Clients can typically expect a follow-up consultation after policy activation, with the agency arranging periodic check-ins between regular policy review visits to ensure ongoing suitability.
Capital Coverage, Inc. in Huntington Station, New York, is known for helping families arrange burial and end-of-life funding through final expense insurance. The company serves seniors and their loved ones by explaining coverage options that alleviate the financial burden of memorial arrangements. Policies are designed to pay funeral costs directly, ensuring peace of mind during a difficult time. As a specialized service, the agency can also add funeral pre-planning assistance, guiding clients in selecting concrete service details prior to need.
What Does a a Final Expense Insurance Agent in Huntington Station Cost?
Final expense insurance costs in New York typically range from $30 to $150 per month depending on age, health, and coverage amount. A $10,000 policy for a healthy 65-year-old may cost around $50 to $80 monthly. Rates are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About final expense insurance agents in Huntington Station
Final expense insurance agents in Huntington Station, New York help residents secure coverage for funeral and burial costs. New York law requires agents to be licensed by the Department of Financial Services and follow strict disclosure rules. Local agents understand the specific needs of families in Suffolk County and can explain policy options clearly.
Frequently Asked Questions
What does a final expense insurance agent in Huntington Station do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral costs and other end-of-life expenses. The agent explains policy terms, premium amounts, and benefit payouts. In New York, agents must provide a Buyer Guide and Policy Summary before you sign.
How do I find a licensed final expense insurance agent in Huntington Station?
You can verify an agent license through the New York Department of Financial Services website. Look for agents who specialize in final expense or burial insurance and have a physical office in Huntington Station. Ask about their experience with New York-specific policy regulations.
Are final expense insurance policies regulated differently in New York?
Yes, New York has strict insurance laws including a 30-day free look period for new policies. Policy rates must be approved by the state. Agents cannot misrepresent policy benefits and must clearly explain any waiting periods or graded benefit terms.
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