The top-rated final expense insurance agent in Huntington, New York is The Michaels Group, rated 5.0 stars across 756 reviews. Other highly rated options include Kelly Schumacher - State Farm Insurance Agent, Joe Mattera - State Farm Insurance Agent, K&N Insurance Brokerage. This directory lists 23 final expense insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Michaels Group | 425 New York Ave Suite 102 | (631) 629-2233 |
| 2 | Kelly Schumacher - State Farm Insurance Agent | 1870 E Jericho Tpke Unit 9 | (631) 629-4100 |
| 3 | Joe Mattera - State Farm Insurance Agent | 82 Main St #101 | (631) 683-5400 |
| 4 | K&N Insurance Brokerage | 1730 E Jericho Tpke | (631) 646-9090 |
| 5 | Borg Insurance Agency | 148 E Main St #106 | (631) 673-7600 |
| 6 | Cavallino Risk Management, Inc. | 675 W Jericho Turnpike | (631) 385-5980 |
| 7 | Keefe Consulting Corp. | 140 E Main St #6 | (631) 824-9642 |
| 8 | Shane Roer Agency Inc. | 7 High St Ste 305 | (631) 923-2840 |
| 9 | JW Hirschfeld Agency Inc | 299 Main St | (631) 421-2525 |
| 10 | Michelle Laglenne-Spronck - State Farm Insurance Agent | 1160 E Jericho Tpke Suite109 | (631) 427-4636 |
The Michaels Group serves Huntington and the surrounding Suffolk County area, specializing as a final expense insurance agent. This agency helps families arrange affordable burial and funeral coverage for loved ones. Their work focuses on securing small whole life policies that pay benefits directly to beneficiaries. These plans provide financial relief during difficult times by covering end-of-life costs. The Michaels Group commonly assists clients with policy selection and the straightforward application process, ensuring final arrangements are settled without burdening survivors.
Kelly Schumacher - State Farm Insurance Agent offers final expense insurance services for clients in Huntington, NY. These plans help cover end-of-life costs such as burial or medical bills, providing financial relief for families. The agency can explain policy options and assist with enrollment to ensure suitable coverage. It also provides ongoing support for plan management and claims processing. Services are available for individuals living in single-family homes, apartments, and other residential properties across the local area.
Joe Mattera - State Farm Insurance Agent serves Huntington, NY, and the surrounding Long Island communities, handling final expense insurance coverage. This type of policy is designed to cover funeral costs and outstanding debts for a policyholder’s family after their passing. The agency typically works with local clients to select an appropriate benefit amount based on their specific end-of-life financial needs. Process begins with a straightforward review of the client’s budget and burial preferences, followed by a clear walkthrough of the available policy options.
K&N Insurance Brokerage of Huntington, New York specializes in helping clients obtain final expense insurance coverage to manage end-of-life costs. In addition to this focused service, the company generally assists local families with comparing various policy options from different carriers. The firm works to ensure individuals can secure guaranteed death benefits for funeral services and outstanding medical bills. With the rising cost of burials in the area, K&N Insurance Brokerage also helps seniors navigate policy adjustments to keep pace with inflation and increasing seasonal funeral expenses.
Borg Insurance Agency in Huntington, NY, works with families and older residents seeking final expense coverage to ease the financial burden of end-of-life arrangements. The agency explains policy options, helps clients determine appropriate benefit amounts, and guides them through the application and underwriting process. Borg Insurance Agency also assists customers who require straightforward life insurance solutions for funeral costs and outstanding debts in nearby communities such as Cold Spring Harbor.
Cavallino Risk Management, Inc., located in Huntington, NY, offers final expense insurance designed to ease the burden on families. Clients can choose between a single premium payment plan for immediate, one-time coverage or recurring premium options providing lasting protection over time. These policies ensure that funeral costs and related end-of-life expenses are handled promptly without reliance on family funds. Service appointments and policy administration are conducted on an as-needed basis, accommodating individual client schedules and circumstances without a recurring business routine.
As autumn approaches and families review their financial plans, Keefe Consulting Corp. in Huntington assists older residents with securing final expense insurance. This type of coverage helps ease the burden of end-of-life costs for loved ones. The company works with clients to explore suitable policy options that fit different budgets and needs. A typical first step is a no-obligation consultation to discuss preferences and review available coverage choices.
Shane Roer Agency Inc. specializes in final expense insurance, providing coverage designed to manage end-of-life costs. Its general service work involves guiding clients through policy options and ensuring families face fewer financial burdens in Huntington. The agency addresses a common seasonal or situational concern, such as helping seniors newly facing a chronic diagnosis arrange coverage before premiums rise with age or further health changes.
JW Hirschfeld Agency Inc operates a final expense insurance agency serving Huntington, NY, and focuses on helping families manage end-of-life costs through simple benefit policies. The agency supplements this core work by offering burial coverage assistance for clients who need straightforward, low-face-value plans. Final expense insurance typically covers funeral services and outstanding medical debts without requiring a medical exam. The company can serve clients from local offices, provide policies for warehouse employees, and assist food service workers in securing necessary financial protection.
Michelle Laglenne-Spronck - State Farm Insurance Agent serves residential clients in Huntington with final expense insurance, providing coverage to help manage end-of-life costs. Commercial policies are also available for local businesses seeking similar protection. The agency serves Huntington and the surrounding Long Island area. Service includes straightforward policy explanations and claims assistance. Clients often return for coverage adjustments or to add new policies during periodic reviews. Follow-up support remains available between these regular visits for any account questions.
What Does a a Final Expense Insurance Agent in Huntington Cost?
In New York, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Costs depend on your age health and the policy amount. Some carriers offer guaranteed issue policies with no medical exam but these often have higher premiums and a graded death benefit period. This is general information and not insurance advice.
About final expense insurance agents in Huntington
Final expense insurance agents in Huntington New York help families plan for end-of-life costs such as funeral services and burial expenses. New York law requires that all insurance agents be licensed by the New York State Department of Financial Services and follow strict disclosure rules. Local agents understand the specific needs of Huntington residents and can guide you through policy options that comply with state regulations.
Frequently Asked Questions
What is final expense insurance and how does it work in Huntington New York?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New York, these policies must comply with state insurance laws including a free-look period of at least 20 days. An agent in Huntington can explain how the policy pays a lump sum benefit to your beneficiary.
How do I choose a final expense insurance agent in Huntington?
Look for a licensed agent in New York with experience in final expense policies. You can verify their license through the New York State Department of Financial Services website. Ask about the specific insurance carriers they represent and whether they offer policies that meet your budget and needs.
Are there any New York laws that affect final expense insurance?
Yes, New York has specific regulations including a required outline of coverage before purchase and a 30-day grace period for premium payments. The state also limits how much an insurer can charge for administrative fees. An agent in Huntington can explain these protections to you.
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