The top-rated final expense insurance agent in Troy, Michigan is Globe Life American Income Division: Schrieber Organization, rated 4.9 stars across 1,529 reviews. Other highly rated options include FSA Insurance Agency, Goosehead Insurance - Alsaigh & Adour Agency, JPS Insurance Agency. This directory lists 19 final expense insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Schrieber Organization | 950 Stephenson Hwy #200 | (844) 832-2412 |
| 2 | FSA Insurance Agency | 50 W Big Beaver Rd Ste 500 | (586) 842-3770 |
| 3 | Goosehead Insurance - Alsaigh & Adour Agency | 100 W Big Beaver Rd STE 580 | (586) 630-3799 |
| 4 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 5 | AAA Insurance - Daniel's Agency | 42831 Dequindre Rd | (248) 800-9999 |
| 6 | Oak Crest Insurance Services | 125 E Maple Rd | (248) 729-7077 |
| 7 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 8 | Members Home and Auto | 2855 Coolidge Hwy #204 | (877) 898-4102 |
| 9 | American Insurance Advisors, LLC. - Jeff Pratt | 801 W Big Beaver Rd Suite 300 | (248) 895-0000 |
| 10 | Fisher Insurance Group, LLC | 1050 Wilshire Dr #110 | (586) 979-1330 |
The Globe Life American Income Division: Schrieber Organization serves homeowners and families across the Troy, Michigan metro area. This agency specializes in final expense insurance, providing policies designed to cover end-of-life costs such as burial, funeral services, and outstanding medical bills. Policies generally offer fixed premiums that do not increase with age. The company guides local clients through the simple application process to secure financial protection for their loved ones. In this area, it handles issuing new whole life insurance policies and helping beneficiaries file claims for a death benefit.
FSA Insurance Agency in Troy, MI provides final expense insurance services to cover funeral and end-of-life costs. It helps clients select benefit amounts that protect loved ones from financial burden. Assistance with policy applications and beneficiary designations is offered. The agency helps maintain coverage through premium payment plans. It serves single-family homes, apartments, retail establishments, and restaurants in the local area.
Goosehead Insurance - Alsaigh & Adour Agency serves homeowners and individuals in Troy, MI, who need to plan for their end-of-life expenses. This local agency helps clients navigate final expense insurance policies, which are designed to cover funeral costs and other outstanding debts. The team works closely with customers to explain coverage options and simplify the application process. They also assist those residing in the adjacent suburb of Clawson, ensuring access to essential insurance guidance for residents throughout the metro Detroit area.
Located in Troy, Michigan, JPS Insurance Agency serves the local area and surrounding communities. It handles final expense insurance for families seeking to cover end-of-life costs. This type of policy helps manage burdens like funeral arrangements and outstanding medical bills. The agency works directly with clients by reviewing individual needs to recommend a manageable coverage plan. Its general approach involves explaining straightforward, guaranteed-issue options that do not require a medical exam.
AAA Insurance - Daniel’s Agency in Troy, MI distinguishes between one-time final expense policies, typically purchased to cover immediate burial costs, and ongoing coverage that provides a fixed death benefit for end-of-life expenses. These plans are designed to alleviate financial burden on surviving family members. The agency assists clients in selecting appropriate coverage amounts based on their needs. Service runs on a one-time, scheduled basis for both policy purchases and future consultations.
As the Detroit area transitions into fall, many families in Troy begin thinking ahead to long-term financial planning for aging loved ones. Oak Crest Insurance Services provides final expense insurance in Troy, helping residents prepare for end-of-life expenses without burdening family members. Their policies cover funeral costs and other debts through simple, manageable premiums designed for seniors. A local office makes it easy for clients to discuss their personal situations directly. The process typically begins with a brief, no-pressure inspection of household needs and current coverage.
Serving Troy, Michigan, Troy-Metro Agency specializes in final expense insurance, offering policies designed to cover burial costs and outstanding medical bills. It generally assists clients in navigating policy options to ensure their end-of-life plans are financially secure. The agency also addresses the unique planning needs that arise for families during the winter holiday season, when unexpected funeral expenses can create significant fiscal strain.
Members Home and Auto in Troy, MI provides general final expense insurance services, assisting families with planning for end-of-life costs. The agency specializes in supplementing these core policies with additional coverage options tailored to individual needs. It works with office environments, warehouse facilities, and food service establishments to ensure employees have access to affordable burial and funeral benefit plans.
American Insurance Advisors, LLC. - Jeff Pratt serves clients primarily in Troy, MI and the surrounding metropolitan area. The company focuses on final expense insurance agent services for local residents needing straightforward end-of-life coverage plans. Commercial coverage options are also offered to small businesses in the region. A consistent follow-up schedule is maintained to review plan details and account changes directly with each client between regular visits to their home or office.
Fisher Insurance Group, LLC, based in Troy, MI, is known for helping local families manage end-of-life costs through final expense insurance. The agency assists clients in securing coverage that can pay for funeral services, burial plots, and related final arrangements. By offering a range of policy options, it aims to match individuals with appropriate benefit amounts to suit their planning needs. For clients seeking more complete protection, the agency can also provide information on adding a small accidental death benefit rider to their policy.
What Does a a Final Expense Insurance Agent in Troy Cost?
In Michigan final expense insurance premiums are based on your age gender and health status. A typical policy for a 60 year old non smoker might cost 40 to 70 dollars per month for 10,000 dollars of coverage. For a 75 year old the same coverage could range from 80 to 130 dollars per month. Guaranteed issue policies often have higher premiums and a two year waiting period for full benefits. This is general information and not insurance advice.
About final expense insurance agents in Troy
Final expense insurance agents in Troy Michigan help residents secure coverage for funeral costs and end of life expenses. Michigan law requires funeral homes to provide a written price list upon request which helps you plan accurately. A local agent can compare policies from multiple carriers to find a plan that fits your budget and health situation.
Frequently Asked Questions
What is final expense insurance and how does it work in Troy Michigan?
Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In Michigan you can name any beneficiary and the payout is tax free. An agent in Troy can explain how Michigan probate laws may affect the claim if no beneficiary is named.
Do I need a medical exam to qualify for final expense insurance in Michigan?
Most final expense policies in Michigan do not require a medical exam. Instead insurers ask health questions on the application. Some carriers offer guaranteed issue plans for people with serious health conditions but these have a waiting period before full coverage begins.
How much does a final expense insurance policy cost in Troy Michigan?
Monthly premiums in Troy typically range from 30 to 150 dollars depending on your age health and coverage amount. A 10,000 dollar policy for a healthy 65 year old might cost around 50 dollars per month. Prices vary by insurer so an agent can show you multiple quotes.
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