The top-rated final expense insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AMG Health & Life Insurance Group, AAA Insurance - Schnaidt Agency. This directory lists 26 final expense insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 3 | AMG Health & Life Insurance Group | 16600 18 Mile Rd | (248) 592-0080 |
| 4 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 5 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 6 | Dan Stawinski - State Farm Insurance Agent | 36250 Garfield Rd | (586) 792-1567 |
| 7 | Brian Lane Agency/Farm Bureau Insurance | 21250 Hall Rd #100 | (586) 412-8700 |
| 8 | Inspire Insurance Agency Inc | 20666 Hall Rd | (586) 421-5961 |
| 9 | L.A. Insurance | 37041 Gratiot Ave | (586) 954-4690 |
| 10 | McGovern Agency | 37102 S Groesbeck Hwy | (586) 464-2400 |
First Independent Insurance Agency serves Clinton Township and the surrounding Macomb County communities. It specializes in final expense insurance, which offers limited benefit plans to handle a policyholder’s burial and related end-of-life costs. The company guides clients in selecting policies that lock in coverage despite age or health concerns, ensuring a predetermined payout. Administrative support includes handling beneficiary designations and explaining premium schedules. This agency specifically assists with whole life burial policies and simplified issue final expense plans.
Royal Oath Insurance Group provides final expense insurance services to clients in Clinton Township, MI, helping them prepare for end-of-life costs. The company offers straightforward burial and funeral expense coverage plans, with ongoing policy management and support for beneficiaries. Their service approach focuses on simplifying the application process and maintaining clear communication with families. This local agency works with individuals and couples seeking financial protection for their loved ones. It serves clients in single-family homes, apartments, and residential communities across the area.
Located in Clinton Township, MI, AMG Health & Life Insurance Group serves families in Macomb County and the surrounding communities with final expense insurance. It helps clients arrange coverage to manage funeral costs and outstanding medical bills after a loved one passes. The company focuses on guiding individuals through policy options that fit modest budgets while providing a straightforward application process. For a typical case, it begins with a personal needs assessment and then recommends a simple, affordable plan tailored to the client.
AAA Insurance - Schnaidt Agency serves Clinton Township residents and their families who are seeking final expense coverage to manage end-of-life costs. As a final expense insurance agent, it assists clients in understanding available term life options that help cover funeral arrangements, medical bills, and outstanding debts. The agency guides individuals through paperwork and policy selection in a straightforward manner. It also serves clients in nearby Sterling Heights and surrounding Macomb County communities.
For families needing a one-time burial policy, they can choose an immediate benefit, while those requiring ongoing support might prefer scheduled premium payments. MI Insurance Agency in Clinton Township, MI helps final expense clients understand these options and obtain coverage that fits their budget. This type of funeral planning ensures beneficiaries receive funds without medical exams or long waits. Their service to local residents runs on a scheduled or as-needed basis, depending on each client’s preference and policy renewal cycle.
As the seasons change in Clinton Township, final expense planning becomes a practical concern for local families seeking peace of mind. Dan Stawinski - State Farm Insurance Agent helps residents understand how these policies can cover end-of-life costs, funeral arrangements, and outstanding debts without burdening loved ones. The agency provides clear explanations of coverage limits and benefit structures for eligible applicants. An initial needs assessment is scheduled during the first complimentary consultation to review personal finances and determine appropriate policy options.
The Brian Lane Agency, operating as Farm Bureau Insurance in Clinton Township, Michigan, specializes in final expense insurance policies, providing coverage designed to manage end-of-life costs. It assists local residents by offering straightforward funeral and burial planning options tailored to individual needs. The agency works with clients to navigate policy selection, ensuring financial protection for families. Each year, it helps seniors address the specific concern of adjusting their coverage during the spring season when budgets often require a fresh review.
Inspire Insurance Agency Inc operates in Clinton Township, MI, assisting clients with planning for end-of-life expenses. As a final expense insurance agent, it focuses on helping individuals secure coverage for funeral costs and outstanding debts. The agency works with various commercial sectors throughout the local area, including offices, warehouses, and food service businesses, ensuring they have appropriate coverage for their specific operational environments.
Serving Clinton Township and the surrounding communities in Macomb County, L.A. Insurance handles final expense insurance policies designed to cover end-of-life costs. This type of coverage typically assists families with funeral expenses, outstanding medical bills, and other final debts. The agency works with clients to understand their specific needs for a dignified funeral benefit. For each client, it generally reviews available policy options with an even-tempered focus on clear coverage amounts and simple application procedures.
McGovern Agency provides final expense insurance services to residents in and around Clinton Township, Michigan. The agency assists clients with pre-planning their burial and funeral costs through straightforward insurance policies. Commercial coverage for small local businesses is also available upon request. Their service area encompasses Clinton Township and the surrounding communities within Macomb County. The office follows up after each policy is issued and offers ongoing support between regular visits to ensure coverage remains appropriate.
What Does a a Final Expense Insurance Agent in Clinton Township Cost?
Final expense insurance costs in Michigan depend on your age health and coverage amount. For a 65 year old non smoker a 10000 dollar policy may cost 50 to 80 dollars per month. For a 75 year old the same coverage might cost 90 to 140 dollars per month. This is general information and not insurance advice.
About final expense insurance agents in Clinton Township
Final expense insurance agents in Clinton Township Michigan help residents secure coverage for funeral and burial costs. Michigan law allows insurers to offer simplified issue policies with no medical exam. These policies typically provide benefits up to 25000 dollars to cover end of life expenses.
Frequently Asked Questions
What does a final expense insurance agent in Clinton Township do?
A final expense insurance agent helps you compare burial insurance policies from multiple carriers. They explain coverage limits and premium options based on your age and health. The agent can also assist with the application process and beneficiary designations.
Is a medical exam required for final expense insurance in Michigan?
Most final expense policies in Michigan do not require a medical exam. Instead insurers use a simplified underwriting process with health questions. Some policies may have a graded benefit period for certain health conditions.
What is the typical cost of final expense insurance in Clinton Township?
Premiums for final expense insurance in Michigan vary by age and coverage amount. A 65 year old might pay between 50 and 150 dollars per month for a 10000 dollar policy. Rates are locked in and do not increase as you age.
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