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Find Final Expense Insurance Agents Near You in Detroit, MI

Browse final expense insurance agents serving Detroit, Michigan. Updated 2026-07-14.

The top-rated final expense insurance agent in Detroit, Michigan is CoverTree, rated 4.8 stars across 1,385 reviews. Other highly rated options include L.A. Insurance, PD Dandnaik - State Farm Insurance Agent, Premier Insurance Detroit. This directory lists 24 final expense insurance agents serving Detroit.

Showing 24 final expense insurance agents in Detroit, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1CoverTree1555 Broadway St Floor 2(877) 417-8733
2L.A. Insurance13545 W Seven Mile Rd(313) 340-4444
3PD Dandnaik - State Farm Insurance Agent7725 Vernor W(313) 554-1500
4Premier Insurance Detroit15363 Livernois(313) 342-4100
5Metro X7938 Vernor W(313) 842-9090
6J. Healan Baker Agency645 Griswold St # 2015(313) 963-0480
7Nemecek Agency1420 Washington Blvd STE 300(313) 771-5619
8Family Auto Insurance Agency6442 Michigan Ave(313) 285-9042
9Long Insurance Services, LLC3031 W Grand Blvd #529(313) 873-0300
10Gilead Insurance Agency18323 W McNichols Rd(313) 533-3220
CO
1555 Broadway St Floor 2
CoverTree
Final Expense Insurance Agent · Detroit, MI

CoverTree serves the Detroit metro area, specializing in final expense insurance policies for local residents. These plans help cover end-of-life costs such as funeral services and outstanding medical bills, providing financial support for surviving family members. The company works primarily with seniors who seek straightforward life insurance coverage with limited underwriting. Its agents assist clients in selecting burial insurance options that best fit their budgets and family needs. CoverTree also helps navigate funeral planning payments to reduce the burden left behind, handling policy assignments for funeral homes.

LI
13545 W Seven Mile Rd
L.A. Insurance
Final Expense Insurance Agent · Detroit, MI

As winter weather in Detroit can create urgent financial needs for seniors, many turn to final expense insurance to ensure funeral costs are covered. L.A. Insurance helps families in Detroit by offering focused guidance through the selection of a suitable final expense plan. The initial step typically involves a no-obligation consultation where a general assessment of coverage needs is completed.

PD
7725 Vernor W
PD Dandnaik - State Farm Insurance Agent
Final Expense Insurance Agent · Detroit, MI

PD Dandnaik - State Farm Insurance Agent in Detroit, MI provides final expense insurance services designed to help individuals manage end-of-life costs. The company offers straightforward policy options that cover funeral expenses and other final bills, with maintenance through periodic policy reviews to ensure coverage remains aligned with client needs. These plans are available for single-family homes, apartments, retail, and restaurants.

PI
15363 Livernois
Premier Insurance Detroit
Final Expense Insurance Agent · Detroit, MI

Serving seniors and families in the Detroit area, Premier Insurance Detroit assists clients with planning for final expense coverage to manage end-of-life costs. The agency helps individuals navigate burial, funeral, and related expenses through straightforward insurance policies. Its services focus on helping customers secure affordable coverage that protects loved ones from financial strain. Premier Insurance Detroit also works with residents in surrounding communities throughout Wayne County.

MX
7938 Vernor W
Metro X
Final Expense Insurance Agent · Detroit, MI

Metro X serves the Detroit area as a final expense insurance agent, helping individuals secure policies that cover end-of-life costs and ease the financial burden on families. The company focuses on smaller whole life policies often used for funeral and burial expenses. These plans can be purchased with simplified underwriting, which may not require a medical exam. Metro X also works with businesses needing coverage for office staff, warehouse employees, and food service workers, offering options that fit various workplace needs.

JH
645 Griswold St # 2015
J. Healan Baker Agency
Final Expense Insurance Agent · Detroit, MI

J. Healan Baker Agency is known for helping families in Detroit, Michigan, prepare for unavoidable final expenses through tailored insurance policies. Their services focus on covering funeral costs, outstanding medical bills, and other end-of-life financial obligations that loved ones would otherwise face. The agency works closely with local clients to select appropriate coverage amounts that fit within their budgets and long-term plans. Its consultation process emphasizes clear explanations of policy terms and benefits. As a specialty add-on service, it frequently assists clients in securing pre-need funeral arrangements directly with area funeral homes.

NA
1420 Washington Blvd STE 300
Nemecek Agency
Final Expense Insurance Agent · Detroit, MI

Nemecek Agency serves the Detroit, Michigan metro area, specializing in final expense insurance. This type of coverage helps families manage outstanding costs after a loved one passes away. The agent assists clients in planning for these inevitable financial burdens. Policies are typically designed to cover funeral arrangements, medical bills, and other end-of-life expenses. The company works with individuals to select suitable coverage amounts based on their needs and budget. Services include helping clients understand policy details and complete the application process for final expense insurance.

FA
6442 Michigan Ave
Family Auto Insurance Agency
Final Expense Insurance Agent · Detroit, MI

Serving residences in Detroit, Michigan, Family Auto Insurance Agency provides local families with final expense insurance coverage to help manage end-of-life costs. Their commercial coverage assists small business owners in the area with similar arrangements for their enterprises. They handle necessary paperwork and guide clients through policy options with straightforward consultations. Customers typically return for policy adjustments or to discuss new needs between regular visits, ensuring their coverage remains appropriate.

LI
3031 W Grand Blvd #529
Long Insurance Services, LLC
Final Expense Insurance Agent · Detroit, MI
GI
18323 W McNichols Rd
Gilead Insurance Agency
Final Expense Insurance Agent · Detroit, MI

Gilead Insurance Agency in Detroit serves seniors and families seeking final expense insurance to cover end-of-life costs. This agency helps clients plan for burial expenses, medical bills, and other outstanding debts. Policies are typically designed for individuals who want to leave a financial legacy without burdening loved ones. In the Detroit area, field agents often meet with clients in person to explain coverage options tailored to fixed incomes. The agency also extends these life insurance services to nearby communities throughout Wayne County.

LI
2922 W Grand Blvd
L.A. Insurance
Final Expense Insurance Agent · Detroit, MI
(313) 871-0100
lainsurance.com
LI
18251 W Warren Ave Ste B
L.A. Insurance
Final Expense Insurance Agent · Detroit, MI
(313) 228-5486
lainsurance.com
LI
540 E Warren Ave
L.A. Insurance
Final Expense Insurance Agent · Detroit, MI
(313) 888-8268
lainsurance.com
LI
8941 Eight Mile W
L.A. Insurance
Final Expense Insurance Agent · Detroit, MI
(313) 646-6346
lainsurance.com
LI
3511 S Fort St
L.A. Insurance
Final Expense Insurance Agent · Detroit, MI
(313) 294-2000
lainsurance.com
LI
6248 Michigan Ave
L.A. Insurance
Final Expense Insurance Agent · Detroit, MI
(313) 896-1000
lainsurance.com
LI
7946 Vernor W
L.A. Insurance
Final Expense Insurance Agent · Detroit, MI
(313) 849-3333
lainsurance.com
DI
1740 Michigan Ave
Diebold Insurance Agency
Final Expense Insurance Agent · Detroit, MI
(313) 964-3750
dieboldinsurance.com
AI
4465 Vernor Hwy
AAA Insurance - Wallace Family Insurance Agency
Final Expense Insurance Agent · Detroit, MI
(313) 451-8667
locator.acg.aaa.com/mi/detroit/aaa-insurance-wallace-family-insurance-agency
TM
15 E Kirby St #112
Tony Massey - State Farm Insurance Agent
Final Expense Insurance Agent · Detroit, MI
(313) 873-3334
sftmassey.com
CI
2711 E Jefferson Ave suite 206
Clark Insurance Agency
Final Expense Insurance Agent · Detroit, MI
(313) 259-6600
clarkfinancialandinsurance.com
WS
407 E Fort St #433
Williams Sr22 Insurance
Final Expense Insurance Agent · Detroit, MI
(313) 495-7397
HS
1620 Michigan Ave #129
Hart SR22 Insurance Michigan Experts
Final Expense Insurance Agent · Detroit, MI
(231) 428-4331
PI
333 E Jefferson Ave #263
Palina Insurance Detroit
Final Expense Insurance Agent · Detroit, MI
(313) 484-8465

What Does a a Final Expense Insurance Agent in Detroit Cost?

Final expense insurance costs in Michigan typically range from 30 to 100 dollars per month for a 5,000 to 25,000 dollar policy. Premiums depend on your age health and the coverage amount. Some policies offer level premiums that do not increase. This is general information not insurance advice.

About final expense insurance agents in Detroit

Final expense insurance helps Detroit residents cover funeral and burial costs without burdening loved ones. In Michigan, agents must hold a valid state license and follow Michigan insurance code requirements. Local agents understand Detroit funeral home costs and can tailor policies to your needs.

Frequently Asked Questions

What does a final expense insurance agent in Detroit do?

A final expense insurance agent helps you choose a small life insurance policy to pay for funeral and burial expenses. They explain policy options from different carriers and guide you through the application process. In Michigan, agents must be licensed and follow state regulations for selling insurance.

Is final expense insurance regulated differently in Michigan?

Yes, Michigan insurance law requires agents to provide clear policy summaries and disclose any exclusions or waiting periods. Policies must comply with Michigan consumer protection rules. You have a 30-day free look period to cancel for a full refund if you change your mind.

How do I choose a final expense insurance agent in Detroit?

Look for a licensed agent with experience in final expense policies. Ask about carrier ratings and policy features like guaranteed acceptance or graded benefits. Check with the Michigan Department of Insurance and Financial Services to verify the agents license status.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.