Skip to main content

Compare Final Expense Insurance Agents in St Joseph, MI

Directory of final expense insurance agents in St Joseph, Michigan. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 final expense insurance agents in St Joseph, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jaden Gebbink - State Farm Insurance Agent
500 Renaissance Dr Ste 105-A, St Joseph, MI 49085
(269) 932-4722 jadeninsurance.com
Jonah McDonough - State Farm Insurance Agent
2606 Lakeshore Dr, St Joseph, MI 49085
(269) 408-8015 jonahismyagent.com
Swartzentruber Agency - Final Expense Insurance
3665 Lakeshore Dr Ste 4, St Joseph, MI 49085
(269) 281-7131 swartzentruberagency.com
The Batalis Agency - Farm Bureau Insurance
2396 S Cleveland Ave Box 917, St Joseph, MI 49085
(269) 983-0179 batalisagency.com
Nulty Insurance Agency
720 St Joseph Dr, St Joseph, MI 49085
(269) 983-7161 ciainsurancemi.com
IMS Insurance
501 Main St, St Joseph, MI 49085
(269) 983-7101 imsinsuranceagency.com
Tom Mikel - State Farm Insurance Agent
3430 Hollywood Rd, St Joseph, MI 49085
(269) 429-5500 tommikel.com
Metzger Insurance Agency
4146 M-139, St Joseph, MI 49085
(269) 429-3160 metzgerinsurance.net
The Blaszczyk Agency- Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(219) 306-6187 farmbureauinsurance-mi.com
Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-8002 farmbureauinsurance-mi.com
Auto-Owners Insurance St. Joseph Claims
830 Pleasant St # 201, St Joseph, MI 49085
(269) 983-4150 auto-owners.com
Saint Joseph, MI AAA Insurance Agency
2900 Niles Ave, St Joseph, MI 49085
(269) 982-5262 michigan.aaa.com
Cody Korfmacher Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-8002 farmbureauinsurance-mi.com
Wallace Agency
206 Court St Suite B, St Joseph, MI 49085
(269) 932-7100 wallaceagency.com
Farm Bureau Insurance - Resseguie Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-2165 caseyresseguieinsurancequote.com
AAA Insurance - Bradford Insurance Agency
2900 Niles Rd, St Joseph, MI 49085
(269) 982-5262 locator.acg.aaa.com
Dave Clark Insurance
2523 Niles Ave, St Joseph, MI 49085
(269) 982-2901
Donnellan Insurance
800 Ship St # 105, St Joseph, MI 49085
(269) 983-3900
Ziems Insurance
820 Napier Ave #1, St Joseph, MI 49085
(269) 983-5999
Thrivent Financial-Lutherans
800 Ship St # 105, St Joseph, MI 49085
(269) 983-0217 thrivent.com

Final expense insurance agents in St Joseph Michigan help residents secure coverage for funeral costs and end of life expenses. These policies are designed to cover burial services and outstanding debts. Michigan law requires funeral homes to provide a detailed price list, so having a final expense policy can ensure your wishes are met without financial burden on your family.

What Does a Final Expense Insurance Agent in St Joseph Cost?

Final expense insurance costs in Michigan typically range from $30 to $100 per month for a $5,000 to $25,000 policy. Rates depend on your age, health, and the policy type. For example, a healthy 65-year-old in St Joseph might pay around $50 per month for a $10,000 plan. Guaranteed issue policies cost more but require no medical exam. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance and how does it work in St Joseph Michigan?
Final expense insurance is a small whole life policy that pays a cash benefit to your beneficiary. In St Joseph Michigan, agents can help you choose a policy that covers funeral costs at local providers like Starks & Menchinger Chapel or Dey-Florin Chapel. The benefit is paid directly to your family, not to the funeral home.
Are there Michigan laws that affect final expense insurance policies?
Yes. Michigan law requires insurance companies to include a free look period of at least 10 days for final expense policies. You can cancel within that time for a full refund. Also, Michigan has a 2-year contestability period during which the insurer can deny a claim for misrepresentation.