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Find Final Expense Insurance Agents Near You in Novi, MI

Browse final expense insurance agents serving Novi, Michigan. Updated 2026-07-14.

The top-rated final expense insurance agent in Novi, Michigan is Steve Karagatsoulis - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Highstreet Autumn Insurance & Benefits, Commercial Insurance - J & J Insurance Managers, Kristin Faber: Allstate Insurance. This directory lists 16 final expense insurance agents serving Novi.

Showing 16 final expense insurance agents in Novi, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steve Karagatsoulis - State Farm Insurance Agent39915 Grand River Ave Ste 550(248) 477-8383
2Highstreet Autumn Insurance & Benefits27333 Meadowbrook Rd Ste 230(248) 478-1177
3Commercial Insurance - J & J Insurance Managers43000 W 9 Mile Rd(313) 460-0321
4Kristin Faber: Allstate Insurance43343 Grand River Ave(248) 344-0460
5Baty Agency, Inc.27333 Meadowbrook Rd Ste 230(248) 553-7570
6Melanie Fishell at Comparion Insurance Agency44244 W 12 Mile Rd Building A, Suite 150(248) 699-9917
7Acrisure Novi, MI (NuStar Insurance Agency)39555 Orchard Hill Pl #130(248) 380-6190
8Insurance Advisors Direct39555 Orchard Hill Pl STE 157(800) 381-0977
9America One Northridge Insurance Agency27780 Novi Rd #265(248) 344-4646
10Michael Stack at Comparion Insurance Agency44244 W 12 Mile Rd Building A, Suite 150(248) 699-3201
SK
39915 Grand River Ave Ste 550
Steve Karagatsoulis - State Farm Insurance Agent
Final Expense Insurance Agent · Novi, MI

Steve Karagatsoulis, operating as a State Farm Insurance Agent, serves the Novi, Michigan area and surrounding Oakland County communities. This agency specializes in final expense insurance, providing policies designed to cover end-of-life costs and funeral arrangements. Clients can review options for burial insurance and other term life products that offer fixed benefits to designated beneficiaries. The office handles applications for simplified issue whole life policies that do not require a medical exam.

HA
27333 Meadowbrook Rd Ste 230
Highstreet Autumn Insurance & Benefits
Final Expense Insurance Agent · Novi, MI

Highstreet Autumn Insurance & Benefits provides final expense insurance services to clients in the Novi, Michigan area. The company focuses on helping individuals arrange coverage for end-of-life costs, such as funeral expenses and outstanding debts. Plans are designed to offer financial support to beneficiaries without complex medical underwriting. Highstreet Autumn Insurance & Benefits services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.

CI
43000 W 9 Mile Rd
Commercial Insurance - J & J Insurance Managers
Final Expense Insurance Agent · Novi, MI

Commercial Insurance - J & J Insurance Managers in Novi, MI serves homeowners, families, and individuals who need final expense insurance to cover end-of-life costs and relieve their loved ones of financial burden. The agency provides guidance on burial expense policies and simpler whole life coverage options, helping clients arrange affordable plans suited to their budgets and wishes. This agent also serves clients throughout the surrounding Oakland County communities, including Walled Lake and the greater metro Detroit area.

KF
43343 Grand River Ave
Kristin Faber: Allstate Insurance
Final Expense Insurance Agent · Novi, MI

Serving Novi and the surrounding communities of southeastern Michigan, Kristin Faber: Allstate Insurance handles final expense insurance for local families. The agency assists clients in planning for end-of-life costs with policies that cover funeral arrangements and outstanding bills. It approaches each job by first reviewing the client’s specific financial situation and family needs, then presenting straightforward coverage options to help secure peace of mind.

BA
27333 Meadowbrook Rd Ste 230
Baty Agency, Inc.
Final Expense Insurance Agent · Novi, MI

Baty Agency, Inc. in Novi, MI provides final expense insurance agents who help clients choose between a one-time burial policy requiring a single premium or recurring monthly payments for coverage that builds cash value over time. These policies pay a lump sum directly to beneficiaries for funeral costs and unpaid debts without requiring a medical exam. Service appointments are available on a one-time, scheduled, or as-needed basis.

MF
44244 W 12 Mile Rd Building A, Suite 150
Melanie Fishell at Comparion Insurance Agency
Final Expense Insurance Agent · Novi, MI

For families in Novi, Michigan, navigating end-of-life planning can be a difficult task amid seasonal shifts and changing priorities. Melanie Fishell at Comparion Insurance Agency addresses this common need by offering clear guidance on final expense insurance. This type of coverage helps cover funeral costs and outstanding bills, providing financial relief for loved ones left behind. The agency focuses on straightforward policy options tailored to local residents’ budgets and preferences. An initial no-obligation consultation is available to review individual coverage needs and discuss plan details.

AN
39555 Orchard Hill Pl #130
Acrisure Novi, MI (NuStar Insurance Agency)
Final Expense Insurance Agent · Novi, MI

Acrisure Novi, MI (NuStar Insurance Agency) specializes in final expense insurance, offering coverage to help clients manage end-of-life costs such as funerals and outstanding debts. It serves individuals in Novi and the surrounding area, guiding them through policy selection and application processes. The agency focuses on ensuring families are not burdened by unexpected financial obligations following a loss. With the arrival of cold winter months, it assists seniors in reviewing their burial plans to secure coverage before winter driving conditions limit travel to in-person appointments.

IA
39555 Orchard Hill Pl STE 157
Insurance Advisors Direct
Final Expense Insurance Agent · Novi, MI

Insurance Advisors Direct helps clients in Novi, Michigan plan for their end-of-life expenses through its final expense insurance services. The firm focuses on individual policies that cover funeral costs, outstanding debts, and medical bills not paid by other plans. It can also assist with pre-need arrangements to relieve family financial burdens. The company serves commercial sectors in the region, including offices, warehouses, and food service operations.

AO
27780 Novi Rd #265
America One Northridge Insurance Agency
Final Expense Insurance Agent · Novi, MI

America One Northridge Insurance Agency in Novi, MI, is known for helping local families arrange final expense coverage to relieve loved ones of funeral and burial costs. The firm guides clients through options for affordable life insurance policies that leave a dignified legacy. Its services typically include assessing individual coverage needs and quoting available benefit amounts. The agency specializes in simplifying the application process for seniors seeking a guaranteed issue whole life policy.

MS
44244 W 12 Mile Rd Building A, Suite 150
Michael Stack at Comparion Insurance Agency
Final Expense Insurance Agent · Novi, MI
AI
21518 Novi Rd
AAA Insurance Novi - Bordes Agency
Final Expense Insurance Agent · Novi, MI
(248) 581-3200
locator.acg.aaa.com/mi/novi/david-bordes-agency-llc
TB
44244 W 12 Mile Rd Building A, Suite 150
Todd Boone at Comparion Insurance Agency
Final Expense Insurance Agent · Novi, MI
(248) 699-9912
comparioninsurance.com/insurance-agent/michigan/novi-0440/toddboone
EM
27333 Meadowbrook Rd Ste 230
E M Schroeder Agency - An Autumn Insurance Agency
Final Expense Insurance Agent · Novi, MI
(248) 689-1020
autumninsurance.com
IC
46410 Grand River Ave
Insurance Co
Final Expense Insurance Agent · Novi, MI
(248) 449-1333
meemic.com
II
27333 Meadowbrook Rd Ste 230
Interlakes Insurance Agency, Inc. - An Autumn Insurance Agency
Final Expense Insurance Agent · Novi, MI
(248) 363-7171
autumninsurance.com
LI
42350 Grand River Ave
LionHeart Insurance Services
Final Expense Insurance Agent · Novi, MI
(947) 214-2560

What Does a a Final Expense Insurance Agent in Novi Cost?

Final expense insurance costs in Michigan typically range from 30 to 100 dollars per month for a 10000 dollar policy depending on your age health and gender. A 65 year old non smoker might pay around 50 to 70 dollars per month for 10000 in coverage. Costs vary by case and insurance company. This is general information not insurance advice.

About final expense insurance agents in Novi

Final expense insurance agents in Novi Michigan help residents secure coverage for funeral and burial costs. Michigan law requires funeral homes to provide a written price list upon request which can help you determine the coverage amount you need. Working with a local agent ensures you understand how Michigan insurance regulations apply to your policy.

Frequently Asked Questions

What is final expense insurance and how does it work in Novi Michigan?

Final expense insurance is a whole life policy with a small face value typically between 5000 and 25000 dollars. In Michigan the policy pays a lump sum directly to your beneficiary who can use the funds for funeral costs medical bills or other expenses. No medical exam is usually required for approval.

Are there Michigan specific laws that affect final expense insurance policies?

Yes Michigan law requires insurance agents to clearly disclose policy terms including any waiting periods and premium guarantees. Michigan also has a 30 day free look period allowing you to cancel a new policy for a full refund if you change your mind.

How do I choose a final expense insurance agent in Novi Michigan?

Look for an agent licensed in Michigan with experience in final expense products. Ask about the insurance companies they represent and whether the policies include graded benefits or immediate coverage. You can verify an agents license through the Michigan Department of Insurance and Financial Services.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.