The top-rated final expense insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 249 reviews. Other highly rated options include Julian Coates - State Farm Insurance Agent, Trevant Insurance Agency, Allstate Insurance: Bill Waugh & Associates. This directory lists 17 final expense insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jane Staples - State Farm Insurance Agent | 173 St Patricks Dr Ste 101 | (301) 932-5050 |
| 2 | Julian Coates - State Farm Insurance Agent | 3580 Old Washington Rd | (240) 348-4540 |
| 3 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 4 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 5 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 6 | Woody Hoyle - State Farm Insurance Agent | 102 Paul Mellon Ct STE 105 | (301) 645-2221 |
| 7 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 8 | A&A Insurance Center - Tag & Title Services | 3633 Leonardtown Rd | (301) 638-9200 |
| 9 | TOMASKO ENTERPRISES INC - INSURANCE | 2 Post Office Rd #2a | (301) 843-0700 |
| 10 | Oakpoint Insurance | 3146 Old Washington Rd | (301) 932-4888 |
Jane Staples - State Farm Insurance Agent serves Waldorf, Maryland, and the surrounding Charles County area. This agency provides final expense insurance, which helps cover funeral costs and other end-of-life expenses for families. Final expense policies offer a simple way to manage burial and memorial service costs during a difficult time. The agency handles life insurance specifically designed for seniors and simplified issue whole life policies for those seeking straightforward coverage.
Julian Coates - State Farm Insurance Agent in Waldorf, MD, provides final expense insurance to help clients cover end-of-life costs without burdening loved ones. The agent guides customers through policy options to ensure suitable coverage that addresses funeral expenses and outstanding debts. Ongoing support includes policy reviews to adjust plans as individual circumstances change. This local agency services a range of clients from single-family homeowners and apartment residents to operators of small retail shops and local restaurants.
Serving Waldorf and the surrounding communities of Charles County, Trevant Insurance Agency focuses on final expense insurance, helping families manage end-of-life costs. The agency handles burial and funeral plans designed to reduce financial stress during difficult times. For local residents, it provides straightforward policies that cover both planned and unexpected final arrangements. To handle a typical client situation, the agency takes a consultative approach, carefully explaining policy options and tailoring a plan to fit individual family needs and goals.
Allstate Insurance: Bill Waugh & Associates primarily serves seniors and families in the Waldorf area who are planning for end-of-life expenses. As a final expense insurance agent, the company helps clients secure burial and funeral coverage policies. These whole life policies are designed to ease the financial burden on loved ones after a passing. The firm assists customers through the application and underwriting process to find appropriate coverage. Their service area extends to surrounding communities in Charles County, such as La Plata.
A.F. Szabo Insurance Agency Inc. in Waldorf, MD understands that final expense insurance is typically a one-time whole life policy, not a recurring premium service for term coverage. The company helps clients cover burial and end-of-life costs with a lump-sum payout that remains level. Assistance is available for those seeking to pre-plan expenses and ease burdens on loved ones locally. Service to area residents runs strictly on a one-time initial consultation and policy purchase basis.
Serving Waldorf, Maryland, Woody Hoyle - State Farm Insurance Agent specializes in final expense insurance to help families cover end-of-life costs. The agency also provides general auto, home, and life insurance services to local residents, offering guidance on policy options that fit individual needs. As the seasons change, such as before the winter holidays or during spring's estate planning efforts, it assists homeowners in reviewing their burial and funeral expense coverage to ensure adequate protection.
As families in Waldorf consider end-of-life arrangements during the quiet winter months, the need for straightforward final expense planning often rises. Hugh R.A. Stewart Insurance Agency provides focused guidance on life insurance policies designed to cover funeral costs and outstanding medical bills without unnecessary complexity. This local agent works directly with residents to explain policy options that match both financial capacity and long-term care needs. An initial meeting begins with a no-obligation review of a client’s current coverage and personal preferences to identify suitable cost brackets.
A&A Insurance Center - Tag & Title Services in Waldorf, MD, provides final expense insurance agent services, assisting clients with end-of-life coverage planning. This location also offers tag and title services for vehicle registration and transfers, combining insurance and administrative support. As a local provider serving Southern Maryland, it helps individuals and families with burial and funeral cost policies. The company can serve businesses such as offices needing fleet compliance, warehouses supporting employee benefit discussions, and food service establishments helping workers plan for final expenses.
Serving residents in Waldorf, Maryland, TOMASKO ENTERPRISES INC - INSURANCE focuses on final expense insurance for individuals seeking to cover end-of-life costs. Their work also extends to small commercial policies for local businesses. The company provides these services throughout the surrounding region, helping clients prepare with straightforward coverage options. After an initial policy is placed, they routinely follow up to review needs and adjust plans as situations change, ensuring continued support between regular service visits.
What Does a a Final Expense Insurance Agent in Waldorf Cost?
Final expense insurance premiums in Maryland generally range from 30 to 100 dollars per month for coverage between 5000 and 25000 dollars. Rates are based on your age health and smoking status. Some policies offer level benefits while others have a graded benefit period. This is general information and not insurance advice.
About final expense insurance agents in Waldorf
Final expense insurance agents in Waldorf Maryland help residents secure small whole life policies to cover funeral costs and end of life expenses. Maryland law requires funeral homes to provide a general price list upon request which helps consumers plan ahead. Working with a local agent ensures you understand how these policies interact with Maryland probate and Medicaid rules.
Frequently Asked Questions
What does a final expense insurance agent in Waldorf do?
A final expense insurance agent in Waldorf helps you compare burial insurance policies from multiple carriers. They explain policy limits benefit payouts and how the policy is used for funeral costs. Agents also guide you through the application process which often requires no medical exam.
Are there Maryland laws that affect final expense insurance?
Yes Maryland has specific rules about funeral trusts and preneed contracts. Final expense policies are not the same as preneed funeral contracts which are regulated by the Maryland Office of the Attorney General. An agent can explain the difference and how each option works under state law.
How much does final expense insurance cost in Waldorf Maryland?
Costs vary by age health and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 5000 to 25000 dollar policy. Maryland does not cap rates so comparing quotes from different agents is important.
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