The top-rated final expense insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 874 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 17 final expense insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Malca - State Farm Insurance Agent | 20410 Observation Dr #112 | (240) 654-0204 |
| 2 | Klinger Insurance Group | 19785 Crystal Rock Dr STE 301 | (301) 428-4935 |
| 3 | Jay Jarvis - State Farm Insurance Agent | 20030 Century Blvd Ste 202 | (301) 569-6454 |
| 4 | Antonio Tatis - State Farm Insurance Agent | 20501 Seneca Meadows Pkwy Ste105 | (301) 528-5800 |
| 5 | Congressional Insurance Associates | 20440 Century Blvd #110 | (240) 912-4150 |
| 6 | CF Alliance Insurance Services | 20300 Seneca Meadows Pkwy #205 | (301) 515-9015 |
| 7 | GOLDEN TAG & TITLE SERVICES | 13238 Executive Park Terrace | (301) 640-6227 |
| 8 | Sam Moinzadeh: Allstate Insurance | 19725 Executive Park Cir | (301) 916-9600 |
| 9 | Legacy Capital Planners | 20251 Century Blvd # 425 | (240) 395-1060 |
| 10 | Preferred Insurance Solutions | 20030 Century Blvd #201 | (301) 428-3344 |
Miguel Malca, a State Farm Insurance Agent, serves Germantown, Maryland, and the surrounding Montgomery County area by providing final expense insurance services. This specialist helps local families plan for end-of-life costs with policies designed to cover funeral expenses and other outstanding financial obligations. The agency works with individuals to ensure their final wishes are met without burdening loved ones. Within this category, the agent specifically assists clients with whole life insurance policies and standard final expense coverage.
Klinger Insurance Group provides final expense insurance services for clients in Germantown, Maryland. These policies help cover end-of-life costs such as funeral services and outstanding medical bills. The company focuses on planning manageable insurance options designed to protect loved ones from financial burdens. Its service model includes helping clients select appropriate coverage levels and assisting with policy maintenance and beneficiary updates. Klinger Insurance Group works with individuals and families seeking straightforward expense protection. The firm serves owners of single-family homes, apartments, retail establishments, and restaurants in the region.
Germantown residents and families planning for their final arrangements can turn to Jay Jarvis - State Farm Insurance Agent for final expense insurance policies. These plans help cover funeral costs and outstanding medical bills after a policyholder passes away. An agent assists clients in selecting coverage amounts that fit their budget and ensures beneficiaries understand the claims process. The agency also serves clients in nearby Gaithersburg and throughout Montgomery County.
Antonio Tatis - State Farm Insurance Agent serves Germantown, Maryland, and the surrounding Montgomery County communities. The agency handles final expense insurance, which covers funeral costs and other end-of-life expenses for policyholders. To ensure a smooth process, it focuses on simplifying the policy selection by explaining coverage options in clear, straightforward terms. The typical approach involves answering all client questions fully and tailoring a policy to fit individual needs and a modest budget.
Congressional Insurance Associates in Germantown, MD helps families choose between a single-payment final expense policy or one paid in installments, both designed to cover burial costs without burdening survivors. Coverage amounts are set according to individual needs and remain level for life. Service arrangements with this final expense insurance agent are scheduled on a one-time basis when a policy is first created or upon renewal, as needed by the client.
CF Alliance Insurance Services in Germantown, MD specializes in final expense insurance, offering policies designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. It guides local families through the process of selecting appropriate coverage to ease financial burdens during a difficult time. The agency helps clients review their existing plans and navigate policy adjustments for changing needs. As the colder months approach, it assists seniors in confirming their coverage remains adequate to protect their loved ones from unexpected wintertime funeral expenses.
As the seasons change in Montgomery County, many families begin reviewing their financial plans to ensure loved ones are not left with unexpected funeral costs. GOLDEN TAG & TITLE SERVICES in Germantown helps residents address this concern by focusing on final expense insurance policies that cover burial and related end-of-life expenses. They assist local clients in understanding how small premium amounts can provide a dignified service without burdening survivors. An initial consultation to review individual coverage needs and policy options is typically offered at no obligation.
Sam Moinzadeh: Allstate Insurance in Germantown, MD works with individuals to plan for end-of-life expenses, offering support in selecting suitable life insurance policies that cover funeral and burial costs. Their services as a final expense insurance agent focus on policies designed to ease financial burdens on families during difficult times. They can assist clients working in various commercial sectors, including office settings, warehouses, and food service operations.
Serving residential clients in Germantown, Legacy Capital Planners helps families arrange final expense insurance policies to cover end-of-life costs. The agency also assists with commercial coverage needs for local businesses throughout the surrounding Maryland area. All policies are carefully explained so clients understand their options for managing funeral and medical expenses. The team provides clear guidance on selecting appropriate coverage amounts and ensures prompt follow-up for any policy questions or changes between regular service visits.
Preferred Insurance Solutions, based in Germantown, MD, is known for guiding families through the practical needs of final expense insurance. The company assists local residents with personal coverage intended to manage end-of-life costs, including funeral services and unpaid medical bills. Their service range typically involves helping clients evaluate simple whole life plan options that do not require a medical exam. As a local agent, they can also specialize in bundling accidental death coverage as an add-on to a standard final expense policy.
What Does a a Final Expense Insurance Agent in Germantown Cost?
Typical costs for final expense insurance in Maryland range from 30 to 100 dollars per month for a 10000 dollar policy. Premiums depend on age health and coverage amount. Older applicants or those with health issues may pay higher rates. This is general information not insurance advice.
About final expense insurance agents in Germantown
Final expense insurance agents in Germantown Maryland help residents plan for end of life costs. Maryland does not require a specific license for final expense insurance beyond a standard life insurance license. Agents can guide you through policy options that cover funeral expenses and outstanding debts.
Frequently Asked Questions
What is final expense insurance in Germantown Maryland?
Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In Maryland policies typically range from 5000 to 25000 dollars. Agents can help you compare plans from different carriers.
Do I need a medical exam for final expense insurance in Maryland?
Most final expense policies in Maryland do not require a medical exam. However insurers may ask health questions on the application. Some policies offer guaranteed acceptance for people with serious health conditions.
How do I choose a final expense insurance agent in Germantown?
Look for a licensed life insurance agent in Maryland with experience in final expense products. Ask about policy fees and waiting periods. The Maryland Insurance Administration can verify an agents license status.
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