The top-rated final expense insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 540 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Connie Phillips Insurance, Lindquist Insurance. This directory lists 20 final expense insurance agents serving Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Danielle Leonard - State Farm Insurance Agent | 1090 W Patrick St suite c | (301) 695-5244 |
| 2 | Adams Insurance Agency - A Relation Company | 474 Prospect Blvd | (301) 662-0340 |
| 3 | Connie Phillips Insurance | 605 W Patrick St | (301) 662-5717 |
| 4 | Lindquist Insurance | 7430 New Technology Way Suite 120 | (301) 694-0008 |
| 5 | BMC Insurance, Frederick MD | 295 Bucheimer Rd B | (301) 698-5425 |
| 6 | Escobar Insurance Agency | 45 Waverley Dr Suite I | (301) 620-0950 |
| 7 | Lebherz Insurance | 401 W Patrick St | (301) 662-0250 |
| 8 | Proper Insurance Services, LLC | 50 Citizen's Way #410 | (888) 631-6680 |
| 9 | Insurance Brokers of Maryland, LLC | 182 Thomas Johnson Dr Ste 202 | (301) 668-2233 |
| 10 | Frederick Mutual Insurance Company | 5280 Corporate Dr Suite A270 | (301) 663-9522 |
Danielle Leonard’s State Farm agency serves final expense insurance clients in Frederick, Maryland, and the surrounding county. The agency provides coverage options designed to manage end‑of‑life costs and reduce the financial burden on surviving relatives. Danielle Leonard’s team works with local seniors and families to arrange policies that cover funeral expenses and outstanding debts. Among the specific offerings the agency handles in this area are burial insurance with fixed premiums and whole life policies for final expense planning.
Adams Insurance Agency - A Relation Company in Frederick, MD, provides final expense insurance services to help individuals secure coverage for end-of-life costs. The agency assists clients in selecting appropriate policy options and guides them through the application process. It also offers ongoing support for policy maintenance and beneficiary updates. The firm services single-family homes, apartments, retail properties, and restaurants in the local area.
Connie Phillips Insurance serves Frederick homeowners and families seeking final expense coverage, offering guidance on burial and end-of-life insurance to ease the financial burden on loved ones. The agency helps clients understand policy options for paying funeral costs and outstanding debts. Residents in this area appreciate straightforward assistance in arranging these important protections. The company also provides coverage options for those in nearby Middletown and surrounding Frederick County communities.
Lindquist Insurance serves families in Frederick, Maryland, and the surrounding communities of the region with final expense insurance planning. It handles the process of securing affordable burial and funeral cost coverage for clients preparing for end-of-life expenses. The company typicaly reviews individual needs to recommend a manageable policy amount. It assists with application forms to ensure beneficiaries understand benefits. For a typical job, it focuses on verifying coverage limits match the policyholder’s desired funeral arrangements and financial situation.
For final expense planning, a single one-time policy typically provides a fixed death benefit for prepaid funeral costs, while recurring service options may allow for ongoing adjustments to coverage amounts as needs evolve. BMC Insurance, located in Frederick, Maryland, specializes in final expense insurance, offering clients guidance on affordable whole life policies designed to cover end-of-life expenses. Most final expense agents in this area meet with clients by appointment, including evening or weekend availability. Their services generally operate on a scheduled or as-needed basis, depending on individual client preferences and policy changes.
Escobar Insurance Agency specializes in final expense insurance policies designed to cover end-of-life costs for families in Frederick, Maryland. The agency guides clients through the process of selecting affordable burial and funeral expense coverage. It helps individuals secure financial protection for their loved ones during a difficult time. This local service is particularly valuable when seasonal celebrations or an unexpected health crisis prompts urgent consideration of prearranged funeral plans that relieve family members from sudden financial burdens.
Lebherz Insurance offers final expense insurance services from its location in Frederick, Maryland. The company focuses on helping clients arrange coverage for end-of-life costs and related financial planning. It can tailor such policies to meet specific needs for individual families and assist with managing funeral or burial expense protection. The agency also serves commercial sectors including offices, warehouses, and food service establishments.
As the seasons change in Frederick, Maryland, many older residents take stock of their financial plans and wonder about covering their own final arrangements. Proper Insurance Services, LLC works directly with local clients to explain how final expense insurance policies can address those concerns. They keep each consultation focused on options for covering funeral costs and outstanding bills without straining a family’s budget. To begin, the agent schedules a personal meeting to review the client’s general coverage needs and walks through an initial assessment of potential policy choices.
Insurance Brokers of Maryland, LLC serves residents in Frederick, Maryland, offering final expense insurance planning to help families cover end-of-life costs. The company also provides commercial coverage options for local businesses within the surrounding service area. Agents work closely with clients to design simple burial policies that meet individual needs and budget constraints. Follow-up service between regular visits ensures policies are reviewed and adjusted as circumstances change, maintaining ongoing support for each household.
Frederick Mutual Insurance Company, located in Frederick, MD, is known for providing final expense insurance to local residents. It helps families cover end-of-life costs such as funeral services and outstanding medical bills through straightforward whole life policies. The company works with clients to select appropriate coverage amounts based on individual needs and budget constraints. Its specialty service includes offering immediate issue policies that can be activated without a lengthy health examination.
What Does a a Final Expense Insurance Agent in Frederick Cost?
Typical final expense insurance premiums in Maryland range from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Costs depend on your age, health, and the insurance carrier. Some policies offer guaranteed acceptance with no medical exam but have higher premiums or graded benefits. This is general information and not insurance advice.
About final expense insurance agents in Frederick
Final expense insurance agents in Frederick Maryland help residents secure burial and funeral coverage. These policies are designed to cover end-of-life costs and are often easier to qualify for than traditional life insurance. Maryland law requires agents to be licensed by the Maryland Insurance Administration and to follow state regulations on policy disclosures and free-look periods.
Frequently Asked Questions
What does a final expense insurance agent in Frederick do?
A final expense insurance agent helps you compare burial insurance policies from multiple carriers. They explain policy terms, help with the application process, and ensure the coverage meets your needs. Agents must follow Maryland insurance laws including the 30-day free-look period.
How do I choose a final expense insurance agent in Frederick Maryland?
Look for an agent who is licensed in Maryland and has experience with final expense policies. Ask about the carriers they represent and whether they can show you quotes from several companies. Check their standing with the Maryland Insurance Administration for any complaints.
Are final expense insurance policies regulated in Maryland?
Yes, Maryland regulates all life insurance including final expense policies. Insurers must comply with state laws on policy forms, premium rates, and marketing practices. You have a 30-day free-look period to cancel a policy for a full refund if you change your mind.
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