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Find Final Expense Insurance Agents Near You in Richmond, KY

Browse final expense insurance agents serving Richmond, Kentucky. Updated 2026-07-14.

The top-rated final expense insurance agent in Richmond, Kentucky is Parsons & Howard Insurance Group LLC, rated 5.0 stars across 167 reviews. Other highly rated options include The Richmond Insurance Group, Insurance Pro, Shelter Insurance - Ashley Kovaleski. This directory lists 20 final expense insurance agents serving Richmond.

Showing 20 final expense insurance agents in Richmond, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Parsons & Howard Insurance Group LLC332 High Land Park Dr(859) 624-9199
2The Richmond Insurance Group2130 Lexington Rd suite e(859) 353-5596
3Insurance Pro226 E Main St(859) 624-1500
4Shelter Insurance - Ashley Kovaleski610 Big Hill Ave Ste 6(859) 624-0883
5Bray and Oakley Insurance Agency2150 Lexington Rd d2(859) 623-1933
6Nationwide Insurance: Alan K Hatfield Inc.136 Big Hill Ave(859) 623-2970
7Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North296 Michelle Dr(859) 626-7725
8Kentucky Farm Bureau Insurance300 High Land Park Dr(859) 623-5254
9Madison Insurance Agency310 Geri Ln(859) 626-0002
10Linville Insurance Agency1060 Center Dr(859) 626-5252
PH
332 High Land Park Dr
Parsons & Howard Insurance Group LLC
Final Expense Insurance Agent · Richmond, KY

Parsons & Howard Insurance Group LLC serves the Richmond, Kentucky area and surrounding Madison County communities, providing final expense insurance services to local families. These policies are designed to cover funeral and burial costs, ensuring that end-of-life expenses do not become a burden for surviving relatives. The agents help clients select appropriate coverage amounts based on individual needs and budgets, simplifying the application process for seniors. The company focuses on final expense insurance policies for those seeking burial expense planning and guaranteed life insurance options in the region.

RI
2130 Lexington Rd suite e
The Richmond Insurance Group
Final Expense Insurance Agent · Richmond, KY

The Richmond Insurance Group in Richmond, KY assists clients with final expense insurance planning to cover end-of-life costs. It provides policies designed to manage funeral expenses and outstanding debts without burdening family members. Maintenance plans are not typical for this type of service; instead, the company offers policy reviews to ensure coverage remains adequate over time. The firm helps arrange simple, guaranteed-issue life insurance products for seniors. Its services support households living in single-family homes, apartments, and individuals residing in retirement communities.

IP
226 E Main St
Insurance Pro
Final Expense Insurance Agent · Richmond, KY

Insurance Pro serves families and individuals in Richmond, Kentucky who need straightforward final expense insurance guidance. Their agents help clients secure affordable burial and end-of-life coverage to protect loved ones from unexpected costs. They explain policy options in plain terms, allowing customers to make informed decisions about their final arrangements. The agency focuses on compassionate service and clarity throughout the planning process. Insurance Pro also extends its assistance to clients in the nearby communities of Berea and the broader Madison County area.

SI
610 Big Hill Ave Ste 6
Shelter Insurance - Ashley Kovaleski
Final Expense Insurance Agent · Richmond, KY

Shelter Insurance - Ashley Kovaleski serves Richmond, Kentucky, and the surrounding communities in Madison County with final expense insurance options. This agency handles burial and funeral cost coverage, helping local families prepare for end-of-life expenses. It generally provides a straightforward consultation to review individual policy needs, then works through the enrollment process to secure a manageable plan that aligns with a client’s budget.

BO
2150 Lexington Rd d2
Bray and Oakley Insurance Agency
Final Expense Insurance Agent · Richmond, KY

In Richmond, KY, Bray and Oakley Insurance Agency provides final expense insurance, distinguishing between one-time burial policy purchases and recurring monthly premium options. These plans cover funeral costs, outstanding medical bills, and other end-of-life expenses, ensuring families are not burdened financially. Service arrangements are available on a scheduled basis, allowing clients to meet with an agent at a designated time to review their specific needs and adjust coverage as life circumstances change.

NI
136 Big Hill Ave
Nationwide Insurance: Alan K Hatfield Inc.
Final Expense Insurance Agent · Richmond, KY

Nationwide Insurance: Alan K Hatfield Inc. in Richmond, KY specializes in helping clients arrange final expense insurance policies to cover funeral costs and outstanding debts. The agency generally assists local residents in planning for end-of-life financial needs through straightforward policy discussions. This service is particularly important during the winter holiday season, when families often face increased financial pressure while also wanting to finalize their own advance funeral planning.

GN
296 Michelle Dr
Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North
Final Expense Insurance Agent · Richmond, KY

As families across Madison County prepare for the colder months, the need to secure dignified final arrangements often rises. Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North in Richmond, KY, helps local residents plan for those unavoidable costs through final expense insurance. This agent focuses on policies designed to cover burial and related end-of-life expenses, allowing loved ones to focus on grieving rather than financial burdens. An initial in-person or phone consultation is then scheduled to assess each individual's specific coverage needs and budget.

KF
300 High Land Park Dr
Kentucky Farm Bureau Insurance
Final Expense Insurance Agent · Richmond, KY

Serving Richmond, Kentucky, and the surrounding central Bluegrass communities, Kentucky Farm Bureau Insurance handles final expense insurance plans designed to cover burial and end-of-life costs. The agency addresses the specific needs of clients seeking manageable policies for their later years without requiring medical exams. To complete a typical job, the company explains a straightforward benefit structure involving fixed sums of money, then helps the applicant align that benefit with their personal financial situation and family preferences.

MI
310 Geri Ln
Madison Insurance Agency
Final Expense Insurance Agent · Richmond, KY

Madison Insurance Agency provides financial planning assistance focused on helping families manage end-of-life expenses. The company’s core work involves counseling clients on final expense insurance policies designed to cover funeral costs and outstanding debts. Its specialty add-ons often include small whole life plans that build cash value gradually over time. Serving the Richmond, KY area, the agency works with individuals in both commercial sectors such as local offices and warehouses, as well as food service establishments.

LI
1060 Center Dr
Linville Insurance Agency
Final Expense Insurance Agent · Richmond, KY

Linville Insurance Agency offers final expense insurance services to residents in Richmond, Kentucky. Commercial coverage options are also available for local businesses in the surrounding area. The agency specializes in helping families plan for end-of-life expenses with straightforward policies. Clients receive personalized attention during initial consultations, with agents clearly explaining coverage details. Follow-up occurs after each policy is set, and repeat service is provided between regular visits to address any changing needs or questions.

SI
301 W Main St
Supreme insurance Richmond
Final Expense Insurance Agent · Richmond, KY
(859) 374-3444
NY
920 Barnes Mill Rd C
New York Life
Final Expense Insurance Agent · Richmond, KY
(859) 594-7992
newyorklife.com
CI
310 High Land Park Dr
Cole Insurance Agency
Final Expense Insurance Agent · Richmond, KY
(859) 623-4309
coleinsinc.com
SI
155 N Keeneland Dr Suite 1
Shelter Insurance - Evan Worrell
Final Expense Insurance Agent · Richmond, KY
(859) 624-0031
shelterinsurance.com/CA/agent/EWORRELL
AI
125 S 3rd St
ALH Insurance
Final Expense Insurance Agent · Richmond, KY
(859) 626-7888
alhinsurance.com
RI
527 W Main St
Roberts Insurance
Final Expense Insurance Agent · Richmond, KY
(859) 623-7684
bobrobertsinsurance.com
PI
620 Big Hill Ave #15
Parks Insurance Services
Final Expense Insurance Agent · Richmond, KY
(859) 626-5796
parksinsuranceservices.com
WV
301 W Main St
Whitaker-Vencill Insurance Agency
Final Expense Insurance Agent · Richmond, KY
(859) 623-1818
MI
1509 1/2 Lexington Rd
Maupin Insurance Agency
Final Expense Insurance Agent · Richmond, KY
(859) 220-0408
maupininsuranceky.com
DI
277 W Irvine St
Dependable Insurance Agency
Final Expense Insurance Agent · Richmond, KY
(859) 277-0006

What Does a a Final Expense Insurance Agent in Richmond Cost?

In Kentucky, final expense insurance premiums typically range from 30 to 100 dollars per month for a person aged 50 to 80. The exact cost depends on your age, health, and coverage amount. Some policies offer fixed premiums that do not increase over time. This is general information and not insurance advice.

About final expense insurance agents in Richmond

Final expense insurance agents in Richmond, Kentucky help residents secure coverage for end-of-life costs such as funerals and medical bills. Kentucky law requires agents to hold a valid state license and follow regulations set by the Kentucky Department of Insurance. Local agents can guide you through policy options that fit your budget and needs.

Frequently Asked Questions

What is a final expense insurance agent in Richmond?

A final expense insurance agent helps you purchase a small life insurance policy to cover funeral and burial costs. In Kentucky, agents must be licensed and follow state insurance laws. They can explain policy details and help you compare plans from different carriers.

Do I need a medical exam for final expense insurance in Kentucky?

Most final expense policies in Kentucky do not require a medical exam. Instead, you answer a few health questions. This makes the process simpler and faster for many applicants.

What is the typical coverage amount for final expense insurance in Richmond?

Coverage amounts usually range from 5,000 to 25,000 dollars. This is enough to pay for funeral services, burial plots, and other final expenses. Your agent can help you choose an amount that fits your needs.

Final Expense Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.