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Find Final Expense Insurance Agents in Independence, KY
Directory of final expense insurance agents in Independence, Kentucky. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 10 final expense insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Fast Track Insurance LLC
2055 Centennial Blvd, Independence, KY 41051
(859) 365-2570
huntington.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Miller Ins Agcy
859 Bristow Rd, Independence, KY 41051
(859) 371-4349
Allstate Personal Financial Representative: Jim Tuemler
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Final expense insurance agents in Independence, Kentucky help residents secure coverage for funeral costs and end-of-life expenses. Kentucky law requires a funeral director license for pre-need funeral contracts, but final expense insurance policies are separate life insurance products. Agents in Independence work with local families to find affordable plans that fit their budget.
What Does a Final Expense Insurance Agent in Independence Cost?
Final expense insurance premiums in Kentucky typically range from 30 to 100 dollars per month for a 10,000 dollar policy, depending on age and health. Smokers and older applicants may pay higher rates. Some policies offer level premiums that do not increase. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in Kentucky?
Final expense insurance is a whole life policy with a small death benefit, usually between 5000 and 25000 dollars. It covers funeral costs, medical bills, and other final expenses. Kentucky does not require a medical exam for most of these policies.
How do I choose a final expense insurance agent in Independence?
Look for an agent licensed in Kentucky with experience in final expense products. Ask about policy types, premium stability, and whether the policy has a waiting period. Independence agents can explain how Kentucky regulations affect your coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.