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Find Final Expense Insurance Agents Near You in Owensboro, KY

Browse final expense insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated final expense insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 584 reviews. Other highly rated options include Branden Haines - State Farm Insurance Agent, T.H.E Insurance Group, Elevate Insurance Agency Inc. This directory lists 20 final expense insurance agents serving Owensboro.

Showing 20 final expense insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Satterfield - State Farm Insurance Agent2100 Frederica St(270) 685-4452
2Branden Haines - State Farm Insurance Agent2917 New Hartford Rd(270) 683-0001
3T.H.E Insurance Group745 Carlton Dr(270) 240-1835
4Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
5Elite Risk Advisors111 W 3rd St Ste 2(270) 225-4445
6EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
7Kentucky Farm Bureau Insurance2645 Frederica St(270) 926-9600
8Bennett Insurance Agency801 Old Hartford Rd(270) 228-2323
9AAA Owensboro Insurance and Member Services1600 Frederica St(270) 683-8034
10River City Insurance Agency800 Frederica St(270) 216-8975
SS
2100 Frederica St
Shane Satterfield - State Farm Insurance Agent
Final Expense Insurance Agent · Owensboro, KY

Shane Satterfield - State Farm Insurance Agent serves the Owensboro, Kentucky metro area and specializes in final expense insurance. This type of coverage is designed to help families manage the costs associated with end-of-life arrangements. The agency assists local clients in planning for funeral expenses, outstanding medical bills, and other final obligations. They aim to simplify the process of securing a policy that meets individual needs. The agents help Owensboro residents with final expense life insurance and burial insurance policies.

BH
2917 New Hartford Rd
Branden Haines - State Farm Insurance Agent
Final Expense Insurance Agent · Owensboro, KY

Branden Haines - State Farm Insurance Agent in Owensboro, KY provides final expense insurance to help clients cover end-of-life costs. This agency offers policies designed to relieve loved ones from the financial burden of burial and funeral expenses. It works with individuals to select coverage that fits their personal needs and budget. During the process, the agent explains policy details and helps with claims when necessary. The agency serves local families, including those living in single-family homes and apartments, as well as small businesses such as retail shops and restaurants.

TH
745 Carlton Dr
T.H.E Insurance Group
Final Expense Insurance Agent · Owensboro, KY

T.H.E Insurance Group in Owensboro, KY serves local families and individuals seeking final expense insurance to manage end-of-life costs. The agency helps clients compare burial or funeral policies that can prevent an unexpected financial burden on their loved ones. Policies are typically designed for coverage amounts that satisfy final arrangements without requiring a medical exam for approval. The application process is often handled directly with clear explanations tailored to each customer’s budget and needs. Their service area also extends to residents in the nearby communities of Rockport and Philpot.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Final Expense Insurance Agent · Owensboro, KY

Elevate Insurance Agency Inc serves Owensboro, Kentucky, and the surrounding communities of Daviess County. This final expense insurance agent handles policies designed to cover funeral costs, outstanding medical bills, and other end-of-life expenses for local clients. The company focuses on simplifying the application process for older adults, using plain-language discussions about policy options and benefit amounts. For a typical job, they evaluate a client’s budget and health background, then propose a suitable plan that ensures financial peace of mind for their loved ones.

ER
111 W 3rd St Ste 2
Elite Risk Advisors
Final Expense Insurance Agent · Owensboro, KY

Elite Risk Advisors offers both one-time final expense consultations and ongoing policy management services as needed, ensuring clients can choose between immediate burial planning or long-term support. Coverage typically helps beneficiaries cover funeral costs, outstanding debts, and other end-of-life expenses without placing a financial burden on loved ones. Located in Owensboro, KY, the agency provides its services on a one-time, scheduled, or as-needed basis depending on the client's preparation and preference.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Final Expense Insurance Agent · Owensboro, KY

When residents of Owensboro are preparing for the end of life, they often seek a straightforward way to cover final expenses without burdening loved ones. EM Ford Insurance & Financial Planning responds by focusing on term-life policies designed specifically for this need. The company works directly with local clients to explain coverage limits, premiums, and policy terms clearly. An agent typically starts the process by reviewing the applicant’s current health status and financial situation during an in-person inspection.

KF
2645 Frederica St
Kentucky Farm Bureau Insurance
Final Expense Insurance Agent · Owensboro, KY

Kentucky Farm Bureau Insurance in Owensboro specializes in final expense insurance, providing coverage designed to manage end-of-life costs for families. Its general services include policy consultations and guidance through the application process, assisting local residents in securing financial arrangements that address burial and related expenses. The agency helps individuals during the winter months, when many families reassess their financial protection needs in response to seasonal holiday spending and increased awareness of future planning.

BI
801 Old Hartford Rd
Bennett Insurance Agency
Final Expense Insurance Agent · Owensboro, KY

Bennett Insurance Agency in Owensboro, KY, helps local families with final expense insurance, which covers funeral costs and other end-of-life expenses for loved ones. The agency serves residential clients across the Owensboro area and also offers commercial coverage for small businesses needing protection for their employees or facilities. Services center on clear policy explanations during initial meetings. The agency often follows up with beneficiaries after a claim is filed and provides annual plan reviews between regular visits to ensure ongoing coverage fits changing needs.

AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Final Expense Insurance Agent · Owensboro, KY

AAA Owensboro Insurance and Member Services assists clients in the Owensboro, KY area with comprehensive insurance needs, including final expense insurance as a specific specialty. This final expense coverage is designed to help families manage end-of-life costs and related financial burdens. The company’s approach focuses on making information clear and accessible for local residents. Commercial sectors it can serve include local offices, warehouses, and food service establishments seeking appropriate insurance solutions.

RC
800 Frederica St
River City Insurance Agency
Final Expense Insurance Agent · Owensboro, KY

River City Insurance Agency, based in Owensboro, KY, is known for assisting families with final expense insurance to cover end-of-life costs. Its service range includes helping clients select burial and funeral coverage policies that fit individual budgets. The agency works with local residents to explain how these plans can ease financial burdens on loved ones. A specialty service it can add on is whole life insurance options that build cash value over time, providing additional long-term financial flexibility.

AC
2824 Farrell Crescent
Affordable Care Health Insurance LLC
Final Expense Insurance Agent · Owensboro, KY
(270) 684-3711
affordableinsuranceky.com
NI
2120 Frederica St
Neely Insurance Agency LLC
Final Expense Insurance Agent · Owensboro, KY
(270) 213-6394
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Final Expense Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
MI
2803 Veach Rd
Maddox Insurance Group
Final Expense Insurance Agent · Owensboro, KY
(270) 485-2159
jordanmaddoxinsurance.com
FC
5618 Graham Ln
Final Cross Insurance KY
Final Expense Insurance Agent · Owensboro, KY
(270) 216-3984
SI
2530 St Ann St
Secure Insurance LLC
Final Expense Insurance Agent · Owensboro, KY
(270) 216-0986
leomabalthazar1497.wixsite.com/secure-insurance-llc
GI
511 Frederica St
Growth Insurance KY
Final Expense Insurance Agent · Owensboro, KY
(270) 216-3294
KS
2249 Palomino Pl
Karen's Insurance Agency
Final Expense Insurance Agent · Owensboro, KY
kareninsuranceagency.com
HI
2009 Frederica St A
Houchens Insurance Group
Final Expense Insurance Agent · Owensboro, KY
(270) 685-5581
higusa.com/about-our-agency
BI
427 St Ann St #200
Best Insured
Final Expense Insurance Agent · Owensboro, KY
(270) 310-3424
bestinsured.com

What Does a a Final Expense Insurance Agent in Owensboro Cost?

Typical final expense insurance costs in Kentucky range from 30 to 100 dollars per month for a 10000 dollar policy. Premiums depend on age health and the insurance company. Kentucky law does not set premium rates so prices vary by insurer. This is general information not insurance advice.

About final expense insurance agents in Owensboro

A final expense insurance agent in Owensboro Kentucky helps residents secure affordable burial coverage. Kentucky law requires agents to hold a valid state license and follow the Kentucky Department of Insurance regulations. These policies typically cover funeral costs and medical bills without requiring a medical exam.

Frequently Asked Questions

What is final expense insurance in Owensboro Kentucky?

Final expense insurance is a small whole life policy designed to cover funeral and end of life costs. In Kentucky these policies are regulated by the Kentucky Department of Insurance. They usually offer coverage between 5000 and 25000 dollars.

Do I need a medical exam for final expense insurance in Kentucky?

Most final expense policies in Kentucky do not require a medical exam. Instead insurers use simplified underwriting which asks health questions on the application. Kentucky law allows insurers to set their own health guidelines within state regulations.

How long does it take to get coverage from a final expense agent in Owensboro?

Coverage can often be approved within 24 to 48 hours after application. Kentucky law gives insurers 30 days to make a final decision. Once approved there is typically a 2 year waiting period for natural death if the policy has graded benefits.

Final Expense Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.