The top-rated final expense insurance agent in Wesley Chapel, Florida is State Insurance, rated 4.9 stars across 480 reviews. Other highly rated options include Shirin Khorsandian - State Farm Insurance Agent, Smart Health & Life Insurance Agency LLC, Fields Insurance. This directory lists 20 final expense insurance agents serving Wesley Chapel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Insurance | 5815 Argerian Dr #102 | (813) 345-4647 |
| 2 | Shirin Khorsandian - State Farm Insurance Agent | 5833 Argerian Dr STE 102 | (813) 971-6060 |
| 3 | Smart Health & Life Insurance Agency LLC | 2211 Ashley Oaks Cir | (813) 544-5568 |
| 4 | Fields Insurance | 2600 Cypress Ridge Blvd. | (813) 651-0094 |
| 5 | Joanne Fisher: Allstate Insurance | 26837 Tanic Dr STE 103 | (813) 279-7777 |
| 6 | Family First Insurance Services | 28969 Wesley Chapel Blvd | (813) 994-3900 |
| 7 | Family First Insurance: Allstate Insurance | 28969 Wesley Chapel Blvd | (813) 994-3900 |
| 8 | Florida Heritage Insurance | 5841 Argerian Dr Suite 101 | (813) 803-7767 |
| 9 | Soriano Insurance Services | 2044 Ashley Oaks Cir STE 102 | (813) 909-0035 |
| 10 | Bankers Life | 2818 Cypress Ridge Blvd. STE 230 | (813) 947-7000 |
State Insurance serves families and individuals in Wesley Chapel, Florida, and the surrounding Pasco County area as a final expense insurance agent. The agency helps clients plan for end-of-life costs by offering straightforward burial and funeral expense coverage policies. These plans are designed to relieve loved ones from unexpected financial burdens during difficult times. Policies typically provide fixed benefits for funeral services, outstanding medical bills, or other final obligations. Final expense insurance consultations and policy enrollment assistance for area residents are typical services handled by State Insurance.
Shirin Khorsandian - State Farm Insurance Agent provides final expense insurance services to clients in Wesley Chapel, Florida. This agency focuses on offering life insurance policies designed to cover end-of-life costs, such as funeral expenses and outstanding medical bills. The agent assists clients in selecting appropriate coverage amounts and policy terms to fit their financial situations. Regular policy reviews ensure that coverage remains aligned with changing needs. This final expense insurance agent serves single-family homeowners, apartment residents, retail business owners, and local restaurant operators navigating their long-term planning options.
Serving seniors and families in Wesley Chapel, Florida, Smart Health & Life Insurance Agency LLC provides final expense insurance to help cover end-of-life costs. This agency assists clients in selecting burial or funeral policies that protect loved ones from unexpected financial burdens. Policies are designed to cover expenses such as cemetery arrangements and medical bills. The agency also serves families in the nearby communities of Zephyrhills and Land O’ Lakes.
Fields Insurance serves Wesley Chapel, Florida, and the surrounding communities of central Pasco County, handling final expense insurance for local families. It focuses on straightforward final expense policies that help cover funeral costs and end-of-life medical bills. These plans typically offer smaller face amounts with guaranteed acceptance features. To complete a job, the agency generally reviews each client’s specific budget and age, then presents a single policy option designed to fit their immediate financial situation.
Joanne Fisher: Allstate Insurance in Wesley Chapel, FL assists families who require either a single final expense policy or ongoing coverage for funeral and burial costs. The agent works directly with clients to arrange simple, permanent life insurance that prevents loved ones from shouldering those obligations. This service is offered on a one-time purchase basis after the policy is underwritten, with no recurring appointments or scheduled check-ins required unless a client chooses to adjust their coverage.
Family First Insurance Services specializes in final expense insurance, offering policies designed to cover end-of-life costs. Operating in Wesley Chapel, FL, the agency generally assists local families with planning for funeral expenses, outstanding debts, and other final financial obligations. The agent works with clients to understand various coverage options that fit individual needs and budgets. This service becomes especially helpful during the holiday season, when families may need to adjust their plans to ensure financial protection amid seasonal spending.
As winter approaches in Wesley Chapel, many families begin reviewing their financial protections for the year ahead. Family First Insurance: Allstate Insurance helps local residents address final expense planning, ensuring loved ones are not burdened with end-of-life costs. This agency focuses on offering straightforward policies that cover funeral and burial expenses, providing peace of mind during a difficult time. Their advisors take time to explain coverage options clearly, tailoring each plan to individual needs and budgets. The process begins with a free, no-obligation initial assessment of household finances and insurance requirements.
Florida Heritage Insurance serves the Wesley Chapel area by helping families prepare for end-of-life expenses and funeral costs. Their work concentrates specifically on final expense policies, acting as an agent for clients who wish to meet these future obligations with manageable coverage. These insurance products are designed to be accessible, often requiring no medical exam. The company can serve the needs of those working in offices, warehouses, and food service, providing coverage plans suited for different income levels and job sectors.
Soriano Insurance Services serves Wesley Chapel, Florida, specializing in final expense insurance for local residents. The agency’s daily work involves helping individuals arrange affordable policies that cover end-of-life costs, including funeral and burial expenses. Commercial coverage is also available for small businesses seeking similar protections. The company serves the broader Wesley Chapel area and surrounding communities. After negotiating a policy and ensuring it meets the client’s needs, the agent typically schedules a follow-up appointment to review coverage during regular service intervals.
Bankers Life in Wesley Chapel, Florida, is known for helping local families arrange final expense insurance policies to cover end-of-life costs. Their service range includes guiding clients through plan selection that pays for funeral services, outstanding medical bills, and other final debts. They assist older adults in the community who seek straightforward coverage without medical exams. An additional specialty service this agent can provide is helping to assign beneficiaries to ensure proceeds are distributed according to the policyholder's wishes.
What Does a a Final Expense Insurance Agent in Wesley Chapel Cost?
Final expense insurance costs in Florida typically range from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Premiums depend on your age, gender, health, and the policy type. A 65 year old non smoker might pay about 50 to 70 dollars monthly for a 10,000 dollar plan. This is general information and not insurance advice.
About final expense insurance agents in Wesley Chapel
Final expense insurance agents in Wesley Chapel Florida help residents secure burial insurance policies that cover funeral costs and outstanding debts. Florida law requires agents to hold a valid state license and follow strict disclosure rules about policy benefits and exclusions. Local agents understand the needs of Wesley Chapel families and can explain how these policies work with Florida probate and Medicaid rules.
Frequently Asked Questions
What is a final expense insurance agent in Wesley Chapel Florida?
A final expense insurance agent in Wesley Chapel helps you buy a small whole life insurance policy to cover funeral and burial costs. The agent must be licensed by the Florida Department of Financial Services. They guide you through policy options and help you complete the application.
How do Florida laws affect final expense insurance policies?
Florida law gives you a 30 day free look period after buying a policy to cancel for a full refund. The policy must clearly state any waiting periods for natural death coverage, which is often two years. Agents must also provide a buyers guide and policy summary before you sign.
What are the typical age and health requirements for final expense insurance in Florida?
Most final expense policies in Florida are available for people ages 50 to 85. Many plans do not require a medical exam but ask health questions on the application. Some policies offer guaranteed acceptance for those with serious health issues, though they may have a graded death benefit for the first two years.
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