The top-rated final expense insurance agent in Clearwater, Florida is Florida Strategic Insurance, rated 4.9 stars across 575 reviews. Other highly rated options include Acceptance Insurance, Freeway Insurance, GreatFlorida Insurance: Jeff Callahan. This directory lists 19 final expense insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 2 | Acceptance Insurance | 1670 S Missouri Ave | (727) 203-7021 |
| 3 | Freeway Insurance | 1993 Drew St | (727) 203-7001 |
| 4 | GreatFlorida Insurance: Jeff Callahan | 1700 McMullen Booth Rd Ste D2 | (727) 315-0805 |
| 5 | Bridget Loring - Insurance Concierge Group | 2240 Belleair Rd Suite 260 Suite 260 | (727) 366-7181 |
| 6 | The Turner Insurance Advisor Group aka Turner Insurance | 2121 NE Coachman Rd | (727) 442-0012 |
| 7 | Dimmitt Insurance | 25191 US Hwy 19 N B | (866) 763-6627 |
| 8 | Impel Insurance, LLC | 1831 N Belcher Rd. STE A1 | (727) 223-3765 |
| 9 | TD Coverage | 2650 McCormick Dr | (262) 352-3997 |
| 10 | Single Source Insurance | 1345 S Missouri Ave | (727) 298-0302 |
Florida Strategic Insurance serves Clearwater and the greater Pinellas County area, specializing in final expense insurance planning. The agency helps families arrange coverage for end-of-life costs, including funeral and burial expenses. It provides policy options that do not require a medical exam, streamlining the application process. Clients can review simplified issue whole life insurance plans designed for seniors. The company handles Medicaid spend-down strategies and final expense policy comparisons for local residents.
Homeowners and families in Clearwater, Florida turn to Acceptance Insurance for reliable Final Expense Insurance Agent services. This local provider helps individuals arrange coverage for end-of-life expenses, ensuring loved ones are not burdened with funeral costs or medical bills. Policies are tailored to simplify financial planning during a difficult time. The company also serves clients in the surrounding Tampa Bay metro area, including Dunedin and Largo.
Serving Clearwater, Florida, and its surrounding communities, Freeway Insurance helps clients navigate the complexities of final expense planning. The agency specializes in handling policies designed to cover end-of-life costs, such as funeral arrangements and outstanding medical bills. It provides local residents with practical guidance on selecting appropriate coverage that aligns with their specific needs and budget. To handle a typical job, Freeway Insurance begins by conducting a straightforward consultation to review a client’s existing policies and personal preferences.
GreatFlorida Insurance: Jeff Callahan provides final expense insurance services for clients in Clearwater, Florida, assisting with policy selection to cover end-of-life costs such as burials and outstanding debts. The agency helps customers understand their coverage options and offers guidance on plan maintenance, including policy reviews and updates. Its services support single-family homes, apartments, retail establishments, and restaurants in the surrounding area.
Bridget Loring - Insurance Concierge Group serves seniors and their families in the Clearwater, Florida area who need final expense insurance to cover end‑of‑life costs. The agency helps clients select affordable burial or funeral expense policies that provide financial peace of mind. Each consultation is tailored to the individual’s budget and coverage preferences. This insurance agent also assists residents in nearby Dunedin with the same final expense planning needs.
The Turner Insurance Advisor Group, also known as Turner Insurance, serves Clearwater, Florida, and the surrounding communities with final expense insurance agent services. The agency handles burial and end-of-life insurance policies designed to cover funeral costs and outstanding medical bills for families. To manage a typical job, it reviews a client’s specific needs and budget, then presents straightforward policy options from multiple carriers for comparison. This approach helps ensure the final plan aligns with the individual’s financial situation and burial wishes without overcomplication.
Dimmitt Insurance in Clearwater, FL provides final expense insurance services that can be arranged either as a one-time policy purchase or through an ongoing premium payment plan, depending on a client’s preference for managing costs. Coverage is designed to settle end-of-life expenses such as funeral costs and outstanding debts, offering beneficiaries financial clarity during a difficult time. Service for this local agency is available on both a scheduled appointment and an as-needed basis to accommodate individual client needs.
As Florida’s hurricane season brings peace-of-mind planning to the forefront for many seniors, Impel Insurance, LLC in Clearwater assists families with final expense insurance policies. The agency focuses on helping clients arrange dignified pre-need arrangements that cover funeral costs and outstanding medical bills. These straightforward life insurance plans are designed specifically for the local community, easing financial burdens on loved ones. Clearwater residents curious about coverage options can schedule a free, no-obligation consultation to review their personal eligibility and receive a clear premium estimate from the agent.
TD Coverage operates in the final expense insurance market, serving clients throughout the Clearwater, FL area. The agency specializes in helping families plan for end-of-life costs with simplified coverage options. Their work focuses on policy designs tailored to cover funeral and burial expenses without requiring extensive medical examinations. The team assists small business owners and independent professionals seeking straightforward protection. Services extend to commercial office complexes, industrial warehouses, and food service establishments that require customized financial planning solutions for their employees or operations.
Single Source Insurance in Clearwater, FL, specializes in final expense policies designed to cover end-of-life costs, relieving families of financial burdens. The agency guides clients through selecting appropriate burial or funeral coverage, ensuring straightforward claims processing. It also assists residents in evaluating whole life insurance options that do not require a medical exam. This dedicated work helps local seniors protect their loved ones from unexpected out-of-pocket expenses during emotionally difficult times, such as after the passing of a spouse or during a sudden terminal diagnosis.
What Does a a Final Expense Insurance Agent in Clearwater Cost?
Typical monthly premiums for final expense insurance in Florida range from 25 to 150 dollars depending on age and health. A 10000 dollar policy for a 60-year-old nonsmoker often costs 40 to 60 dollars per month. Rates are locked in and cannot increase as you age. This is general information and not insurance advice.
About final expense insurance agents in Clearwater
Final expense insurance agents in Clearwater Florida help residents secure burial insurance to cover end-of-life costs. Florida law requires agents to be licensed by the state and follow specific disclosure rules for funeral preneed contracts. Local agents understand the Clearwater market and can guide you through policy options that fit your budget.
Frequently Asked Questions
What is final expense insurance and how does it work in Clearwater Florida?
Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In Clearwater, agents can help you choose a policy with a face value typically between 5000 and 25000 dollars. Florida law requires clear disclosure of policy terms and any waiting periods.
Are there Florida laws that affect final expense insurance policies?
Yes, Florida Statute 627.455 requires agents to provide a buyer guide and policy summary before sale. Florida also has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. Agents must be licensed by the Florida Department of Financial Services.
How much does final expense insurance cost in Clearwater Florida?
Costs vary based on age, health, and coverage amount. A healthy 65-year-old might pay 30 to 70 dollars per month for a 10000 dollar policy. Smokers or those with health conditions may pay higher premiums. Always compare quotes from multiple agents.
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