The top-rated final expense insurance agent in Coral Gables, Florida is DFI INSURANCE COMPANY, rated 4.8 stars across 366 reviews. Other highly rated options include Borbolla Insurance Agencies Inc: Allstate Insurance, Gus Cisneros - State Farm Insurance Agent, GreatFlorida Insurance: Mike Carcas. This directory lists 17 final expense insurance agents serving Coral Gables.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DFI INSURANCE COMPANY | 1430 S Dixie Hwy STE 307 | (305) 665-1903 |
| 2 | Borbolla Insurance Agencies Inc: Allstate Insurance | 320 Sevilla Ave Ste 202 | (877) 217-7445 |
| 3 | Gus Cisneros - State Farm Insurance Agent | 1700 Ponce de Leon Blvd | (305) 826-8222 |
| 4 | GreatFlorida Insurance: Mike Carcas | 717 Ponce de Leon Blvd STE 211 | (305) 461-3232 |
| 5 | GreatFlorida Insurance: Ana Patricia Arguello | 1390 S Dixie Hwy Suite 2202 | (786) 409-2211 |
| 6 | We Insure Miami - Randy Marzullo | 1550 Madruga Ave #330 | (786) 801-3514 |
| 7 | Del Toro Insurance | 1418 Ponce de Leon Blvd | (305) 698-0899 |
| 8 | Ileana Cabrera-Rodriguez - State Farm Insurance Agent | 1925 Ponce de Leon Blvd | (305) 529-9966 |
| 9 | We Insure Coral Gables - Rick Leal | 2600 Douglas Rd #905 | (305) 921-4057 |
| 10 | wyn insurance | 2332 Galiano St 2nd floor | (305) 521-9082 |
DFI Insurance Company serves Coral Gables and the surrounding Miami-Dade County area as a final expense insurance agent. This firm helps clients secure burial and funeral cost coverage to protect families from unexpected end-of-life expenses. Policy options are designed for seniors and others seeking to finalize their estate plans without burdening loved ones. The company provides free consultations to discuss plan selection and application paperwork. Among the specific services it handles are whole life final expense policies and immediate need funeral planning assistance.
Borbolla Insurance Agencies Inc: Allstate Insurance in Coral Gables, FL, helps families plan for end-of-life expenses through final expense insurance policies. The agency guides clients in selecting coverage for funeral costs, outstanding debts, and other final obligations. By offering simple application processes and manageable premium options, it assists residents in securing peace of mind. The company services single-family homes, apartments, retail establishments, and restaurants throughout the local area, addressing the specific needs of each property type and its owner.
Gus Cisneros - State Farm Insurance Agent in Coral Gables, FL, serves local families and individuals seeking final expense insurance. This type of coverage helps manage end-of-life costs and reduce the financial burden on surviving loved ones. The agency assists clients in understanding funeral expenses, outstanding medical bills, and other final obligations. Guiding customers through the simple application process, Gus Cisneros provides straightforward policy options for those with immediate needs. The agency also works with residents throughout the Greater Miami area, including nearby neighborhoods like South Miami and the broader Coral Way corridor.
GreatFlorida Insurance: Mike Carcas serves Coral Gables and the surrounding South Florida communities, handling final expense insurance needs for local families. The agency helps clients plan for end-of-life costs with straightforward policies designed to cover funeral expenses and related obligations without burdening loved ones. Each situation is assessed individually to match coverage with specific budget and burial preferences. The typical job is managed through a personal consultation that clearly explains available options and guides the client to a simple, suitable plan.
GreatFlorida Insurance: Ana Patricia Arguello helps clients understand the difference between a one-time final expense policy, which pays a lump sum upon death without ongoing service, and a recurring service plan that allows for periodic adjustments to coverage. The company provides final expense insurance in Coral Gables, Florida, assisting families with burial and end-of-life costs. Service runs on an as-needed basis for policy inquiries, claims, and changes.
We Insure Miami - Randy Marzullo offers final expense insurance planning specifically designed to cover funeral costs and other end-of-life obligations, serving the Coral Gables area. It works with local families to help them secure affordable life insurance policies that provide peace of mind for their loved ones. The agency assists clients in navigating coverage options to ensure their final wishes are honored without placing a financial burden on survivors. This support becomes particularly valuable during the fall holiday season when families add new traditions and want to secure their legacy for generations.
Del Toro Insurance serves Coral Gables, Florida, by assisting families with final expense insurance coverage. The company handles residential client needs for burial and related end-of-life costs. Coverage products are made available throughout the greater Coral Gables area. The agent works directly with individuals to explain policy details and simplify the enrollment process. After the initial policy is placed, the company maintains contact with clients to address any questions or adjustments that arise between regular scheduled visits.
As families in Coral Gables prepare for hurricane season or finalize estate plans, securing final expense coverage becomes a priority. Ileana Cabrera-Rodriguez - State Farm Insurance Agent provides final expense insurance tailored to cover funeral costs and unpaid debts. This simple policy helps loved ones avoid financial burden during a difficult time. The process begins with a free, no-obligation assessment of each client’s specific needs at her Coral Gables office.
We Insure Coral Gables - Rick Leal handles general final expense insurance needs for clients in Coral Gables, Florida. This agency also concentrates specifically on burial and end-of-life policy planning. It assists individuals in securing coverage to manage funeral costs and outstanding medical bills. Claims support is offered to beneficiaries when needed. The company can serve local offices, warehouses, and food service establishments.
What Does a a Final Expense Insurance Agent in Coral Gables Cost?
Typical costs for final expense insurance in Florida range from 30 to 150 dollars per month for coverage amounts between 5000 and 25000 dollars. Premiums are based on your age health status and tobacco use. Florida law allows insurers to use a graded benefit period for the first two years meaning full death benefits may not be paid if death occurs from natural causes during that time. This is general information not insurance advice.
About final expense insurance agents in Coral Gables
Final expense insurance agents in Coral Gables Florida help residents secure coverage for funeral costs and end of life expenses. Florida law requires a 30 day free look period on life insurance policies allowing you to cancel for a full refund. Local agents understand the specific needs of the Coral Gables community and can guide you through the application process.
Frequently Asked Questions
What does a final expense insurance agent in Coral Gables do?
A final expense insurance agent helps you apply for a small whole life policy typically between 5000 and 25000 dollars. The agent explains policy details assists with the health questionnaire and helps you choose a plan that fits your budget. They also ensure the policy complies with Florida insurance regulations.
How do Florida laws affect final expense insurance policies?
Florida law mandates a 30 day free look period on all life insurance policies. This means you can review the policy after purchase and cancel it within 30 days for a full refund if you are not satisfied. Agents must also follow Florida's strict suitability standards to ensure the policy is appropriate for your age and financial situation.
What is the typical cost of final expense insurance in Coral Gables?
Costs vary based on your age health and the coverage amount. For a 65 year old non smoker a 10000 dollar policy might cost between 50 and 100 dollars per month. Older applicants or those with health conditions may pay higher premiums. Always compare quotes from multiple agents.
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