The top-rated final expense insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Ford Insurance. This directory lists 20 final expense insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 521 13th St | (407) 964-1787 |
| 2 | MM Insurance Pro | 1207 Michigan Ave | (407) 908-7474 |
| 3 | Client Care Insurance | 2001 Hickory Tree Rd | (407) 574-5599 |
| 4 | Ford Insurance | 113 E 13th St | (407) 847-5892 |
| 5 | Amsley Insurance Services | 1617 13th St | (407) 892-9645 |
| 6 | Fiesta Auto Insurance & Tax Service | 4589 13th St | (407) 743-2340 |
| 7 | Advantage Insurance Advisors - St. Cloud | 910 13th St | (321) 945-8153 |
| 8 | GreatFlorida Insurance: Tony Busby | 1417 Hamlin Ave UNIT G | (407) 270-8220 |
| 9 | Ashton Insurance Agency LLC | 123 E 13th St | (407) 498-4477 |
| 10 | Ann Werning - State Farm Insurance Agent | 523 13th St | (407) 593-1080 |
Univista Insurance serves clients in Osceola County and the greater St. Cloud, Florida area, specializing in final expense insurance. This agency helps local families arrange coverage to manage end-of-life costs, including funeral expenses and unpaid medical bills. Policies are designed to provide financial peace of mind for beneficiaries during a difficult time. The agency offers simplified issue whole life insurance and burial insurance to area residents.
MM Insurance Pro serves St Cloud and the surrounding Osceola County area as a final expense insurance agent. It helps clients arrange coverage to manage funeral costs, outstanding medical bills, and other end-of-life expenses. The company focuses on policies that provide straightforward benefits, easing the financial burden on families after a loss. It assists with whole life insurance plans designed to pay beneficiaries directly upon death. Services also include helping seniors find burial policies that fit their budget and do not require a medical exam.
Client Care Insurance provides final expense insurance services in St Cloud, FL, helping families prepare for end-of-life costs. It assists clients in selecting burial or funeral policies that cover outstanding medical bills and other final arrangements. Its service plan includes ongoing support through policy review and beneficiary updates as personal circumstances change. The company serves single-family homes, apartments, retail store owners, and local restaurant operators seeking affordable life insurance coverage.
Ford Insurance serves homeowners and families in St Cloud, Florida who are planning for end-of-life expenses. It offers final expense insurance policies designed to cover funeral costs, medical bills, and other outstanding debts. This local agency helps clients secure affordable, guaranteed coverage for their loved ones. Understanding the stress that financial planning can bring, the company provides clear information and personalized support throughout the decision process. Ford Insurance also assists residents in nearby Kissimmee and surrounding areas of Osceola County with their final expense insurance needs.
Amsley Insurance Services serves St. Cloud and the surrounding Central Florida communities, handling final expense insurance needs for local residents. This kind of coverage addresses end-of-life financial burdens, such as funeral costs and outstanding medical bills, providing families with necessary funds during a difficult time. The company guides clients through policy options designed for seniors and those requiring smaller face amounts. To handle a typical job, it focuses on explaining benefits clearly so individuals can select a plan that fits their budget and specific final wishes.
Fiesta Auto Insurance & Tax Service in St Cloud, FL, assists families in planning for one-time funeral expenses through final expense insurance, which offers a lump-sum cash benefit upon death, contrasting with policies requiring recurring premium payments over time. This coverage helps policyholders ensure their end-of-life costs are managed without burdening loved ones. The agent provides guidance on selecting an appropriate benefit amount to match individual circumstances. Consultations and policy management are available on an as-needed basis.
As Florida families plan for their future in Osceola County, the need for dignified end-of-life arrangements becomes clear. Advantage Insurance Advisors - St. Cloud specializes in final expense insurance, helping local residents secure coverage for funeral and burial costs. They guide clients through policy choices that respect individual budgets and family traditions. This straightforward approach ensures no one is left with unexpected financial burdens after a loss. The initial step involves a no-obligation review of the client’s current coverage and personal wishes.
Located in St. Cloud, Florida, GreatFlorida Insurance: Tony Busby specializes in final expense insurance, helping families manage end-of-life costs. This agent also provides general guidance on burial and funeral planning needs. Serving local residents, the agency offers straightforward policies that can cover outstanding medical bills and other post-death expenses. It frequently assists seniors preparing for the financial burden of a loved one’s passing during the stress of the holidays or sudden health emergencies.
Ashton Insurance Agency LLC provides final expense insurance services to residents throughout the St Cloud, Florida area. Working primarily from an office location, the agency also offers coverage to clients in neighboring communities within the region. Their agents focus on helping individuals plan their end-of-life expenses through straightforward policy options. The team understands the local market and its unique needs. Between regular visits, they follow up with policyholders to address any questions or adjustments that may become necessary as personal circumstances evolve.
Ann Werning - State Farm Insurance Agent in St Cloud, FL provides final expense insurance coverage to help individuals manage end-of-life costs. This service specifically addresses burial and funeral expenses, as well as outstanding medical bills that often remain after a death. The agency assists with policy planning for those aged fifty and older. Commercial sectors served by this office include small offices, local warehouses, and food service establishments in the greater St Cloud area, ensuring business continuity planning as part of its offerings.
What Does a a Final Expense Insurance Agent in St Cloud Cost?
Typical final expense insurance premiums in Florida range from 30 to 150 dollars per month for coverage amounts between 5,000 and 25,000 dollars. Costs depend on age, health, and the specific policy chosen. Florida residents may also pay a state specific premium tax. This is general information and not insurance advice.
About final expense insurance agents in St Cloud
Final expense insurance agents in St Cloud Florida help residents secure coverage for funeral and burial costs. Florida law requires funeral homes to accept insurance assignments for prepaid plans. Local agents can explain how Florida insurance regulations affect policy options and payouts.
Frequently Asked Questions
What does a final expense insurance agent in St Cloud do?
A final expense insurance agent helps you choose a burial or funeral insurance policy. They explain coverage amounts, premium costs, and how Florida law protects your beneficiaries. The agent also assists with the application and underwriting process.
Is a medical exam required for final expense insurance in Florida?
Most final expense policies in Florida do not require a medical exam. However, insurers may ask health questions on the application. Some policies offer guaranteed acceptance regardless of health status.
How does Florida law affect final expense insurance payouts?
Florida law allows beneficiaries to receive policy proceeds directly or assign them to a funeral home. The state also requires a 30 day free look period for new policies. This gives you time to cancel for a full refund if you change your mind.
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