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Find Final Expense Insurance Agents Near You in Panama City, FL

Browse final expense insurance agents serving Panama City, Florida. Updated 2026-07-14.

The top-rated final expense insurance agent in Panama City, Florida is John Douglas Insurance & Financial Services, rated 4.9 stars across 410 reviews. Other highly rated options include Peoples First Insurance, Ellis Agency Insurance, Specialty Insurance Group. This directory lists 15 final expense insurance agents serving Panama City.

Showing 15 final expense insurance agents in Panama City, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Douglas Insurance & Financial Services2217 St Andrews Blvd(850) 769-7785
2Peoples First Insurance1022 W 23rd St Suite 250(850) 770-7047
3Ellis Agency Insurance1134 Harrison Ave(850) 763-1627
4Specialty Insurance Group1143 Jenks Ave(850) 747-4959
5Broward Hall Insurance455 Harrison Ave ste d(850) 769-4828
6Providence Risk Insurance LLC5501 Cherry St(850) 785-3717
7Hollomon Insurance Agency2993 W 10th St(850) 872-8000
8Blackwell Insurance1109 Beck Ave(850) 769-2225
9Glen Frye Insurance Agency1537 Jenks Ave(850) 872-0822
10Goosehead Insurance - Paul Wunstell475 Harrison Ave #215(850) 396-4669
JD
2217 St Andrews Blvd
John Douglas Insurance & Financial Services
Final Expense Insurance Agent · Panama City, FL

John Douglas Insurance & Financial Services serves the Panama City, Florida area, helping families plan for the financial aspects of end-of-life care. As a final expense insurance agent, the company focuses on securing coverage that allows clients to manage burial and funeral costs without burdening loved ones. It guides individuals through the process of selecting appropriate policy amounts and ensuring beneficiaries can access benefits quickly. John Douglas Insurance & Financial Services specifically handles final expense policies and provides assistance with benefits assignment.

PF
1022 W 23rd St Suite 250
Peoples First Insurance
Final Expense Insurance Agent · Panama City, FL

Peoples First Insurance in Panama City, Florida provides final expense insurance for individuals seeking to cover end-of-life costs. It assists clients in selecting and applying for permanent life insurance policies intended to handle funeral and burial expenses. The company guides customers through the underwriting process and policy details, ensuring beneficiaries receive the intended death benefit. It serves those with various needs, including retirees and families wanting to plan ahead. Peoples First Insurance services single-family homes, apartments, retail, and restaurants in the Panama City area.

EA
1134 Harrison Ave
Ellis Agency Insurance
Final Expense Insurance Agent · Panama City, FL

Ellis Agency Insurance serves families and individuals in Panama City, Florida who are seeking final expense insurance to cover end-of-life costs. The agency works with clients to simplify the process of obtaining a life insurance policy that helps protect loved ones from unexpected financial burdens. They offer guidance on available coverage options tailored to individual needs and budgets. In addition to serving residents throughout Panama City, the agency also extends its services to clients in the neighboring community of Lynn Haven.

SI
1143 Jenks Ave
Specialty Insurance Group
Final Expense Insurance Agent · Panama City, FL

Specialty Insurance Group serves families in Panama City and the surrounding Bay County communities, handling final expense insurance for clients planning end-of-life financial needs. This local agency works with individuals seeking coverage for funeral costs, medical bills, and other debts that might otherwise burden loved ones. It generally takes time to explain policy options plainly, helping customers select a manageable plan that fits their budget and long-term goals.

BH
455 Harrison Ave ste d
Broward Hall Insurance
Final Expense Insurance Agent · Panama City, FL

Broward Hall Insurance offers both immediate need and recurring review options for final expense planning. Their coverage helps Panama City families address end-of-life costs through policies designed for this specific purpose. The agent provides guidance on selecting appropriate burial or funeral benefit amounts. Service arrangements operate on an as-needed basis, typically initiated by the client when a policy review or new application is required.

PR
5501 Cherry St
Providence Risk Insurance LLC
Final Expense Insurance Agent · Panama City, FL

March in Panama City often brings renewed focus on estate planning, as seasonal residents review their financial arrangements. Providence Risk Insurance LLC steps in to address this need by offering clear guidance on final expense strategies tailored for local families. Their work focuses on helping clients prepare for unavoidable end-of-life costs without placing a burden on loved ones. The initial step with this office involves a straightforward inspection of existing coverage and a review of local funeral service costs in the Bay County area to assess specific needs.

HI
2993 W 10th St
Hollomon Insurance Agency
Final Expense Insurance Agent · Panama City, FL

Based in Panama City, FL, Hollomon Insurance Agency specializes in final expense insurance, assisting clients with policies designed to cover end-of-life costs. It serves local families by explaining coverage options that ease the financial burden on survivors. The agency guides individuals through the process of selecting a manageable plan tailored to their needs. After a coastal storm or hurricane season, it helps families review their burial insurance to ensure adequate protection remains in place.

BI
1109 Beck Ave
Blackwell Insurance
Final Expense Insurance Agent · Panama City, FL

Blackwell Insurance specializes in final expense insurance, helping families plan for end-of-life costs in Panama City, FL. The company focuses on simplified policies that require no medical exams, with coverage typically available up to a certain age. These plans address funeral and burial expenses, offering peace of mind. Their services can benefit commercial sectors such as local offices seeking employee benefits, warehouses, and food service operations that may own small group policies.

GF
1537 Jenks Ave
Glen Frye Insurance Agency
Final Expense Insurance Agent · Panama City, FL

Glen Frye Insurance Agency provides final expense insurance services to residents in and around Panama City, Florida. This entails helping families prepare for end-of-life costs through prearranged coverage plans. The commercial coverage side extends to local small businesses seeking similar employee benefit solutions. Service is available throughout the greater Bay County area. They strive to maintain clear communication with each client, ensuring that policy details are understood. Follow-up is scheduled between regular visits to review coverage needs and address any changes that may arise.

GI
475 Harrison Ave #215
Goosehead Insurance - Paul Wunstell
Final Expense Insurance Agent · Panama City, FL

Goosehead Insurance - Paul Wunstell is known for helping families in Panama City, FL, secure final expense insurance to cover end-of-life costs. This agent assists clients in designing affordable policies that manage funeral expenses and outstanding bills without burdening loved ones. Serving area residents who need straightforward burial planning, the agent focuses on clear options for those over fifty or on fixed incomes. A specialty service includes offering add-on accident coverage to supplement a final expense policy, ensuring broader financial protection.

RI
632 W 23rd St
Renegade Insurance - Panama City
Final Expense Insurance Agent · Panama City, FL
(850) 784-1688
renegadeinsurance.com/agency/panama-city
HA
757 Jenks Ave
Hassler & Associates Insurance Agency
Final Expense Insurance Agent · Panama City, FL
(850) 872-0711
hasslerinsurancepc.com
WI
2217B St Andrews Blvd
We Insure John Douglas Insurance
Final Expense Insurance Agent · Panama City, FL
(850) 786-2390
weinsurejdi.com
WS
1205 Hamilton Ave
Well Spring Insurance LLC
Final Expense Insurance Agent · Panama City, FL
(850) 809-7214
WI
621 N Tyndall Pkwy B
We Insure Panama City - Chuck Bond & Vince Flavia
Final Expense Insurance Agent · Panama City, FL
(850) 747-3001
weinsuregroup.com/agent/we-insure-panama-city-chuck-bond-vince-flavia

What Does a a Final Expense Insurance Agent in Panama City Cost?

In Panama City, Florida, final expense insurance premiums generally range from 30 to 150 dollars per month for a 5,000 to 25,000 dollar policy. Rates depend on age, health, and the insurer. Florida law does not cap premiums, so shopping with an agent can help find competitive rates. This is general information, not insurance advice.

About final expense insurance agents in Panama City

Final expense insurance agents in Panama City, Florida help residents secure coverage for end-of-life costs such as funeral services and medical bills. Under Florida Statute 627.409, insurance policies are subject to contestability periods of two years, which means claims can be denied for misrepresentations during that time. Agents in this area often assist clients with whole life policies that do not require a medical exam, making them accessible for seniors and those with health conditions.

Frequently Asked Questions

What does a final expense insurance agent in Panama City do?

A final expense insurance agent helps you compare and purchase small whole life insurance policies designed to cover funeral costs and other final expenses. They guide you through the application process and explain policy terms, including Florida-specific rules like the free-look period.

Do I need a medical exam for final expense insurance in Florida?

Most final expense policies in Florida do not require a medical exam. Instead, insurers use a simplified underwriting process with health questions. However, some conditions may lead to a graded benefit period, where full coverage starts after a waiting period.

How long does it take to get a final expense policy in Panama City?

Approval for a final expense policy in Florida typically takes a few days to a few weeks. Once approved, coverage begins immediately, though some policies have a two-year contestability period as required by Florida law.

Final Expense Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.