The top-rated final expense insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,322 reviews. Other highly rated options include Del Toro Insurance, Skylake Insurance, Michelle Priestman Desjardins: Allstate Insurance. This directory lists 16 final expense insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 3 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 4 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 5 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 6 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 7 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 8 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 9 | Ricardo Arbesu - State Farm Insurance Agent | 18339 NE 19th Ave | (305) 682-1611 |
| 10 | NS INSURANCE | 1380 NE Miami Gardens Dr suite 282 | (754) 707-3079 |
Estrella Insurance serves North Miami Beach and the surrounding South Florida communities, handling final expense insurance needs for local families. It helps clients secure coverage for end-of-life costs, including funeral expenses and outstanding medical bills, through straightforward policy options. The agency focuses on explaining policy details clearly to ensure customers understand their coverage. It provides individualized planning by assessing each client's specific budget and burial wishes, then tailoring a suitable policy accordingly.
Del Toro Insurance specializes in final expense policies, which differ from one-time burial plans by offering recurring premium payments that keep coverage active for life. These policies provide a fixed death benefit to cover end-of-life costs, giving families financial clarity during a difficult time. Serving North Miami Beach, Florida, the company helps clients select an affordable monthly payment plan that matches their budget. Service typically runs on an ongoing scheduled basis, with recurring premium payments required to maintain the policy in force.
Skylake Insurance serves the North Miami Beach, Florida area as a final expense insurance agent. The company assists local families in preparing for end-of-life costs by helping them secure appropriate coverage policies. These plans are designed to cover funeral services, burial expenses, and any outstanding medical bills left behind. By guiding clients through the application process, the agency ensures that financial burdens are not passed on to loved ones during a difficult time. Skylake Insurance handles both traditional burial insurance policies and cremation coverage arrangements.
Michelle Priestman Desjardins: Allstate Insurance offers final expense insurance services in North Miami Beach, Florida. This agency helps clients arrange coverage for end-of-life costs through tailored policy options. Policyholders can access ongoing account management and support for claim submissions. Services focus on assisting families with planning for funeral and burial expenses. The agent works with individuals residing in single-family homes and apartments. Additionally, service extends to retail staff and restaurant owners needing personal coverage.
Univista Insurance provides specialized final expense insurance services, offering policies that help cover funeral costs and end-of-life expenses for clients in North Miami Beach, Florida. It assists individuals in planning their estates with straightforward coverage options. The company generally works with families to navigate insurance selection and ensure their immediate needs are addressed. As seasonal holidays approach, these tailored plans can help relieve the financial burden often faced by loved ones during that time.
Assure-Us The Insurance Agency serves seniors and families in North Miami Beach, Florida, specializing in final expense insurance. This coverage helps clients manage end-of-life costs, including funeral and burial expenses, relieving financial burdens on loved ones. The agency assists with understanding policy options and finding affordable coverage tailored to individual needs. Guidance is provided through the application process to ensure appropriate protection. The company also serves clients in the greater Miami metropolitan area, including nearby communities such as Hollywood.
Serving North Miami Beach, FL, and the surrounding communities, Ma-Cuervo Insurance Group handles final expense insurance policies. This type of insurance helps cover funeral costs and other end-of-life expenses for families. The agency works directly with clients to explain the available policy options and simplify the application process. To handle a typical case, it focuses on clear discussions about coverage amounts and premium payments to help clients secure a suitable plan.
A final expense insurance agent offers both one-time policy purchases for immediate burial coverage and recurring payment plans for ongoing protection. At AllStar Direct Insurance & Financial Services in North Miami Beach, FL, clients can secure affordable final expense insurance to cover end-of-life costs, easing burdens on families. The company helps individuals understand their options for managing these expenses through straightforward services. Assistance is available on a scheduled or as-needed basis, allowing clients to arrange meetings at their convenience.
As North Miami Beach residents plan for their families' long-term security, many seek straightforward final expense coverage to manage end-of-life costs without burdening loved ones. Ricardo Arbesu - State Farm Insurance Agent addresses this need by offering clear policy options designed for seniors and individuals. The agency focuses on helping clients understand how such insurance can supplement existing funeral or medical expense arrangements. An initial consultation typically reviews a client's current coverage and personal priorities before proceeding with a straightforward application review.
What Does a a Final Expense Insurance Agent in North Miami Beach Cost?
Typical costs for final expense insurance in Florida range from 30 to 150 dollars per month depending on age, health, and coverage amount. Policies with a 10000 dollar face value for a healthy 65 year old often cost about 50 to 70 dollars monthly. Premiums are locked in and do not increase. This is general information and not insurance advice.
About final expense insurance agents in North Miami Beach
Final expense insurance agents in North Miami Beach help residents secure coverage for funeral costs and outstanding debts. Florida law requires funeral homes to provide a general price list, making it easier to plan for these expenses. A local agent can explain policy options that meet your needs and budget.
Frequently Asked Questions
What is final expense insurance in North Miami Beach?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Florida, these policies typically have face values between 5000 and 25000 dollars. An agent can help you choose a policy that fits your situation.
Do I need a medical exam for final expense insurance in Florida?
Most final expense policies in Florida do not require a medical exam. Instead, insurers ask a few health questions on the application. This makes approval faster for many applicants.
How do Florida laws affect final expense insurance payouts?
Florida law gives insurers up to 60 days to review a claim and pay benefits. Once approved, the death benefit is paid directly to the beneficiary. This money can be used for any final expenses without restriction.
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