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Find Final Expense Insurance Agents in Miami Gardens, FL

Looking for a final expense insurance agent in Miami Gardens? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Miami Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 13 final expense insurance agents in Miami Gardens, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
3489 NW 183rd St, Miami Gardens, FL 33056
(305) 925-9944 agents.estrellainsurance.com
Estrella Insurance
18355 NW 57th Ave #103B, Miami Gardens, FL 33055
(305) 830-1477 agents.estrellainsurance.com
AJM Agencies Auto Insurance (PROGRESSIVE)
4888 NW 183rd St #207, Miami Gardens, FL 33055
(786) 556-5210 ajmagency.com
Estrella Insurance
17325 NW 27th Ave #202, Miami Gardens, FL 33056
(305) 925-4090 agents.estrellainsurance.com
L&P INSURANCE CORP
18512 NW 67th Ave, Miami Gardens, FL 33015
(786) 280-6698 lpinsurancecorp.com
Del Toro Insurance
3753 NW 167th St Suite 102, Miami Gardens, FL 33055
(786) 533-2513 deltoroinsurance.com
Gardens Insurance Inc
1818 NW 183rd St, Miami Gardens, FL 33056
(305) 621-0072
Renew Insurance LLC
16533 NW 57th Ave, Miami Gardens, FL 33014
(305) 624-7300
Del Toro Insurance
17201 NW 27th Ave, Miami Gardens, FL 33056
(786) 623-4006 deltoroinsurance.com
Insurance Exchange of America
19868 NW 27th Ave, Miami Gardens, FL 33056
(305) 620-7555 bestrate-insurance.com
Univista Insurance
19807 NW 2nd Ave, Miami Gardens, FL 33169
(786) 320-7992 univistainsurance.com
Responsive Insurance Agency
17845 NW 27th Ave, Miami Gardens, FL 33056
(305) 621-9111
Bendell Insurance Group
111 NW 183rd St Ste 108, Miami Gardens, FL 33169
(786) 698-6383

What Does a Final Expense Insurance Agent in Miami Gardens Cost?

Typical final expense insurance premiums in Florida for a 65-year-old non-smoker range from 50 to 120 dollars per month for 15,000 dollars of coverage. Smokers or older applicants may pay 100 to 200 dollars per month. Some policies offer level benefits, while others have a graded death benefit for the first two years. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Miami Gardens?
Final expense insurance is a small whole life policy designed to cover funeral costs and other final bills. In Florida, these policies are often issued without a medical exam but may have a graded benefit period for the first two years.
How do Florida laws affect final expense insurance?
Florida Statute 627.455 requires a 14-day free look period on life insurance policies. Also, Florida has a 5-year statute of limitations for contesting a policy after the insureds death, which agents can explain to clients.
What is the typical cost for final expense insurance in Florida?
Premiums for a 65-year-old in Miami Gardens often range from 50 to 150 dollars per month for 10,000 to 25,000 dollars of coverage. Costs depend on age, health, and tobacco use. Rates are set by the insurer and approved by the Florida Office of Insurance Regulation.