The top-rated final expense insurance agent in Daytona Beach, Florida is Shawn E. Brown Insurance, rated 5.0 stars across 278 reviews. Other highly rated options include Brandon Pham, Bankers Life Agent, Murray Insurance Agency, The Medicare Dude - Independent Broker. This directory lists 16 final expense insurance agents serving Daytona Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn E. Brown Insurance | Medicare Quotes, 140 S Beach St #300 | (386) 866-1090 |
| 2 | Brandon Pham, Bankers Life Agent | 444 Seabreeze Blvd Ste 400 | (386) 615-5100 |
| 3 | Murray Insurance Agency | 120 Integra Breeze Ln #2b | (386) 356-5032 |
| 4 | The Medicare Dude - Independent Broker | 1616 Concierge Blvd # 100 | (386) 871-3858 |
| 5 | Smart Choice Partners | 1326 S Ridgewood Ave STE 1 | (386) 898-0600 |
| 6 | LYNDA 101 | 128 Orange Ave | (352) 817-7245 |
| 7 | Brown & Brown | 300 N Beach St | (386) 252-9601 |
| 8 | Sherzer & Associates Insurance | 110 Integra Breeze Ln #1C | (386) 868-2121 |
| 9 | Health Insurance Associates | 1175 Beville Road | (800) 950-0608 |
| 10 | Beth Thibodeau, Bankers Life Agent | 444 Seabreeze Blvd Ste 400 | (386) 615-5100 |
Residents seeking to protect their families from end-of-life costs may choose between a single-pay final expense policy, where the coverage is secured with one lump sum, or a recurring-premium plan that allows for ongoing monthly or annual payments. Brandon Pham, Bankers Life Agent in Daytona Beach, Florida, helps local clients navigate these options to ensure funeral and burial expenses are managed without burdening survivors. His final expense insurance services are provided on a scheduled appointment basis, tailored to each client’s preferred timeline.
Murray Insurance Agency offers final expense insurance services to families in Daytona Beach, Florida. Its work focuses on helping clients secure affordable whole life policies that cover end-of-life costs and outstanding debts. The agency provides policy options with fixed premiums and guaranteed benefits, ensuring financial protection for survivors. It assists with initial plan selection, beneficiary designations, and policy maintenance throughout the client’s lifetime. The agency typically services single-family homes, apartment residents, and small retail businesses within the local area.
The Medicare Dude - Independent Broker in Daytona Beach, FL specializes in helping clients arrange final expense insurance to cover end-of-life costs. The agency also offers general insurance guidance for those planning ahead. It serves local seniors and families seeking straightforward burial or funeral expense coverage. During the winter months, when many neighbors are seasonal residents, the broker assists with portability questions and policy planning to ensure peace of mind away from home.
Serving Daytona Beach and the surrounding Volusia County communities, Smart Choice Partners assists families with final expense insurance to manage end-of-life costs without a financial burden. This coverage typically addresses funeral expenses and outstanding medical bills. The company handles the full application process in a straightforward manner, explaining policy options clearly. For a typical job, it meets with clients to review coverage needs, then completes paperwork and submits the application, maintaining steady communication until the policy takes effect.
As Florida’s heat and humidity intensify each summer, many Daytona Beach families begin planning final expenses to relieve loved ones of financial burdens. LYNDA 101 understands this seasonal need and provides straightforward final expense insurance designed to cover funeral costs without requiring a medical exam. This approach helps seniors secure necessary peace of mind quickly. Every initial conversation includes a no-obligation review of local burial cost estimates and an assessment of each client’s unique policy options before moving forward.
Brown & Brown serves senior residents and families in the Daytona Beach area who are planning for end-of-life expenses and funeral costs. As a final expense insurance agent, the company helps clients understand and select small permanent life insurance policies that cover burial and related debts. They guide individuals through the application process, focusing on affordable coverage options that remain fixed over time. Their services are particularly useful for those on a fixed income. Brown & Brown also extends its assistance to clients in the neighboring communities of Port Orange and Ormond Beach.
Sherzer & Associates Insurance handles the life insurance needs of clients in Daytona Beach, Florida, with a specialty in final expense policies designed to cover end-of-life costs. The firm assists individuals in planning for funeral expenses, medical bills, and other outstanding debts left behind. Their services are available for small businesses, including local retail offices, commercial warehouses, and food service establishments seeking to protect their families and business assets from financial burden.
Health Insurance Associates serves residential clients in the Daytona Beach area, helping families plan for final expenses with straightforward coverage options. The agency also provides commercial insurance solutions to local businesses. Their service area extends throughout the broader Daytona Beach market, focusing on accessible consultations and policy explanations. After an initial plan is set up, agents follow through with periodic check-ins to review coverage and address any changes, ensuring clients receive continued attention between regular visits.
Beth Thibodeau, Bankers Life Agent in Daytona Beach, FL, is known for helping local families plan for their final expense needs with clear guidance and personalized attention. The agency serves clients seeking term life and whole life insurance policies to cover burial costs, outstanding debts, and other end-of-life expenses. It ensures that loved ones face fewer financial burdens during difficult times by tailoring coverage amounts to individual budgets and needs. An additional specialty service offered is simplified issue life insurance, which requires no medical exam for qualifying applicants.
What Does a a Final Expense Insurance Agent in Daytona Beach Cost?
Final expense insurance costs in Florida vary by age health and coverage amount. For a healthy 65 year old a 10000 policy might cost 50 to 80 per month. A 70 year old might pay 70 to 120 per month for the same coverage. Rates are higher for smokers or those with chronic conditions. This is general information not insurance advice.
About final expense insurance agents in Daytona Beach
Final expense insurance helps cover funeral and burial costs for residents of Daytona Beach Florida. Florida law requires funeral homes to provide a written price list upon request, making it easier to plan your coverage. An agent in Volusia County can help you compare policies from multiple carriers to fit your budget.
Frequently Asked Questions
What is final expense insurance in Daytona Beach Florida?
Final expense insurance is a small whole life policy designed to pay for funeral and burial costs. In Florida these policies typically range from 2000 to 50000 in coverage. The death benefit goes directly to your beneficiary to cover end of life expenses.
Do I need a medical exam for final expense insurance in Florida?
Most final expense policies in Florida do not require a medical exam. Instead insurers use simplified underwriting with health questions on the application. Some carriers offer guaranteed issue policies for those with serious health conditions.
How does Florida law affect final expense insurance?
Florida law gives you a 30 day free look period after buying a life insurance policy. If you cancel within that time you get a full refund. Also Florida requires funeral homes to honor preneed contracts if you assign your policy to them.
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