The top-rated final expense insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 715 reviews. Other highly rated options include Estrella Insurance, Choice One Insurance, Del Toro Insurance. This directory lists 15 final expense insurance agents serving Cutler Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ellie Mills - State Farm Insurance Agent | 20330 Old Cutler Rd | (305) 238-8688 |
| 2 | Estrella Insurance | 20214 Old Cutler Rd | (305) 232-7690 |
| 3 | Choice One Insurance | 18400 SW 97th Ave STE 101 | (305) 252-1873 |
| 4 | Del Toro Insurance | 18651 S Dixie Hwy | (305) 252-1009 |
| 5 | Univista Insurance | 18932 S Dixie Hwy | (305) 433-7393 |
| 6 | Greisy Cabanas - State Farm Insurance Agent | 9730 SW 184th St | (305) 233-4242 |
| 7 | Claudia's Insurance Inc | 18901 SW 106th Ave #132 | (786) 293-9141 |
| 8 | Goosehead Insurance - Luis Andrew Ruiz & Eric Gray | 20325 Old Cutler Rd | (786) 685-2962 |
| 9 | Gerald Campbell: Allstate Insurance | 10655 SW 190th St STE 2111 | (305) 602-5200 |
| 10 | Sebanda Insurance | 20279 Old Cutler Rd | (305) 390-8614 |
Ellie Mills - State Farm Insurance Agent serves the Cutler Bay, Florida area, offering final expense insurance as a primary service. This type of policy helps cover funeral costs and other end-of-life expenses, providing financial support for families during a difficult time. The agency guides clients through the process of selecting appropriate coverage limits based on individual needs and budgets. It addresses common concerns like burial arrangements and outstanding medical bills.
Estrella Insurance in Cutler Bay, Florida, is known for helping clients secure final expense coverage to manage end-of-life costs. The company assists families in planning for funeral services, outstanding medical bills, and other related expenses with straightforward policy options. Final expense insurance agents in this area typically guide residents through coverage amounts that fit their budget. Estrella Insurance specializes in offering whole life insurance policies that can be paired with additional accidental death coverage for broader protection.
Choice One Insurance provides final expense insurance coverage, assisting clients in Cutler Bay, Florida, with arranging end-of-life financial protection. Its services include policy guidance and enrollment support for individuals seeking to cover funeral costs and related obligations. Maintenance plans typically involve annual policy reviews to ensure coverage remains aligned with client needs. The company serves a diverse clientele, including single-family homeowners, apartment residents, retail workers, and restaurant employees throughout the area.
Del Toro Insurance serves the greater Cutler Bay area of Miami-Dade County, providing final expense insurance to help residents plan for end-of-life costs. The company focuses on policies designed to cover funeral expenses and outstanding medical bills without burdening surviving family members. These plans typically offer fixed premiums that do not increase with age. Del Toro Insurance assists clients with both simplified issue whole life insurance and guaranteed acceptance life insurance in this region.
Univista Insurance provides final expense life insurance services in Cutler Bay, Florida, helping residents arrange for end-of-life coverage that alleviates financial burdens on surviving family members. It offers structured policy options designed to cover funeral costs and outstanding debts through manageable premiums. The agent maintains steady communication with clients, reviewing coverage needs as situations change over time. Its services assist property owners seeking responsible financial planning, including those residing in single-family homes, apartments, retail spaces, and restaurants.
Greisy Cabanas - State Farm Insurance Agent serves local families and individuals in Cutler Bay, Florida, with final expense insurance solutions. This type of coverage helps loved ones manage end-of-life costs and outstanding obligations. The agency guides clients through policy options that can fit within a household budget, making sure each plan aligns with their specific needs and preferences. Assistance is provided in English and Spanish to better communicate with the diverse community. The agency also serves families in the neighboring areas of Palmetto Bay and southern Miami-Dade County.
Serving Cutler Bay and the surrounding South Florida communities, Claudia's Insurance Inc handles final expense insurance for local families. This type of coverage is designed to help manage the costs associated with end-of-life arrangements. The agent works with clients to understand their specific needs during the planning process. For a typical job, the company takes a straightforward approach by explaining policy options and helping clients select a plan that fits their budget.
At Goosehead Insurance - Luis Andrew Ruiz & Eric Gray in Cutler Bay, FL, final expense coverage is offered as either a single-payment whole life policy or a plan with ongoing monthly premiums, each designed to cover end-of-life costs for clients. These policies help ensure funeral expenses and unpaid bills are settled without burdening family members. Their local service provides policy reviews and claims assistance as needed, arranged on an as-needed basis to accommodate client schedules.
Gerald Campbell: Allstate Insurance specializes in final expense insurance, offering policies designed to cover funeral and burial costs for residents of Cutler Bay, FL. The agency provides personalized consultation to help individuals select appropriate coverage that alleviates financial burden on loved ones. It serves clients by guiding them through the process of determining necessary policy amounts and managing end-of-life planning needs. Gerald Campbell assists individuals specifically with arranging coverage ahead of medical or age-related transitions that can increase eligibility concerns.
Sebanda Insurance serves seniors and families in Cutler Bay, Florida who are planning for end-of-life expenses. As a Final Expense Insurance Agent, the company helps clients compare affordable burial and life insurance policies that cover funeral costs and outstanding debts. Representatives take time to explain coverage options and payment plans suited to different budgets. The agency also provides personalized assistance with beneficiary designations and claims filing for policyholders already insured. Sebrada Insurance additionally serves clients in the broader Homestead and South Miami Heights areas of southern Miami-Dade County.
What Does a a Final Expense Insurance Agent in Cutler Bay Cost?
Final expense insurance costs in Florida vary by age health and coverage amount. A typical policy for a 65 year old nonsmoker might cost between 50 and 150 dollars per month for 10000 dollars in coverage. Rates can be higher for smokers or those with health conditions. This is general information and not insurance advice.
About final expense insurance agents in Cutler Bay
Final expense insurance agents in Cutler Bay Florida help residents secure burial insurance to cover end of life costs. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents understand the specific needs of seniors in South Florida communities.
Frequently Asked Questions
What is final expense insurance in Cutler Bay Florida?
Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In Florida these policies typically have face values between 5000 and 25000 dollars. Agents in Cutler Bay can help you compare plans from multiple carriers.
Do I need a special license to sell final expense insurance in Florida?
Yes Florida requires all insurance agents to hold a valid 2-15 or 2-14 license from the Florida Department of Financial Services. Agents must also complete continuing education every two years. You can verify an agent license on the Florida DFS website.
Are there Florida laws that affect final expense insurance payouts?
Florida has a 30 day free look period for life insurance policies including final expense plans. This means you can cancel within 30 days for a full refund. Florida also requires insurers to pay claims within 60 days of receiving proof of death.
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